Skip to content

Flood Insurance in Pearland, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Pearland

Within 15 miles of Pearland, TX. Click any agency to view profile, contact info, and request a quote.

CT

Commercial Insurance Services of Texas

Pearland, TX· 3.2 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
View Agency
TA

TIA-Texas Insurance Agency

Pearland, TX· 7.5 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TA

TIA-Texas Insurance Agency

Houston, TX· 10.6 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
JW

Johnny White - State Farm Insurance Agent

League City, TX· 9.8 mi
Agency
Very Popular
6+ agents48yr

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

Spanish
AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
View Agency
WA

Whittington Insurance Agency

Webster, TX· 10.7 mi
Agency
Very Popular
6+ agents29yr

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company, United Concordia Dental Plans of Texas, Inc. +1
View Agency
WI

Whittington Insurance

Webster, TX· 8.8 mi
Agency
New on InsurConnect
10+ agents29yr

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
View Agency
ET

Ed Thompson - State Farm Insurance Agent

Pearland, TX· 2.1 mi
Agency
Popular
1-2 agents44yr

Ed Thompson has been a State Farm agent since 1982 serving the Pearland, Texas area. His agency offers auto, homeowners, renters, life, boat, motorcycle and flood insurance, as well as business and health products. He is active in the community and also serves as a State Representative.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
View Agency
JI

Jo Laird Insurance Agency, Inc.

Pearland, TX· 0.4 mi
Agency
New on InsurConnect
1-2 agents35yr

Jo Laird Insurance Agency, Inc. has been serving Pearland and surrounding areas for over 35 years, offering competitive homeowners, windstorm, flood, auto, life, ATV, RV, camper, boat, and motorcycle insurance. The agency emphasizes personalized service and free quotes, reachable by phone or email. Their long‑standing presence reflects deep community ties and expertise across multiple insurance lines.

AutoBoatCommercial GLFlood+5 more
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company, American Mercury Insurance Company +23
View Agency
VG

Vern Insurance Group

Pearland, TX· 0.3 mi
Agency
1-2 agents

Vern Insurance Group is an independent agency offering a full range of insurance products including home, auto, marine, life, flood, and umbrella coverage.

AutoCommercial GLFloodHomeowners+4 more
Carriers: Travelers, Progressive, Hartford +4
View Agency
SA

Southern Group Insurance Agency

Pasadena, TX· 10.4 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company, Dearborn Life Insurance Company +4
View Agency
KH

Ken Hinojosa - State Farm Insurance Agent

Friendswood, TX· 6.7 mi
Agency
Popular
10yr

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
View Agency
SI

SIG/Lighthouse Insurance

Friendswood, TX· 7.4 mi
Agency
Popular
3-5 agents43yr

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Carriers: State Farm
View Agency
WI

Watson Insurance

Friendswood, TX· 6.1 mi
Agency
Very Popular

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
View Agency
BI

Blanchard's Insurance Services Inc

Alvin, TX· 11.0 mi
Agency
New on InsurConnect
20+ agents

Blanchard Insurance is a Texas Gulf Coast agency offering personalized auto, home, renters, flood, and business insurance. They emphasize competitive rates and responsive local service.

AutoCommercial GLCommercial PropertyFlood+3 more
View Agency
GI

Goosehead Insurance - Jessica Flores

Dickinson, TX· 14.9 mi
Agency
20+ agents

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
View Agency
TA

TIA- Texas Insurance Agency

Pearland, TX· 6.0 mi
Agency
1-2 agents27yr

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +13
View Agency
CA

Champions Insurance Agency

Friendswood, TX· 6.4 mi
Agency
Very Popular
1-2 agents24yr

Champions Insurance is an independent brokerage and risk management firm founded in 2002 that provides both personal and commercial insurance solutions across Texas. The agency emphasizes specialized coverage, high service levels, and an educational approach to help clients protect their assets and businesses.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company, Ace American Insurance Company +54
View Agency
HG

HIG-Henrich Insurance Group

Webster, TX· 7.4 mi
Agency
Very Popular
3-5 agents36yr

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +53
View Agency
KL

KleeCo Insurance Agency LLC

Deer Park, TX· 12.9 mi
Agency
New on InsurConnect
20+ agents

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The, Cincinnati Indemnity Company, The +1
View Agency
TA

TIA- Texas Insurance Agency

Seabrook, TX· 7.0 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TA

TIA- Texas Insurance Agency

Pearland, TX· 7.6 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.

Spanish
AutoMotorcycleHomeownersRenters+4 more
View Agency
AG

Actsphere Insurance Group

Pearland, TX· 8.1 mi
Agency
Very Popular
1-2 agents

Actsphere Insurance offers personal and business insurance solutions, including auto, homeowners, renters, life, flood, and umbrella coverage. They serve clients in Texas, Michigan, Ohio, and Pennsylvania, emphasizing personalized service and competitive pricing.

AutoHomeownersRentersUmbrella+6 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASSURITY LIFE INSURANCE COMPANY, Aetna Dental Inc. +68
View Agency
BI

Best Texas Insurance - Michelle Hinojosa

Pearland, TX· 6.9 mi
Agency
Popular
1-2 agents

Best Texas Insurance is a local, independent agency that helps Texas homeowners, drivers, and business owners find the right coverage at the best value. They specialize in home, auto, renters, flood, life, and commercial insurance, offering free policy reviews and personalized guidance. Their goal is to make insurance easy and affordable across the Texas Gulf Coast.

Spanish
AutoCommercial GLFloodHomeowners+3 more
View Agency
HA

Harlan Insurance Agency

Deer Park, TX· 12.9 mi
Agency
6+ agents22yr

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
View Agency

Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.