Motorcycle Insurance in Texas
Motorcycle insurance in Texas requires the same minimum liability as auto (30/60/25). Add-ons typically include collision, comprehensive, uninsured-motorist, and accessory coverage for aftermarket parts. Most agents will quote across multiple powersports carriers.
Top Texas Cities for Motorcycle Insurance
Top Motorcycle Insurance Agencies in Texas
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personal service. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to the Texas community.
Welcome to the Richard Munoz State Farm Insurance Agency! Since 2009, we have been dedicated to meeting all your insurance needs. We offer a wide range of insurance options, including Auto, Homeowners, Condo, Renters, Life, Health, Business Owner's Insurance and Financial Services.
We hope you will Run With The Pack in 2026. Our mission is to help people make informed decisions about their insurance plans. My team has been helping our neighbors in the Lone Star State since 2009.
Independent Insurance Center Inc. (IIC) is one of the oldest full‑service agencies in the San Antonio area, trusted by Texas since 1883. The Boerne branch offers a wide range of personal and commercial insurance solutions with a focus on exceptional customer service.
Amy Maddox has been in insurance since 2000 and opened her agency in 2003 in Cedar Park, TX. She and her team offer auto, home, business, boat and other insurance needs, serving Cedar Park and surrounding areas.
ALPA Auto Insurance is a Texas‑based agency that provides quick, commitment‑free insurance quotes for auto, motorcycle, renters, homeowners and commercial lines. They serve both English‑ and Spanish‑speaking customers and emphasize low rates and simple, no‑drama service.
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
Jarrodd Little State Farm Agent office in Cedar Park, TX has served the community since 2010. As a second‑generation State Farm agent, he provides personalized insurance coverage and emphasizes excellent service. The team focuses on building lasting relationships with customers.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personal service, community involvement, and quick online quoting.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, and commercial insurance. They emphasize personalized service with fast quotes, multiple carrier options, and community involvement, backed by 25+ years of experience.
Shaffin Wegener is a State Farm agent in Temple, Texas, ranked among the Top 100 State Farm agents nationwide. The family‑owned agency offers auto, homeowners, renters, life, commercial, motorcycle and boat insurance, emphasizing fast, personal service. They serve the local community with multiple contact options and a strong online presence.
Frequently Asked Questions
Is motorcycle insurance required in Texas?
Yes. Texas law requires the same minimum liability coverage (30/60/25) for motorcycles as for cars. Riders are not required to carry collision or comprehensive but most lenders do if the bike is financed.
Does motorcycle insurance cover gear?
Standard liability does not. Many carriers offer optional accessory or custom-parts-and-equipment coverage that protects helmets, jackets, and aftermarket gear up to a sub-limit.
Can I get seasonal coverage?
Some Texas carriers offer lay-up or storage policies for winter months when the bike isn't ridden. Premium drops significantly while still maintaining comprehensive (theft/fire) protection.