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Motorcycle Insurance in Houston, TX

Motorcycle insurance in Texas requires the same minimum liability as auto (30/60/25). Add-ons typically include collision, comprehensive, uninsured-motorist, and accessory coverage for aftermarket parts. Most agents will quote across multiple powersports carriers.

Motorcycle insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.

24 motorcycle insurance agencies in Houston

Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 162.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
TIA-Texas Insurance Agency
4.7 · 65 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 3.8 mi
10+ agents
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L Listed
L.A. Insurance
4.9 · 637 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 3.8 mi
Carriers: Progressive County Mutual, National General +66+ agents
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T Listed
TIA-Texas Insurance Agency
4.7 · 79 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 8.6 mi
10+ agents
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A Listed
Avalon Insurance Agency
4.8 · 88 reviews on Google20 yrs in business

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 9.5 mi
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +10720+ agents
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L Listed
L.A. Insurance
4.9 · 687 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 7.0 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
L Listed
L.A. Insurance
4.9 · 1,408 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers low‑cost coverage for auto, motorcycle, boat, RV, renters and life insurance, providing flexible payment options and quick policy activation.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
T Listed
TIA- Texas Insurance Agency/Uvalde Insurance Agency
4.9 · 103 reviews on Google27 yrs in business

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 11.3 mi
10+ agents
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L Listed
L.A. Insurance
4.9 · 884 reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 9.9 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
A Listed
AZ Auto Insurance
4.5 · 92 reviews on Google26 yrs in business

AZ Insurance is a Texas‑based agency serving Houston drivers since 2000, offering a range of personal and commercial insurance products with bilingual agents.

AutoHomeownersRentersCommercial GL+3 more
Houston, TX· 10.9 mi
Carriers: Dairyland, Progressive +56+ agents
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F Listed
Freeway Insurance
4.8 · 594 reviews on Google

Freeway Insurance offers a wide range of insurance products, supporting customers in all 50 U.S. states. The site provides options for auto, homeowners, renters, life, motorcycle, boat, and commercial coverage among others.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 6.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
C Listed
Crestar Insurance
4.9 · 104 reviews on Google20 yrs in business

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Missouri City, TX· 14.4 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +3710+ agents
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F Listed
Freeway Insurance
4.9 · 296 reviews on Google

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 4.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
L Listed
L.A. Insurance
4.9 · 614 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 10.8 mi
Carriers: Progressive County Mutual, National General +66+ agents
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F Listed
Freeway Insurance
4.9 · 689 reviews on Google

Freeway Insurance is a nationwide insurer that supports all insurance needs across the 50 U.S. states. They offer a variety of products including auto, homeowners, renters, life, motorcycle and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
A Listed
Affordable Insurance of Texas
4.9 · 286 reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 9.4 mi
6+ agents
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A Listed
Amtex Insurance
4.7 · 626 reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Houston, TX· 6.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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A Listed
Amtex Insurance Corporate Office
4.8 · 240 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance for Texas residents, emphasizing personal service and quick coverage. With over 25 years of experience, the agency highlights its local agents, multiple carrier options, and a commitment to community involvement.

AutoCommercial GLHomeownersLife+3 more
South Houston, TX· 5.1 mi
Carriers: ACCC Insurance Company, American Access Casualty +101-2 agents
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F Listed
Freeway Insurance
4.8 · 517 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 8.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
L Listed
L.A. Insurance
4.9 · 559 reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 12.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +106+ agents
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T Listed
TIA- Texas Insurance Agency
4.6 · 72 reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency in Houston, Texas, serving families and businesses since 1999. It offers affordable auto, home, motorcycle, and commercial coverage by comparing multiple carriers to find the best value.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 3.8 mi
1-2 agents
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A Listed
Amtex Insurance
4.9 · 476 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, commercial, and motorcycle coverage with a focus on local, personalized service. Since its founding, the agency has emphasized real‑people insurance and community involvement across Texas.

AutoCommercial GLHomeownersMotorcycle+2 more
Humble, TX· 10.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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F Listed
Freeway Insurance
4.9 · 759 reviews on Google

Freeway Insurance offers a range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides online quotes and phone assistance across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 9.8 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.8 · 71 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 9.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile

Frequently asked questions

Is motorcycle insurance required in Texas?

Yes. Texas law requires the same minimum liability coverage (30/60/25) for motorcycles as for cars. Riders are not required to carry collision or comprehensive but most lenders do if the bike is financed.

Does motorcycle insurance cover gear?

Standard liability does not. Many carriers offer optional accessory or custom-parts-and-equipment coverage that protects helmets, jackets, and aftermarket gear up to a sub-limit.

Can I get seasonal coverage?

Some Texas carriers offer lay-up or storage policies for winter months when the bike isn't ridden. Premium drops significantly while still maintaining comprehensive (theft/fire) protection.