Flood Insurance in Fort Worth, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Fort Worth, TX: 24 licensed insurance agencies serve 1,008,106 residents in Tarrant County. auto premiums average $2,700 per year — 2% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 flood insurance agencies in Fort Worth
Within 15 miles of Fort Worth, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
ProCo Insurance LLC is an independent insurance agency based in Fort Worth, Texas offering personal and commercial insurance solutions. They emphasize personalized service, education, and access to multiple carriers to find the best coverage and price for clients.
New Day Insurance (NDI Agency) provides personal property and casualty coverage in Texas, offering home, auto, homeowners, renters, flood and umbrella policies. They emphasize fast, professional service and help clients bundle policies for discounts.
Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.
Lonestar Insurance Agency serves all of Texas with offices in Burleson and Cleburne, offering personal service for auto, homeowners, renters, flood and business insurance. Their staff emphasizes finding the best coverage and price by working with multiple carriers.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, and earthquake coverage. The agency partners with multiple carriers to provide options for customers in Texas.
Licensed insurance agency in Fort Worth, TX; represents 5 carriers.
Freedom Insurance is an independent agency offering auto, home, landlord, and business insurance with free online quote tools, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
The B & B Agency (Brightway) provides local insurance agents in Euless who offer multiple quotes from various carriers to help customers find the right coverage. They emphasize personalized, hassle‑free service for home, auto, flood, renters, and other insurance needs.
GEICO Insurance Agency, Inc. in Dallas‑Fort Worth offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, boat, and various specialty coverages. The agency partners with multiple carriers to provide options such as life, umbrella, flood, and earthquake insurance. Clients can obtain quotes online or contact the office directly for assistance.
Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.
Excalibur Insurance is an independent agency based in Bedford, Texas, serving Dallas and the entire state. They compare multiple carriers to find the best combination of cost and coverage for personal and commercial clients. Their focus is on personalized service, education, and fast, affordable insurance solutions.
Texas American Insurers, Inc. is an independent insurance agency serving the Hurst and Lubbock areas and the broader Texas community. They represent multiple carriers and provide personal and commercial insurance solutions, including auto, home, boat, flood, farm, and business coverages. Their agents focus on education, personalized service, and finding the best value for each client.
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, emphasizing smart, personalized coverage.
Lone Star BEST Insurance is an independent agency serving Texas, Arizona, and New Mexico, offering personal, business, and employee‑benefits insurance solutions. They emphasize education, personalized service, and a veteran‑owned background. The agency partners with multiple carriers to provide a range of coverage options.
Panatela Insurance Group is an independent agency based in Colleyville, Texas, offering personal and business insurance solutions. They provide coverage for auto, home, life, commercial property, liability, flood and employee benefits, working with carriers such as Hippo, State Auto and American Risk.
Goosehead Insurance is an independent agency offering a range of coverage options for homes, cars, renters, boats, motorcycles and flood protection. Their agents compare policies from over 200 carriers to find the best fit and price for customers. The site emphasizes a simple, technology‑driven experience with a focus on clear communication and personalized service.
Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle and flood insurance—by comparing policies from hundreds of carriers to find the best fit and price for customers. The agency emphasizes personalized service and expert agents who help clients navigate their insurance choices.
Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more.
Insurance One Agency LC dba Texas Insurance Group is an independent agency in Bedford, Texas offering a wide range of personal and commercial insurance products. They represent multiple carriers and serve the Texas community with over 50 years of experience.
Eric Matthews Insurance Agency, a veteran‑owned firm in Burleson, Texas, has served the Johnson County community for over 75 years. Branch owner Eric Matthews brings more than 27 years of insurance experience, offering a range of personal and commercial insurance products.
ProGo Insurance Group is a leader in providing insurance solutions to individuals, families, and businesses across the Fort Worth‑Arlington area. They offer a full range of products including homeowners, auto, life, commercial and specialty lines. The agency emphasizes personalized service with over 45 years of experience in the Texas market.
Southwest Assurance Group, Inc is an independent insurance agency serving Texas clients with a dedicated team. They offer personal coverage such as auto, homeowners, flood, renters and umbrella, as well as commercial lines like contractors and commercial property.
Goosehead Insurance connects customers with coverage for home, auto, renters, boat, motorcycle and flood insurance, offering options from over 200 carriers to find the right policy and price.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.