Umbrella Insurance in Dallas, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 umbrella insurance agencies in Dallas
Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Princeton Insurance is an independent agency that has been serving Dallas families and businesses for over three decades. They compare rates from hundreds of carriers to provide personalized auto, homeowners, life, and commercial coverage. Their focus is on unbiased guidance and helping clients find the right protection at better prices.
Licensed insurance agency in Dallas, TX; represents 309 carriers.
Fiesta Insurance & Tax offers auto, home, business, rental, boat, and motorcycle insurance along with personal and business tax services. They aim to serve Latino families with a personalized, family‑like approach and provide free online quotes.
Sheaner Insurance Agency, an independent agent founded in 1952, provides auto, home, renters, flood and commercial insurance throughout Dallas/Fort Worth and the rest of Texas. They partner with multiple carriers to offer personalized service and quick quotes. The agency emphasizes convenience, personal service, and a long‑standing local presence.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.
Freeway Insurance offers a variety of insurance products—including auto, homeowners, renters, life, motorcycle, and boat insurance—and provides online or phone quotes nationwide.
Insurance Services & Management, LLC. is renowned for treating clients like family with genuinely friendly customer service, offering personalized guidance and clear explanations to make insurance approachable. Their experienced team in Dallas, TX focuses on finding competitive rates and tailored coverage for individuals and businesses.
Licensed insurance agency in Houston, TX; represents 1 carrier.
Freeway can support all your insurance needs in all 50 U.S. States.
Licensed insurance agency in Dallas, TX; represents 5 carriers.
Licensed insurance agency in Dallas, TX; represents 24 carriers.
Licensed insurance agency in Dallas, TX; represents 3 carriers.
Licensed insurance agency in Dallas, TX; represents 17 carriers.
Licensed insurance agency in Dallas, TX; represents 1 carrier.
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across more than 900 Texas cities. Their bilingual agents provide personalized service, competitive rates, and fast coverage for customers with any credit profile.
Licensed insurance agency in Dallas, TX; represents 247 carriers.
Licensed insurance agency in Dallas, TX; represents 10 carriers.
Licensed insurance agency in Dallas, TX. Contact directly for available products and carriers.
Licensed insurance agency in Dallas, TX; represents 14 carriers.
La Familia Insurance offers auto, homeowners, renters and business insurance with a focus on affordable, reliable coverage for the community. Their mission is to protect families without judgment, providing bilingual service and personalized support. They compare policies to find the best fit and have been serving since 2010.
Cinco Auto Insurance offers a range of insurance products including auto, homeowners, renters, and commercial general liability coverage, emphasizing competitive rates and personalized service through bilingual agents.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.