Life Insurance in Queen City, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
6 life insurance agencies in Queen City
Within 15 miles of Queen City, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Caleb Kesler is an Allstate insurance agent serving Texarkana, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance with a focus on personalized service. The agency opened in 2021 and holds a 4.5‑star rating from 237 reviews.
Welcome to Ahlstrom Insurance Agency, LLC. We are an Independent Insurance Agency serving clients in the Texarkana Texas & Arkansas areas, offering personal and commercial insurance coverages.
Dickson Agency offers auto, home, business, and life insurance solutions, promising quotes within 24 hours and focusing on helping customers save money while protecting what matters most.
NavSav Insurance – Atlanta, Texas, formerly known as Richardson “No Bull” Insurance, is a full‑service agency offering personal and commercial insurance coverage including home, auto, health, life, and agricultural policies. The agency works with leading carriers to provide tailored plans for individuals and businesses.
Cook Insurance USA is an independent agency serving the Texarkana area and the states of Texas and Arkansas. They provide personal insurance such as auto, homeowners, life, health, and motorcycle coverage, as well as commercial lines like general liability, commercial auto, and property. Clients receive a dedicated team to address their insurance needs.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.