Homeowners Insurance in Pearland, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Pearland
Within 15 miles of Pearland, TX. Click any agency to view profile, contact info, and request a quote.
Commercial Insurance Services of Texas
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Bello Insurance Services Inc
Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
Independent Insurance Counselors
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
LA Insurance
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service, shopping multiple carriers to find the best rates, and have over 25 years of experience serving the community.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
La Familia Auto Insurance
La Familia Insurance helps customers obtain affordable auto, home, renters, and business insurance, emphasizing personalized, bilingual service and a mission to protect families without judgment.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
L.A. Insurance
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.
Insurance Plus Agencies, LLC - Progressive Local Agent
Your Insurance Company is an independent insurance agency serving Pearland, TX, offering a range of personal and commercial insurance solutions. The agency emphasizes friendly, knowledgeable service and helps clients build customized coverage portfolios. It partners with major carriers to provide options for auto, home, renters, and business insurance.
Johnny White - State Farm Insurance Agent
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Chris Tulloch - State Farm Insurance Agent
Protect For Tomorrow is a State Farm insurance agency in Pearland, Texas offering auto, home, life, health, and business insurance. Agent Chris Tulloch emphasizes customer service, community involvement, and a family‑oriented approach.
Whittington Insurance Agency
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and business insurance, focusing on affordable, reliable coverage and personalized service. They compare policies to find the best fit and have been serving the community for 15 years since 2010.
Ai United Insurance - Pearland
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance, providing fast and affordable coverage. They emphasize a simple online quoting process and personalized assistance for customers across Texas.
Jacob Farmer - State Farm Insurance Agent
Jacob Farmer is a State Farm agent serving Pearland, Texas and surrounding areas. He and his team offer a range of insurance products including auto, homeowners, renters, and life insurance, and speak English, Spanish, and American Sign Language.
Acceptance Insurance
Acceptance Insurance provides a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Pasadena, Texas office serves customers via phone at 877-405-7102 and online quote tools.
Ellard Insurance Agency
Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.
J Macpherson Insurance & Financial Services, LLC
J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.
HCA Houston Healthcare Clear Lake
The HCA Houston Healthcare Clear Lake location provides exceptional, compassionate patient care with convenient access to quality services.
Bob Dillman - Allstate Insurance - Alvin
Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.