Commercial Liability Insurance in Houston, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
Commercial insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.
24 commercial insurance agencies in Houston
Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
PETRUS RETIREMENT PLANNING LLC
Licensed insurance agency in Houston, TX; represents 9 carriers.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
THE SARAH SPRINGER AGENCY LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
THE REAL INSURANCE LADY AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 38 carriers.
L.A. Insurance
L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.
PASADENA INSURANCE AGENCY, INC.
Licensed insurance agency in Houston, TX; represents 146 carriers.
ARCHER INSURANCE GROUP, LLC
Licensed insurance agency in Houston, TX; represents 11 carriers.
SECURESOLUTIONS INSURANCE AGENCY LLC
Licensed insurance agency in Houston, TX; represents 6 carriers.
GONZALEZ PROFESSIONAL SERVICES LLC
Licensed insurance agency in Houston, TX; represents 12 carriers.
SOUTHTEX INSURANCE,LLC
Licensed insurance agency in Houston, TX; represents 7 carriers.
EDWARDS FINANCIAL GROUP LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
MV2 INSURANCE SOLUTIONS, LLC
Licensed insurance agency in Houston, TX; represents 8 carriers.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Avalon Insurance Agency
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
MARIA A. MARTINEZ INSURANCE INC.
Licensed insurance agency in Houston, TX; represents 6 carriers.
LKJ FINANCIAL, LLC
Licensed insurance agency in Houston, TX; represents 36 carriers.
WEALTH STANDARD INSURANCE LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
MOINOT INSURANCE GROUP LLC
Licensed insurance agency in Cypress, TX; represents 17 carriers.
DOUGLAS B. JOHNSON INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 82 carriers.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
ECHO CONSULTING, LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
MONEX ASSET MANAGEMENT, INC.
Licensed insurance agency in Houston, TX; represents 10 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.