Boat Insurance in Texas
Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.
Top Texas Cities for Boat Insurance
Top Boat Insurance Agencies in Texas
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Braly Insurance Group is an independent Texas insurance agency offering a wide range of personal and commercial coverage options. They emphasize local expertise, personalized service, and partnerships with top‑rated carriers to protect families and businesses.
Stanley Insurance Agency, an Authorized Progressive Agent in Austin, Texas, has been serving the greater Austin area since 1983. They provide a range of insurance products including auto, home, renters, motorcycle, boat, and commercial coverage, leveraging over 30 carriers to offer competitive rates. The agency operates from two Austin locations and emphasizes personalized service and quick quotes.
Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.
We are a Texas independent agency founded in 2007, family‑owned and based in Austin. With over 30 insurance carriers, we custom‑prepare policies for auto, home, commercial and personal lines. Our focus is affordable coverage and personalized service for families and businesses.
Stanley Insurance Agency, an Authorized Progressive Agent based in Austin, TX, has been serving the greater Austin area since 1983. They offer a range of insurance products including auto, motorcycle, RV, homeowners, renters, boat, and commercial coverage through over 30 companies. The agency operates two local locations and emphasizes affordable rates and personalized service.
Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.
Arteca Insurance LLC is an Austin‑based agency offering a range of personal and commercial insurance solutions. Their staff assists clients in selecting policies from various carriers and provides services such as notary, tax assistance, and travel insurance. They emphasize personalized service and community support.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.
Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.
Frequently Asked Questions
Is boat insurance required in Texas?
Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.
What does it cover?
Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.
Does my homeowners policy cover my boat?
Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.