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Life Insurance in Pearland, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Pearland

Within 15 miles of Pearland, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 176.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Commercial Insurance Services of Texas
4.8 · 27 reviews on Google

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Pearland, TX· 3.2 mi
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY10+ agents
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B Listed
Bello Insurance Services Inc
4.9 · 306 reviews on Google25 yrs in business

Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.

AutoCommercial GLHomeownersLife+2 more
Pearland, TX· 7.8 mi
Carriers: Travelers6+ agents
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I Listed
Independent Insurance Counselors
4.9 · 113 reviews on Google62 yrs in business

Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.

AutoCommercial GLCommercial PropertyDisability+5 more
Alvin, TX· 10.0 mi
Carriers: ASI Lloyds, Accident Fund General Insurance Company +7220+ agents
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L Listed
LA Insurance
4.9 · 300 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Alvin, TX· 11.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +4220+ agents
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L Listed
L.A. Insurance
4.9 · 687 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 7.9 mi
Carriers: Progressive County Mutual, National General +66+ agents
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 277 reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 9.8 mi
Carriers: State Farm6+ agents
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W Listed
Whittington Insurance Agency
4.9 · 211 reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 10.7 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +26+ agents
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J Listed
Jacob Farmer - State Farm Insurance Agent
4.8 · 44 reviews on Google4 yrs in business

Jacob Farmer is a State Farm agent serving Pearland, Texas and surrounding areas. He and his team offer a range of insurance products including auto, homeowners, renters, and life insurance, and speak English, Spanish, and American Sign Language.

AutoCommercial GLHomeownersLife+2 moreSpanish, American Sign Language
Pearland, TX· 1.4 mi
Carriers: State Farm1-2 agents
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A Listed
Acceptance Insurance
4.9 · 412 reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Pasadena, Texas office serves customers via phone at 877-405-7102 and online quote tools.

AutoBoatCommercial GLHomeowners+4 more
Pasadena, TX· 7.5 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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J Listed
J Macpherson Insurance & Financial Services, LLC
4.8 · 75 reviews on Google

J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 11.4 mi
10+ agents
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B Listed
Bob Dillman - Allstate Insurance - Alvin
4.5 · 40 reviews on Google

Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.

AutoCommercial GLHomeownersLife+2 more
Alvin, TX· 11.3 mi
Carriers: Acceptance Casualty Insurance Company, American Family Home Insurance Company +1120+ agents
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W Listed
Whittington Insurance
4.8 · 1 reviews on Google29 yrs in business

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 8.8 mi
10+ agents
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F Listed
Freeway Insurance
4.9 · 367 reviews on Google

Freeway Insurance offers a range of insurance products and operates retail stores across the United States, providing online quotes and phone support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pasadena, TX· 7.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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E Listed
Ed Thompson - State Farm Insurance Agent
4.7 · 37 reviews on Google44 yrs in business

Ed Thompson has been a State Farm agent since 1982 serving the Pearland, Texas area. His agency offers auto, homeowners, renters, life, boat, motorcycle and flood insurance, as well as business and health products. He is active in the community and also serves as a State Representative.

AutoBoatCommercial GLFlood+5 moreSpanish
Pearland, TX· 2.1 mi
Carriers: State Farm1-2 agents
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A Listed
Antonio Carrillo - City Centre Insurance
4.8 · 1 reviews on Google

City Centre Insurance Agency, LLC is a local Texas‑based agency offering a range of personal and commercial insurance products, including auto, home, commercial, life, and group health coverage. They serve customers across Texas and several southwestern states.

AutoCommercial GLHomeownersLife+2 more
Manvel, TX· 8.0 mi
10+ agents
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L Listed
L.A. Insurance
4.9 · 637 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

AutoBoatCommercial GLHomeowners+4 moreSpanish
South Houston, TX· 10.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
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J Listed
Jo Laird Insurance Agency, Inc.
4.3 · 6 reviews on Google35 yrs in business

Jo Laird Insurance Agency, Inc. has been serving Pearland and surrounding areas for over 35 years, offering competitive homeowners, windstorm, flood, auto, life, ATV, RV, camper, boat, and motorcycle insurance. The agency emphasizes personalized service and free quotes, reachable by phone or email. Their long‑standing presence reflects deep community ties and expertise across multiple insurance lines.

AutoBoatCommercial GLFlood+5 more
Pearland, TX· 0.4 mi
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company +241-2 agents
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M Listed
Medicare Mary Ann

More than just health insurance. We’re here to help you find the plans that fit your needs and budget. Thousands of people have trusted us to help them find coverage.

AutoCommercial GLHomeownersLife+2 more
Manvel, TX· 8.0 mi
10+ agents
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V Listed
Vern Insurance Group
4.2 · 17 reviews on Google

Vern Insurance Group is an independent agency offering a full range of insurance products including home, auto, marine, life, flood, and umbrella coverage.

AutoCommercial GLFloodHomeowners+4 more
Pearland, TX· 0.3 mi
Carriers: Travelers, Progressive +51-2 agents
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A Listed
Amtex Insurance
4.8 · 166 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick and comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions and personalized service to its community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
South Houston, TX· 8.1 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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L Listed
L.A. Insurance
4.9 · 498 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles—including cars, motorcycles, boats, RVs—and also provides life and renters insurance. The agency emphasizes maximum coverage with flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pasadena, TX· 7.4 mi
License on file (TDI)
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S Listed
Southern Group Insurance Agency
4.6 · 76 reviews on Google

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Pasadena, TX· 10.4 mi
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company +56+ agents
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · 79 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 6.7 mi
Carriers: State Farm
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.