Homeowners Insurance in Pearland, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Pearland
Within 15 miles of Pearland, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jacob Farmer is a State Farm agent serving Pearland, Texas and surrounding areas. He and his team offer a range of insurance products including auto, homeowners, renters, and life insurance, and speak English, Spanish, and American Sign Language.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service, shopping multiple carriers to find the best rates, and have over 25 years of experience serving the community.
Houston Independent Insurance provides independent, no‑charge Medicare guidance to Texans turning 65 or already on Medicare. They help with enrollment, plan selection, and coordination with employer coverage, emphasizing education‑first philosophy and ongoing support.
Protect For Tomorrow is a State Farm insurance agency in Pearland, Texas offering auto, home, life, health, and business insurance. Agent Chris Tulloch emphasizes customer service, community involvement, and a family‑oriented approach.
Jo Laird Insurance Agency, Inc. has been serving Pearland and surrounding areas for over 35 years, offering competitive homeowners, windstorm, flood, auto, life, ATV, RV, camper, boat, and motorcycle insurance. The agency emphasizes personalized service and free quotes, reachable by phone or email. Their long‑standing presence reflects deep community ties and expertise across multiple insurance lines.
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance, providing fast and affordable coverage. They emphasize a simple online quoting process and personalized assistance for customers across Texas.
Barry Insurance Group offers a range of commercial and personal insurance solutions, including auto, home, and umbrella coverage, tailored to businesses and individuals in Texas and surrounding states. Their local team focuses on risk management and personalized service.
Maverick Insurance Agency, founded in 2016, is proud to serve the entire state of Texas with a combined 50 years of insurance experience. Our dedicated team of licensed agents provides guidance with care and professionalism. We offer a range of insurance solutions and are committed to fostering long-term relationships through honesty and transparency.
Integrity & commitment is the foundation this agency was built on in 2020. However, my experience in the insurance industry began in 2006. As an independent agent, I have access to a variety A rated companies to shop the best rate for coverage that fits your needs.
Your Insurance Company is an independent insurance agency serving Pearland, TX, offering a range of personal and commercial insurance solutions. The agency emphasizes friendly, knowledgeable service and helps clients build customized coverage portfolios. It partners with major carriers to provide options for auto, home, renters, and business insurance.
Ed Thompson has been a State Farm agent since 1982 serving the Pearland, Texas area. His agency offers auto, homeowners, renters, life, boat, motorcycle and flood insurance, as well as business and health products. He is active in the community and also serves as a State Representative.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.
TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.
Vern Insurance Group is an independent agency offering a full range of insurance products including home, auto, marine, life, flood, and umbrella coverage.
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles—including cars, motorcycles, boats, RVs—and also provides life and renters insurance. The agency emphasizes maximum coverage with flexible payment options.
Vertex Insurance Group is an independent agency that helps customers find affordable auto, homeowners, and commercial insurance. They emphasize saving money and providing personalized coverage compared to buying directly from insurance companies.
Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.
Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick and comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions and personalized service to its community.
Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers low‑cost coverage for cars, boats, motorcycles, RVs, renters, life, and commercial vehicles, providing flexible payment options and personalized agent support.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.