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Flood Insurance in Fort Worth, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Fort Worth, TX: 24 licensed insurance agencies serve 1,008,106 residents in Tarrant County. auto premiums average $2,700 per year — 2% below the Texas state average. wind + hail drives 60% of homeowner claims.

24 flood insurance agencies in Fort Worth

Within 15 miles of Fort Worth, TX. Click any agency to view profile, contact info, and request a quote.

PI

ProCo Insurance

Fort Worth, TX· 0.3 mi
Agency
Very Popular
10+ agents

ProCo Insurance LLC is an independent insurance agency based in Fort Worth, Texas offering personal and commercial insurance solutions. They emphasize personalized service, education, and access to multiple carriers to find the best coverage and price for clients.

AutoBoatCommercial GLFlood+3 more
Carriers: AmTrust Insurance Company, American Economy Insurance Company, Clearcover Insurance Company +30
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NA

NDI Agency - Home Insurance and Auto Insurance

Lancaster, TX· 0.3 mi
Agency
Popular
1-2 agents

New Day Insurance (NDI Agency) provides personal property and casualty coverage in Texas, offering home, auto, homeowners, renters, flood and umbrella policies. They emphasize fast, professional service and help clients bundle policies for discounts.

AutoCommercial GLFloodHomeowners+2 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company, American Modern Property and Casualty Insurance Company +30
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JL

Jason Ridley Agency, LLC

Hurst, TX· 13.6 mi
Agency
10+ agents14yr

Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.

AutoHomeownersCommercial GLCommercial Property+6 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +113
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LA

Lone Star Insurance Agency

Burleson, TX· 14.9 mi
Agency
Very Popular
10+ agents

Lonestar Insurance Agency serves all of Texas with offices in Burleson and Cleburne, offering personal service for auto, homeowners, renters, flood and business insurance. Their staff emphasizes finding the best coverage and price by working with multiple carriers.

AutoCommercial GLFloodHomeowners+2 more
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MB

Mandy Bradley - GEICO Insurance Agent

Arlington, TX· 9.4 mi
Agency
Popular
85yr

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, and earthquake coverage. The agency partners with multiple carriers to provide options for customers in Texas.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +2
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MA

Mike Anderson - GEICO Insurance Agent

Fort Worth, TX· 7.3 mi
Agency
Very Popular

Licensed insurance agency in Fort Worth, TX; represents 5 carriers.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +2
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DN

Danwilsh Low Cost Auto Insurance Network

Burleson, TX· 14.8 mi
Agency
New on InsurConnect
10+ agents

Freedom Insurance is an independent agency offering auto, home, landlord, and business insurance with free online quote tools, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
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BA

Brightway Insurance, The B & B Agency

Euless, TX· 14.4 mi
Agency
No reviews yet
20+ agents

The B & B Agency (Brightway) provides local insurance agents in Euless who offer multiple quotes from various carriers to help customers find the right coverage. They emphasize personalized, hassle‑free service for home, auto, flood, renters, and other insurance needs.

AutoBoatCommercial GLFlood+4 more
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GH

Greg Hilst - GEICO Insurance Agent

Keller, TX· 12.2 mi
Agency
Very Popular

GEICO Insurance Agency, Inc. in Dallas‑Fort Worth offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, boat, and various specialty coverages. The agency partners with multiple carriers to provide options such as life, umbrella, flood, and earthquake insurance. Clients can obtain quotes online or contact the office directly for assistance.

Spanish
AutoHomeownersRentersMotorcycle+7 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
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SA

Shaw Insurance Agency

Hurst, TX· 11.8 mi
Agency
Very Popular
1-2 agents44yr

Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.

AutoHomeownersRentersCommercial GL+7 more
Carriers: Homeowners of America Insurance Company, Life Insurance Company of the Southwest, MARKEL AMERICAN INSURANCE COMPANY +1
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EI

Excalibur Insurance

Bedford, TX· 11.4 mi
Agency
1-2 agents

Excalibur Insurance is an independent agency based in Bedford, Texas, serving Dallas and the entire state. They compare multiple carriers to find the best combination of cost and coverage for personal and commercial clients. Their focus is on personalized service, education, and fast, affordable insurance solutions.

AutoHomeownersRentersBoat+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +53
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TI

Texas American Insurers Inc

Hurst, TX· 10.1 mi
Agency
1-2 agents

Texas American Insurers, Inc. is an independent insurance agency serving the Hurst and Lubbock areas and the broader Texas community. They represent multiple carriers and provide personal and commercial insurance solutions, including auto, home, boat, flood, farm, and business coverages. Their agents focus on education, personalized service, and finding the best value for each client.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +172
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GI

Goosehead Insurance - Natalia Ayme

Haslet, TX· 14.2 mi
Agency
Popular

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, emphasizing smart, personalized coverage.

AutoBoatCommercial GLFlood+4 more
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LI

Lone Star Best Insurance

North Richland Hills, TX· 12.7 mi
Agency
Popular
1-2 agents

Lone Star BEST Insurance is an independent agency serving Texas, Arizona, and New Mexico, offering personal, business, and employee‑benefits insurance solutions. They emphasize education, personalized service, and a veteran‑owned background. The agency partners with multiple carriers to provide a range of coverage options.

AutoHomeownersRentersLife+6 more
Carriers: Safeco, Liberty Mutual
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PG

Panatela Insurance Group

Colleyville, TX· 12.4 mi
Agency
1-2 agents

Panatela Insurance Group is an independent agency based in Colleyville, Texas, offering personal and business insurance solutions. They provide coverage for auto, home, life, commercial property, liability, flood and employee benefits, working with carriers such as Hippo, State Auto and American Risk.

AutoHomeownersRentersUmbrella+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY, Ace American Insurance Company +82
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GI

Goosehead Insurance - Barrett Buchwald

Colleyville, TX· 13.4 mi
Agency

Goosehead Insurance is an independent agency offering a range of coverage options for homes, cars, renters, boats, motorcycles and flood protection. Their agents compare policies from over 200 carriers to find the best fit and price for customers. The site emphasizes a simple, technology‑driven experience with a focus on clear communication and personalized service.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Blake Letcher

Haslet, TX· 10.9 mi
Agency
New on InsurConnect

Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle and flood insurance—by comparing policies from hundreds of carriers to find the best fit and price for customers. The agency emphasizes personalized service and expert agents who help clients navigate their insurance choices.

AutoBoatCommercial GLFlood+4 more
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HI

Hulett Insurance

Haslet, TX· 11.2 mi
Agency
New on InsurConnect
1-2 agents31yr

Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more.

AutoHomeownersRentersCommercial GL+3 more
Carriers: Nationwide, CHUBB, Liberty Mutual
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TG

Texas Insurance Group

Bedford, TX· 11.6 mi
Agency
No reviews yet
3-5 agents

Insurance One Agency LC dba Texas Insurance Group is an independent agency in Bedford, Texas offering a wide range of personal and commercial insurance products. They represent multiple carriers and serve the Texas community with over 50 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
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EI

Eric Matthews Insurance - TWFG

Joshua, TX· 14.9 mi
Agency
New on InsurConnect
1-2 agents75yr

Eric Matthews Insurance Agency, a veteran‑owned firm in Burleson, Texas, has served the Johnson County community for over 75 years. Branch owner Eric Matthews brings more than 27 years of insurance experience, offering a range of personal and commercial insurance products.

AutoHomeownersRentersMotorcycle+4 more
Carriers: US Risk, Unitrin Specialty, Wellington +30
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PG

ProGo Insurance Group

Keller, TX· 12.8 mi
Agency
New on InsurConnect
1-2 agents45yr

ProGo Insurance Group is a leader in providing insurance solutions to individuals, families, and businesses across the Fort Worth‑Arlington area. They offer a full range of products including homeowners, auto, life, commercial and specialty lines. The agency emphasizes personalized service with over 45 years of experience in the Texas market.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Access Insurance Company, Aetna Dental Inc., Aetna Health Inc. +29
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SI

Southwest Assurance Group, Inc.

Bedford, TX· 12.7 mi
Agency
New on InsurConnect
1-2 agents

Southwest Assurance Group, Inc is an independent insurance agency serving Texas clients with a dedicated team. They offer personal coverage such as auto, homeowners, flood, renters and umbrella, as well as commercial lines like contractors and commercial property.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +196
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GI

Goosehead Insurance - Michael Kordewick

Colleyville, TX· 14.8 mi
Agency
1-2 agents

Goosehead Insurance connects customers with coverage for home, auto, renters, boat, motorcycle and flood insurance, offering options from over 200 carriers to find the right policy and price.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Doug Becker

Euless, TX· 13.2 mi
Agency
1-2 agents

Goosehead Insurance offers smarter insurance by providing coverage options for home, auto, renters, boat, motorcycle, and flood insurance, with quotes from over 200 carriers. The site emphasizes quick estimates and personalized service.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.