Umbrella Insurance in Austin, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Austin, TX: 24 licensed insurance agencies serve 993,588 residents in Travis County. auto premiums average $2,620 per year — 5% below the Texas state average. wind + hail drives 45% of homeowner claims.
24 umbrella insurance agencies in Austin
Within 15 miles of Austin, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Time Insurance Agency, founded in 1961 by retired Navy pilot John P. Schuler, is a boutique independent agency serving Texas for three generations. The agency offers a wide range of personal and commercial insurance products with a focus on transparency, trust, and competitive pricing. It operates from an office on East Riverside Drive and emphasizes fast, personalized service.
An independent insurance agency in Austin, TX offering auto, home, renters, and business insurance solutions. They focus on personalized service, evaluating each client’s unique needs to find the best coverage. The agency emphasizes friendly, full‑service support for individuals and businesses.
Risk Insurance Agency, LLC has been providing insurance services in Austin since 2018 with a commitment to delivering personalized service. Our team of experienced professionals is dedicated to ensuring that you feel protected when it comes to insurance.
We are a Texas independent agency founded in 2007, family‑owned and based in Austin. With over 30 insurance carriers, we custom‑prepare policies for auto, home, commercial and personal lines. Our focus is affordable coverage and personalized service for families and businesses.
Stanley Insurance Agency, an Authorized Progressive Agent in Austin, Texas, has been serving the greater Austin area since 1983. They provide a range of insurance products including auto, home, renters, motorcycle, boat, and commercial coverage, leveraging over 30 carriers to offer competitive rates. The agency operates from two Austin locations and emphasizes personalized service and quick quotes.
Licensed insurance agency in Austin, TX. Contact directly for available products and carriers.
We are a full‑service independent insurance agency in Austin, TX offering auto, home, business and renters insurance. We evaluate each client’s unique needs and shop multiple carriers to find the best coverage and price. Our staff focuses on friendly, personalized service.
Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.
Arteca Insurance LLC is an Austin‑based agency offering a range of personal and commercial insurance solutions. Their staff assists clients in selecting policies from various carriers and provides services such as notary, tax assistance, and travel insurance. They emphasize personalized service and community support.
Licensed insurance agency in Austin, TX. Contact directly for available products and carriers.
Stanley Insurance Agency, an Authorized Progressive Agent based in Austin, TX, has been serving the greater Austin area since 1983. They offer a range of insurance products including auto, motorcycle, RV, homeowners, renters, boat, and commercial coverage through over 30 companies. The agency operates two local locations and emphasizes affordable rates and personalized service.
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. Their team provides coverage for auto, home, business, rental property, boat, and motorcycle, aiming to treat customers like family. They serve both English and Spanish speaking communities.
Licensed insurance agency in Austin, TX. Contact directly for available products and carriers.
Licensed insurance agency in Austin, TX; represents 1 carrier.
EZ Insurance Agency is a local Austin agency with over 20 years of experience, offering auto, home, and commercial insurance. They focus on saving customers money by shopping multiple carriers and providing fast, friendly service.
Licensed insurance agency in Austin, TX; represents 65 carriers.
Licensed insurance agency in Austin, TX; represents 25 carriers.
EZ Insurance Agency helps Austin residents save on auto, home, and commercial insurance. With over 20 years of experience, they offer fast service, competitive rates, and local expertise across three convenient locations.
Acceptance Insurance is a regional office offering a wide range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They serve customers in Austin, Texas and surrounding areas, providing quotes by phone or online.
Licensed insurance agency in Austin, TX; represents 34 carriers.
Licensed insurance agency in Austin, TX; represents 48 carriers.
Licensed insurance agency in Austin, TX; represents 20 carriers.
Licensed insurance agency in Austin, TX; represents 4 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.