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Boat Insurance in Houston, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.

24 boat insurance agencies in Houston

Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.

LI

L.A. Insurance

South Houston, TX· 3.8 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
AA

Avalon Insurance Agency

Houston, TX· 9.5 mi
Agency
Popular
20+ agents20yr

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +106
View Agency
LI

L.A. Insurance

South Houston, TX· 7.0 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
LI

L.A. Insurance

Houston, TX· 7.5 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers low‑cost coverage for auto, motorcycle, boat, RV, renters and life insurance, providing flexible payment options and quick policy activation.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
LI

L.A. Insurance

Houston, TX· 9.9 mi
Agency
Very Popular
6+ agents33yr

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
FI

Freeway Insurance

Houston, TX· 6.2 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, supporting customers in all 50 U.S. states. The site provides options for auto, homeowners, renters, life, motorcycle, boat, and commercial coverage among others.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FI

Freeway Insurance

Houston, TX· 4.4 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
LI

L.A. Insurance

Bellaire, TX· 10.8 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
FI

Freeway Insurance

Houston, TX· 7.2 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide insurer that supports all insurance needs across the 50 U.S. states. They offer a variety of products including auto, homeowners, renters, life, motorcycle and boat insurance.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AT

Affordable Insurance of Texas

Houston, TX· 9.4 mi
Agency
Very Popular
6+ agents

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

Spanish
AutoHomeownersRentersCommercial GL+5 more
View Agency
FI

Freeway Insurance

Bellaire, TX· 8.1 mi
Agency
Very Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
LI

L.A. Insurance

Channelview, TX· 12.6 mi
Agency
Very Popular
6+ agents33yr

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company, Consumers County Mutual Insurance Company +9
View Agency
FI

Freeway Insurance

Houston, TX· 9.8 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides online quotes and phone assistance across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FI

Freeway Insurance

Bellaire, TX· 9.7 mi
Agency
Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
BE

Bridgette Emanuel - State Farm Insurance Agent

Bellaire, TX· 6.3 mi
Agency
Popular
1-2 agents32yr

Bridgette Emanuel State Farm is a Texas‑based insurance agency offering a range of personal and commercial insurance products. The agency serves the Houston area and the wider Texas market, providing auto, homeowners, renters, life, motorcycle, and boat insurance among others. The agent has been affiliated with State Farm since 1994.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
FI

Freeway Insurance

Houston, TX· 6.9 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

A-MAX Auto Insurance

Bellaire, TX· 7.6 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AI

Acceptance Insurance

Pasadena, TX· 11.9 mi
Agency
Very Popular
6+ agents

Acceptance Insurance provides a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Pasadena, Texas office serves customers via phone at 877-405-7102 and online quote tools.

AutoBoatCommercial GLHomeowners+4 more
Carriers: First Acceptance Insurance Company, Confie (parent MGA)
View Agency
FI

Freeway Insurance

Bellaire, TX· 7.9 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Bellaire, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FS

Fiesta Auto Insurance & Tax Service

Pasadena, TX· 11.6 mi
Agency
Very Popular
6+ agents

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services. At Fiesta we treat you like family!

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: Progressive County Mutual, Pronto Insurance (affiliate), Infinity (Kemper) +3
View Agency
FI

Freeway Insurance

Houston, TX· 11.1 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a variety of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, serving customers across all 50 U.S. states. The site provides tools to locate nearby offices, request quotes, and contact support via phone.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FI

Freeway Insurance

Houston, TX· 8.3 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FI

Freeway Insurance

Houston, TX· 8.7 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
TW

Tim Woodson - State Farm Insurance Agent

Bellaire, TX· 6.5 mi
Agency
1-2 agents46yr

Tim Woodson’s Insurance Office is a State Farm agency in Bellaire, Texas, offering a range of personal and business insurance products. Tim Woodson has been an insurance agent since 1980 and the team has over 65 years of combined experience. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.