Umbrella Insurance in Dallas, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 umbrella insurance agencies in Dallas
Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Dallas, TX; represents 3 carriers.
Licensed insurance agency in Dallas, TX; represents 5 carriers.
Licensed insurance agency in Dallas, TX. Contact directly for available products and carriers.
Licensed insurance agency in Dallas, TX; represents 10 carriers.
Licensed insurance agency in Dallas, TX; represents 14 carriers.
Licensed insurance agency in Dallas, TX; represents 17 carriers.
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across more than 900 Texas cities. Their bilingual agents provide personalized service, competitive rates, and fast coverage for customers with any credit profile.
Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.
Licensed insurance agency in Dallas, TX; represents 247 carriers.
Ezzy Insurance, originally founded as Advance Insurance Group in 2008, provides a range of insurance products at competitive prices. The agency emphasizes personal service and bilingual support to help customers with their insurance needs.
Licensed insurance agency in Houston, TX; represents 1 carrier.
Licensed insurance agency in Dallas, TX; represents 87 carriers.
Freeway Insurance helps customers across all 50 states compare quotes from over 200 insurance carriers, offering affordable coverage for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicles. With more than 39 years of experience and bilingual agents, they aim to provide fast, personalized service both online and in‑store.
Cinco Auto Insurance offers a range of insurance products including auto, homeowners, renters, and commercial general liability coverage, emphasizing competitive rates and personalized service through bilingual agents.
Cinco Auto Insurance provides customizable auto, homeowners, renters, and business insurance solutions across Texas, serving over 900 cities with bilingual agents and a focus on competitive rates and quick coverage.
Cinco Auto Insurance offers a full range of personal and commercial insurance products—including auto, homeowners, renters, general liability and property coverage—through multiple hand‑picked carriers. Based in Texas, the agency highlights bilingual service and a strong focus on customer satisfaction, boasting over 7,000 five‑star Google reviews.
Licensed insurance agency in Dallas, TX; represents 49 carriers.
Fiesta Insurance & Tax offers auto, home, business, rental, boat, and motorcycle insurance along with personal and business tax services. They aim to serve Latino families with a personalized, family‑like approach and provide free online quotes.
Lopez Auto Insurance, based in Dallas, TX, has been serving customers since 2011 offering a range of insurance options including auto, homeowners, mobile home, motorcycle, boat, and commercial auto coverage. The agency emphasizes quick quotes, friendly staff, and affordable plans tailored to individual needs.
Texas‑based Baja Auto Insurance offers affordable auto coverage, including liability and full coverage, for drivers with tickets, accidents, or DUIs. They partner with top‑rated carriers and provide bilingual service (English and Spanish) with discounts and quick online quotes.
Licensed insurance agency in Dallas, TX; represents 45 carriers.
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across Texas, emphasizing competitive rates, quick service, and bilingual agents who personalize coverage for each client.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.