Homeowners Insurance in Fort Worth, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Fort Worth, TX: 24 licensed insurance agencies serve 1,008,106 residents in Tarrant County. auto premiums average $2,700 per year — 2% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 homeowners insurance agencies in Fort Worth
Within 15 miles of Fort Worth, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
ProCo Insurance LLC is an independent insurance agency based in Fort Worth, Texas offering personal and commercial insurance solutions. They emphasize personalized service, education, and access to multiple carriers to find the best coverage and price for clients.
Ai United Insurance provides fast, easy and affordable coverage for auto, home, renters and motorcycle insurance, as well as commercial insurance. The site emphasizes an online quote process that guides customers through three simple steps to select the right coverage.
Armor Texas Insurance Agency is an independent agency in Fort Worth, Texas offering auto, home, life, and business insurance. They provide personalized coverage options and emphasize customer service. The agency serves the local community with a focus on trusted, independent insurance solutions.
Ai United Insurance offers fast, easy, and affordable coverage for a range of needs, including auto, home, renters, motorcycle, and commercial insurance. The agency emphasizes a simple three‑step process to get quotes online and provides personalized assistance via phone or online representatives. Their focus is on simplifying coverage and helping customers save money.
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage. They compare policies to find the best fit and have been serving the community since 2010, emphasizing bilingual support and customer care.
Graymark Insurance is an independent agency that emphasizes old‑fashioned service and fast, personalized insurance solutions, focusing on auto and homeowner coverage. Their mission is to deliver unmatched value and act as a single point of contact for clients’ insurance needs.
Estrella Insurance is a regional agency offering a range of personal and commercial insurance solutions, including auto, home, renters, commercial, boat, motorcycle, and life coverage. The company emphasizes low-cost options, discounts, and personalized service to help customers make informed financial decisions. It serves multiple states across the U.S., with a focus on accessibility and community support.
La Familia Insurance provides auto, home, renters, and business insurance, emphasizing affordable, reliable coverage and a bilingual, community‑focused approach. They compare policies to find the best fit and have been serving Texas since 2010.
La Familia Insurance offers auto, home, renters, and business insurance, emphasizing affordable, reliable coverage for all backgrounds. Their mission is to protect families and provide access to insurance without judgment.
Licensed insurance agency in Fort Worth, TX; represents 32 carriers.
La Familia Insurance provides auto, home, renters, and commercial insurance, focusing on affordable coverage and personalized service. Founded in 2010, the agency serves the Fort Worth area with bilingual representatives and emphasizes community trust.
A-Star Auto Insurance serves Fort Worth and surrounding Texas communities, offering a range of personal and commercial insurance products.
Kevin Luong Agency is an independent insurance agency helping customers find affordable auto and homeowners coverage. They emphasize personalized service and the ability to compare quotes online to save money. The agency also mentions offering commercial insurance for businesses.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect families so they never fear losing everything in an instant, and they emphasize personalized, non‑judgmental service. With 15 years of experience, they serve the Texas community through bilingual representatives.
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage and bilingual customer service. Their mission is to protect families and help customers avoid the fear of losing everything, offering personalized help without judging credit history.
Licensed insurance agency in Fort Worth, TX; represents 6 carriers.
Licensed insurance agency in Fort Worth, TX; represents 49 carriers.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage and bilingual customer service for the community.
Ai United Insurance offers fast, easy, and affordable coverage for a range of personal and commercial needs. The agency provides auto, homeowners, renters, motorcycle, and commercial insurance solutions through an online quoting process. Their focus is on simplifying coverage and helping customers save money.
Insurance Made Easy. ISG Insurance Solutions Group offers a wide range of insurance products—including home, auto, and business coverage—by comparing dozens of carriers to find the best options for clients. Their experienced agents provide personalized guidance and strive for exceptional customer service.
General Motors Insurance provides auto insurance that rewards safe driving, and also offers homeowners, renters, and condo coverage, primarily aimed at GM vehicle owners.
Licensed insurance agency in Fort Worth, TX; represents 29 carriers.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more - all while delivering personalized service you can count on.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.