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Flood Insurance in Dallas, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.

24 flood insurance agencies in Dallas

Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.

HA

Hernandez Insurance Agency

Dallas, TX· 7.9 mi
Agency
Popular
10+ agents19yr

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

Spanish
AutoCommercial GLFloodHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Contractors Bonding and Insurance Company +8
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 11.0 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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FG

Five Star Insurance Group

Richardson, TX· 11.9 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 12.6 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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DA

Decisive Insurance Agency

Richardson, TX· 14.2 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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SA

Sheaner Insurance Agency

Balch Springs, TX· 3.5 mi
Agency
Popular
1-2 agents74yr

Sheaner Insurance Agency, an independent agent founded in 1952, provides auto, home, renters, flood and commercial insurance throughout Dallas/Fort Worth and the rest of Texas. They partner with multiple carriers to offer personalized service and quick quotes. The agency emphasizes convenience, personal service, and a long‑standing local presence.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Farmers, Travelers, Texas Mutual +1
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MA

Mi Aseguranza

Richardson, TX· 11.0 mi
Agency
New on InsurConnect
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
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CI

Chase Success, LLC /IZC INSURANCE

Balch Springs, TX· 12.0 mi
Agency
6+ agents

IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.

AutoBoatCommercial GLFlood+4 more
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VE

Victoria Elliott - GEICO Insurance Agent

Mesquite, TX· 10.0 mi
Agency
Very Popular

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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SI

Suitable Insurance

Mesquite, TX· 8.8 mi
Agency
Popular
1-2 agents

Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.

Spanish
AutoHomeownersRentersCommercial GL+5 more
Carriers: Alinsco Insurance Company, American Economy Insurance Company, American Family Home Insurance Company +55
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PI

Progressive Insurance - Claims Office

Mesquite, TX· 5.5 mi
Agency
89yr

Progressive Insurance is a national carrier offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, RV, life, umbrella and flood coverage. The site highlights average savings, bundling options, 24/7 support and serves over 43 million customers.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
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ID

Insurance Source Of Dallas

Dallas, TX· 11.1 mi
Agency
Very Popular
1-2 agents22yr

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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JR

Jennifer Reed - GEICO Insurance Agent

Desoto, TX· 12.7 mi
Agency
Very Popular
85yr

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: American Modern Insurance Group, Assurant, Jewelers Mutual Insurance Group
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SB

Shayla Boles - GEICO Insurance Agent

Garland, TX· 12.9 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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HG

Haylow Insurance Group

Duncanville, TX· 11.7 mi
Agency
1-2 agents

Haylow Insurance Group is an independent Texas insurance agency serving Cedar Hill and surrounding areas, offering personal and commercial insurance lines such as auto, homeowners, boat, flood, and business coverage.

AutoHomeownersRentersCommercial GL+5 more
View Agency
PA

Paul Lukachek Insurance Agency

Mesquite, TX· 10.1 mi
Agency
New on InsurConnect
1-2 agents

The agency partners with Progressive to provide a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, with bundling options that can increase savings and simplify management.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company, Homeowners of America Insurance Company +1
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GO

Goosehead - Gutierrez Insurance

Coppell, TX· 14.7 mi
Agency
Popular
3-5 agents

Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.

AutoBoatCommercial GLFlood+4 more
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PI

Progressive Car Insurance

Carrollton, TX· 13.0 mi
Agency
No reviews yet
89yr

Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood, umbrella and commercial general liability coverage. It emphasizes customizable policies, multi‑policy discounts, and 24/7 customer support.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
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IA

iSURE Insurance Agency

Addison, TX· 10.9 mi
Agency
1-2 agents

iSURE Insurance Agency serves residents of Farmers Branch, Dallas and the DFW area, offering auto, home, commercial, renters, motorcycle, flood, boat, and umbrella insurance. They emphasize knowledgeable staff, fast claims, and personalized guidance.

AutoBoatCommercial GLFlood+4 more
Carriers: Ace American Insurance Company, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +65
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IO

Insurance One

Addison, TX· 11.5 mi
Agency
New on InsurConnect
1-2 agents

Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA, Guardian Insurance & Annuity Company, Inc., The, Guardian Life Insurance Company of America, The +2
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PA

Pulte Insurance Agency

Coppell, TX· 14.7 mi
Agency
6+ agents

As a member of the PulteGroup Family of Companies, Pulte Insurance Agency is deeply integrated with the homebuilding process and offers all the coverage you’ll need to feel protected from natural disasters, accidents, theft, and whatever else life throws your way. With more than 70 years of experience, you can trust Pulte Insurance Agency to protect your home, vehicle and more with a seamless insurance process that will be sure to fit your needs and budget.

AutoCommercial GLEarthquakeFlood+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American Mercury Insurance Company +33
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TI

Texas P&C Insurance Agencies, Inc.

Cedar Hill, TX· 14.9 mi
Agency
1-2 agents

A Texas Independent Insurance Agency that finds the right insurance policy for auto, home, or business by shopping an extensive network of carriers. They aim to provide the best rates, service, and coverage.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, ASI Lloyds, Aegis Security Insurance Company +83
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DS

Davidson Insurance Services

Addison, TX· 13.1 mi
Agency
New on InsurConnect

Relation Insurance – Addison, formerly Davidson Insurance Services, offers business and personal insurance, employee benefits, retirement services, and private wealth management. Their 360° solutions aim to protect clients' present and secure their future through personalized risk‑management programs.

AutoHomeownersRentersCommercial GL+6 more
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AH

Acrisure Addison, TX (Mullis Newby Hurst)

Addison, TX· 12.6 mi
Agency
No reviews yet
1-2 agents

Acrisure is an insurance and business solutions provider serving individuals and companies of all sizes, offering personalized coverage and technology‑driven services. They specialize in home, auto, flood, health, and life insurance as well as broader business solutions like cybersecurity and employee benefits.

AutoCommercial GLFloodHomeowners+3 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.