Homeowners Insurance in Pearland, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Pearland
Within 15 miles of Pearland, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Commercial Insurance Services of Texas
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Bello Insurance Services Inc
Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
CARMEN PROFESSIONAL SERVICES LLC
Licensed insurance agency in Houston, TX; represents 1 carrier.
Independent Insurance Counselors
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
DANIELA SOTO INSURANCE AGENCY INC
Licensed insurance agency in Houston, TX; represents 23 carriers.
LA Insurance
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service, shopping multiple carriers to find the best rates, and have over 25 years of experience serving the community.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
RETIREMENT PLANNERS OF TEXAS INSURANCE GROUP, INC.
Licensed insurance agency in Houston, TX. Contact directly for available products and carriers.
RECON INSURANCE AGENCY LLC
Licensed insurance agency in Houston, TX; represents 7 carriers.
La Familia Auto Insurance
La Familia Insurance helps customers obtain affordable auto, home, renters, and business insurance, emphasizing personalized, bilingual service and a mission to protect families without judgment.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
L.A. Insurance
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.
ONESTOP INSURANCE SERVICES LLC
Licensed insurance agency in Houston, TX; represents 3 carriers.
Insurance Plus Agencies, LLC - Progressive Local Agent
Your Insurance Company is an independent insurance agency serving Pearland, TX, offering a range of personal and commercial insurance solutions. The agency emphasizes friendly, knowledgeable service and helps clients build customized coverage portfolios. It partners with major carriers to provide options for auto, home, renters, and business insurance.
Johnny White - State Farm Insurance Agent
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
DEBORAH ANN OLSON INSURANCE AGENCY, INC.
Licensed insurance agency in Houston, TX; represents 46 carriers.
Chris Tulloch - State Farm Insurance Agent
Protect For Tomorrow is a State Farm insurance agency in Pearland, Texas offering auto, home, life, health, and business insurance. Agent Chris Tulloch emphasizes customer service, community involvement, and a family‑oriented approach.
Whittington Insurance Agency
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
THE OLSON INSURANCE GROUP LLC
Licensed insurance agency in Carrollton, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.