Flood Insurance in Dallas, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 flood insurance agencies in Dallas
Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Sheaner Insurance Agency, an independent agent founded in 1952, provides auto, home, renters, flood and commercial insurance throughout Dallas/Fort Worth and the rest of Texas. They partner with multiple carriers to offer personalized service and quick quotes. The agency emphasizes convenience, personal service, and a long‑standing local presence.
Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.
IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.
Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.
Progressive Insurance is a national carrier offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, RV, life, umbrella and flood coverage. The site highlights average savings, bundling options, 24/7 support and serves over 43 million customers.
Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.
Haylow Insurance Group is an independent Texas insurance agency serving Cedar Hill and surrounding areas, offering personal and commercial insurance lines such as auto, homeowners, boat, flood, and business coverage.
The agency partners with Progressive to provide a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, with bundling options that can increase savings and simplify management.
Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.
Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood, umbrella and commercial general liability coverage. It emphasizes customizable policies, multi‑policy discounts, and 24/7 customer support.
iSURE Insurance Agency serves residents of Farmers Branch, Dallas and the DFW area, offering auto, home, commercial, renters, motorcycle, flood, boat, and umbrella insurance. They emphasize knowledgeable staff, fast claims, and personalized guidance.
Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.
As a member of the PulteGroup Family of Companies, Pulte Insurance Agency is deeply integrated with the homebuilding process and offers all the coverage you’ll need to feel protected from natural disasters, accidents, theft, and whatever else life throws your way. With more than 70 years of experience, you can trust Pulte Insurance Agency to protect your home, vehicle and more with a seamless insurance process that will be sure to fit your needs and budget.
A Texas Independent Insurance Agency that finds the right insurance policy for auto, home, or business by shopping an extensive network of carriers. They aim to provide the best rates, service, and coverage.
Relation Insurance – Addison, formerly Davidson Insurance Services, offers business and personal insurance, employee benefits, retirement services, and private wealth management. Their 360° solutions aim to protect clients' present and secure their future through personalized risk‑management programs.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.