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Boat Insurance in Houston, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.

24 boat insurance agencies in Houston

Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 162.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
L Listed
L.A. Insurance
4.9 · 637 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 3.8 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
A Listed
Avalon Insurance Agency
4.8 · 88 reviews on Google20 yrs in business

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 9.5 mi
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +10720+ agents
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L Listed
L.A. Insurance
4.9 · 687 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 7.0 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
L Listed
L.A. Insurance
4.9 · 1,408 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers low‑cost coverage for auto, motorcycle, boat, RV, renters and life insurance, providing flexible payment options and quick policy activation.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
L Listed
L.A. Insurance
4.9 · 884 reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 9.9 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
F Listed
Freeway Insurance
4.8 · 594 reviews on Google

Freeway Insurance offers a wide range of insurance products, supporting customers in all 50 U.S. states. The site provides options for auto, homeowners, renters, life, motorcycle, boat, and commercial coverage among others.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 6.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.9 · 296 reviews on Google

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 4.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
L Listed
L.A. Insurance
4.9 · 614 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 10.8 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
F Listed
Freeway Insurance
4.9 · 689 reviews on Google

Freeway Insurance is a nationwide insurer that supports all insurance needs across the 50 U.S. states. They offer a variety of products including auto, homeowners, renters, life, motorcycle and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 7.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
A Listed
Affordable Insurance of Texas
4.9 · 286 reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 9.4 mi
6+ agents
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F Listed
Freeway Insurance
4.8 · 517 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 8.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
L Listed
L.A. Insurance
4.9 · 559 reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 12.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +106+ agents
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F Listed
Freeway Insurance
4.9 · 759 reviews on Google

Freeway Insurance offers a range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides online quotes and phone assistance across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 9.8 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.8 · 71 reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 9.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
B Listed
Bridgette Emanuel - State Farm Insurance Agent
4.8 · 81 reviews on Google32 yrs in business

Bridgette Emanuel State Farm is a Texas‑based insurance agency offering a range of personal and commercial insurance products. The agency serves the Houston area and the wider Texas market, providing auto, homeowners, renters, life, motorcycle, and boat insurance among others. The agent has been affiliated with State Farm since 1994.

AutoBoatCommercial GLHomeowners+4 more
Bellaire, TX· 6.3 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.8 · 652 reviews on Google

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 6.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
A Listed
A-MAX Auto Insurance
4.1 · 139 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Bellaire, TX· 7.6 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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A Listed
Acceptance Insurance
4.9 · 412 reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Pasadena, Texas office serves customers via phone at 877-405-7102 and online quote tools.

AutoBoatCommercial GLHomeowners+4 more
Pasadena, TX· 11.9 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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F Listed
Freeway Insurance
4.9 · 368 reviews on Google

Licensed insurance agency in Bellaire, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 7.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 102 reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services. At Fiesta we treat you like family!

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Pasadena, TX· 11.6 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
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F Listed
Freeway Insurance
4.9 · 780 reviews on Google

Freeway Insurance offers a variety of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, serving customers across all 50 U.S. states. The site provides tools to locate nearby offices, request quotes, and contact support via phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 11.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.9 · 630 reviews on Google

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 8.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.9 · 497 reviews on Google

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 8.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.