Commercial Liability Insurance in Austin, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
Commercial insurance in Austin, TX: 24 licensed insurance agencies serve 993,588 residents in Travis County. auto premiums average $2,620 per year — 5% below the Texas state average. wind + hail drives 45% of homeowner claims.
24 commercial insurance agencies in Austin
Within 15 miles of Austin, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Combined Agents of America, LLC is a privately held aggregator group that strengthens independent agencies by combining expertise and relationships. Their mission is to foster profitable growth with quality, stable insurance companies while providing unsurpassed service and a wide variety of products to clients.
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. Their team provides coverage for auto, home, business, rental property, boat, and motorcycle, aiming to treat customers like family. They serve both English and Spanish speaking communities.
An independent insurance agency in Austin, TX offering auto, home, renters, and business insurance solutions. They focus on personalized service, evaluating each client’s unique needs to find the best coverage. The agency emphasizes friendly, full‑service support for individuals and businesses.
Kenny Hill runs a State Farm‑affiliated agency in Austin offering personalized insurance solutions for auto, home, renters, life and other personal and business risks. The team emphasizes local, fast, friendly service and helps customers navigate coverage across Texas’ many perils.
Time Insurance Agency, founded in 1961 by retired Navy pilot John P. Schuler, is a boutique independent agency serving Texas for three generations. The agency offers a wide range of personal and commercial insurance products with a focus on transparency, trust, and competitive pricing. It operates from an office on East Riverside Drive and emphasizes fast, personalized service.
Direct Auto Insurance, a subsidiary of Allstate, offers auto, motorcycle, commercial auto, renters and term life insurance with multiple discount options. Founded in 1991, the agency serves customers nationwide through over 500 local stores and 24/7 support.
Fact Insurance Texas is a family‑owned independent agency founded in 2001 in Austin, Texas. It helps individuals and businesses compare auto, home, life, and farm insurance options across the state, emphasizing clear guidance and unbiased carrier selection.
Dean & Davis Insurance is a local, family‑owned independent agency in Austin, operating since 1969. They provide straightforward, personalized home and auto insurance with bilingual (English and Spanish) service and a focus on long‑term customer relationships.
Freeway Insurance offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, serving customers across all 50 U.S. states from its network of retail locations. The Austin, TX office provides online quotes and assistance via phone.
Abt Insurance Agency simplifies Medicare by offering free consultations, comparing over 30 carriers, handling paperwork, and providing ongoing support for the life of the policy.
Risk Insurance Agency, LLC has been providing insurance services in Austin since 2018 with a commitment to delivering personalized service. Our team of experienced professionals is dedicated to ensuring that you feel protected when it comes to insurance.
Stanley Insurance Agency, an Authorized Progressive Agent in Austin, Texas, has been serving the greater Austin area since 1983. They provide a range of insurance products including auto, home, renters, motorcycle, boat, and commercial coverage, leveraging over 30 carriers to offer competitive rates. The agency operates from two Austin locations and emphasizes personalized service and quick quotes.
Acceptance Insurance is a regional office offering a wide range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They serve customers in Austin, Texas and surrounding areas, providing quotes by phone or online.
Cedar Oak Insurance serves Austin and surrounding Texas communities, helping individuals save money, businesses reduce risk, and families protect their financial future.
We are a full‑service independent insurance agency in Austin, TX offering auto, home, business and renters insurance. We evaluate each client’s unique needs and shop multiple carriers to find the best coverage and price. Our staff focuses on friendly, personalized service.
Southwest Insurance Center is an Austin‑owned, full‑service insurance agency offering a range of personal and commercial coverage options. They provide auto, home, commercial and life insurance and emphasize technology‑driven service and friendly customer support. The agency serves Austin and surrounding areas such as Buda, Kyle, and Dripping Springs.
Arteca Insurance LLC offers auto and home insurance along with a range of commercial, motorcycle, and boat coverage. Their staff assists customers in finding suitable policies from various carriers, emphasizing personalized service and community support.
GEICO Insurance Agency in Austin, Texas provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage, offering online quotes and policy management.
EZ Insurance Agency is a local Austin agency with over 20 years of experience, offering auto, home, and commercial insurance. They focus on saving customers money by shopping multiple carriers and providing fast, friendly service.
Licensed insurance agency in Austin, TX; represents 4 carriers.
Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.
Licensed insurance agency in Austin, TX. Contact directly for available products and carriers.
Ed Weeren Insurance Agency, Inc. is an independent, family‑owned agency in Austin, Texas that has been serving the community since 1899, offering personal and business insurance solutions.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.