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Life Insurance in Frisco, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Frisco, TX: 24 licensed insurance agencies serve 225,007 residents in Collin County. auto premiums average $1,530 per year — 16% below the Texas state average.

24 life insurance agencies in Frisco

Within 15 miles of Frisco, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 114.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
R Listed
Rush Agency
4.9 · 100 reviews on Google43 yrs in business

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 2.7 mi
Carriers: Aegis Security Insurance Company, American Economy Insurance Company +3420+ agents
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A Listed
American Option Insurance Agency
4.9 · 105 reviews on Google

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 4.3 mi
Carriers: ASI Lloyds, American Economy Insurance Company +3420+ agents
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H Listed
HI Agency
4.8 · 90 reviews on Google

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 4.5 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +920+ agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 561 reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 6.4 mi
Carriers: State Farm10+ agents
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J Listed
Jason Binyon Agency - Farmers Insurance
4.8 · 83 reviews on Google

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 3.0 mi
Carriers: Farmers10+ agents
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F Listed
Farmers Insurance - Chris Stiles Agency
4.8 · 23 reviews on Google

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Little Elm, TX· 3.7 mi
20+ agents
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O Listed
OWNERS INSURANCE AGENCY
4.8 · 2 reviews on Google

Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 2.7 mi
Carriers: Alinsco Insurance Company, Foremost County Mutual Insurance Company +810+ agents
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N Listed
Nexum Insurance
4.8 · 17 reviews on Google

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

AutoCommercial GLHomeownersLife+2 moreSpanish
Little Elm, TX· 6.0 mi
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company +620+ agents
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S Listed
SS Integra Insurance
4.8 · 1 reviews on Google

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
Little Elm, TX· 2.5 mi
10+ agents
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A Listed
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
4.8 · 1 reviews on Google

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 3.1 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +766+ agents
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L Listed
Long Insurance
4.8 · 1 reviews on Google

Long Insurance Group is a locally owned, independent agency serving Prosper, Gladewater, and the surrounding East Texas area. They are a 5‑star rated agency offering a range of personal and commercial insurance solutions. Their focus is on delivering personalized service and value‑focused coverage.

AutoHomeownersRentersBoat+3 more
Prosper, TX· 4.3 mi
10+ agents
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H Listed
Hempkins Insurance
4.8 · 37 reviews on Google45 yrs in business

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Allen, TX· 11.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +6610+ agents
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R Listed
Rick Hittle - State Farm Insurance Agent
4.9 · 149 reviews on Google30 yrs in business

Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 0.8 mi
Carriers: State Farm1-2 agents
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A Listed
Andrew Shull - State Farm Insurance Agent
4.9 · 230 reviews on Google20 yrs in business

Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 1.4 mi
Carriers: State Farm1-2 agents
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K Listed
Kiesling Insurance Agency

Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Little Elm, TX· 4.4 mi
20+ agents
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F Listed
Fabiola Sears - State Farm Insurance Agent
4.9 · 472 reviews on Google7 yrs in business

Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 1.6 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Christine Degele
4.8 · 92 reviews on Google35 yrs in business

Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 1.4 mi
1-2 agents
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T Listed
The Benefits Boss
4.9 · 1,582 reviews on Google

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 12.3 mi
10+ agents
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B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 12.1 mi
20+ agents
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G Listed
Gene Wolfgram - State Farm Insurance Agent
4.9 · 306 reviews on Google21 yrs in business

Gene Wolfgram is a State Farm insurance agent based in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with financial services. With over 40 years of experience and designations (ChFC, CLU, CPCU), the agency serves English and Spanish speaking customers across Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 3.0 mi
Carriers: State Farm1-2 agents
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C Listed
Caylee Lazo - State Farm Insurance Agent
4.9 · 248 reviews on Google4 yrs in business

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 7.7 mi
Carriers: State Farm3-5 agents
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C Listed
Christy Brott - State Farm Insurance Agent
4.9 · 385 reviews on Google30 yrs in business

Christy Brott is a State Farm agent serving Frisco, TX and nearby communities with nearly thirty years of experience. The agency offers a range of personal and commercial insurance products and emphasizes bilingual service in English and Spanish. The office provides flexible after‑hours appointments and a strong local community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 3.8 mi
Carriers: State Farm1-2 agents
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B Listed
Brightway Insurance, The Wilkins Family Agency
4.8 · 99 reviews on Google

The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.

AutoBoatCommercial GLFlood+5 more
Frisco, TX· 2.4 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.