Skip to content

Flood Insurance in Spring, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Spring

Within 15 miles of Spring, TX. Click any agency to view profile, contact info, and request a quote.

IM

INSURANCE, TITLES AND MORE

Spring, TX· 3.6 mi
Agency
Very Popular
20+ agents25yr

Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.

AutoBoatCommercial GLFlood+4 more
View Agency
BA

Brightway Insurance, The Lowry Agency

Spring, TX· 3.2 mi
Agency
Popular
20+ agents

Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.

AutoHomeownersRentersFlood+5 more
View Agency
HI

Hughes Insurance

Spring, TX· 3.1 mi
Agency
New on InsurConnect
20+ agents

Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.

AutoHomeownersRentersUmbrella+5 more
Carriers: Central States Health & Life Co. of Omaha
View Agency
RL

Richey Insurance Agency, LLC

Humble, TX· 7.7 mi
Agency
Popular
10+ agents16yr

Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.

AutoCommercial GLFloodHomeowners+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +103
View Agency
HC

Harmony National Insurance Brokerage Corp. - Lee Patterson

Spring, TX· 7.9 mi
Agency
Popular
10+ agents

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, AmGUARD Insurance Company +66
View Agency
TA

Theiss Insurance Agency

Spring, TX· 7.0 mi
Agency
20+ agents

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +27
View Agency
JC

Jerry Coker - GEICO Insurance Agent

Spring, TX· 3.1 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, Aventus Insurance Company +23
View Agency
PL

Prodigy Insurance Group LLC

Porter, TX· 8.4 mi
Agency
New on InsurConnect
20+ agents

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +73
View Agency
PA

Progressive Insurance By Harmony Agency

Spring, TX· 7.9 mi
Agency
20+ agents

Harmony National Insurance Brokerage specializes in auto, homeowners, business, and life insurance, offering personalized service with a focus on honesty. The bilingual staff (English and Spanish) provides professional guidance for personal and commercial needs.

Spanish
AutoCommercial GLFloodHomeowners+4 more
View Agency
DS

Dormer Insurance Services

Kingwood, TX· 11.9 mi
Agency
New on InsurConnect
10+ agents40yr

Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ACE, Chartis, Chubb +13
View Agency
NA

New Caney Insurance Agency

Porter, TX· 11.9 mi
Agency
20+ agents47yr

Porter, New Caney, Shepherd and Livingston Insurance Agency has been serving the local community since 1979, offering auto, home, flood and business insurance. They focus on finding the lowest price for customers and provide personalized, friendly service.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: Dairyland, Mercury, Progressive +1
View Agency
CA

Charles Osburn Insurance Agency

Tomball, TX· 13.3 mi
Agency
Very Popular
6+ agents25yr

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company, American Economy Insurance Company +67
View Agency
TA

The B.I.G. Insurance Agency

Porter, TX· 11.2 mi
Agency
20+ agents

The B.I.G. Insurance Agency offers auto, home, business, and life insurance to customers in New Caney and across Texas. Their mission is to honor God, serve people, and deliver the best customer experience while practicing generosity toward customers, employees, and the community.

Spanish
AutoCommercial GLFloodHomeowners+3 more
View Agency
DF

Delon Fields - State Farm Insurance Agent

Spring, TX· 4.0 mi
Agency
Very Popular
1-2 agents13yr

Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.

Spanish
AutoBoatCommercial GLCommercial Property+6 more
Carriers: State Farm
View Agency
GI

Goosehead Insurance - The Raymond Agency

Spring, TX· 5.0 mi
Agency
3-5 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing quotes from over 200 carriers, aiming to deliver smart coverage and value for customers.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +15
View Agency
TW

TWFG - Welborn Insurance

Kingwood, TX· 9.4 mi
Agency
Popular
3-5 agents

Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.

AutoBoatCommercial GLFlood+5 more
Carriers: UPC Insurance, Wellington, Wright Flood +11
View Agency
ST

Stover Insurance Services | TWFG

Kingwood, TX· 9.0 mi
Agency
6+ agents

We are an Independent Insurance Agency serving the Kingwood area and throughout Texas, offering personal and commercial insurance coverages including auto, homeowners, renters, flood, boat, and business policies.

AutoHomeownersRentersCommercial GL+6 more
View Agency
TI

TWFG Ratliff Insurance

Kingwood, TX· 8.5 mi
Agency
New on InsurConnect
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Allstate, Progressive, Travelers +8
View Agency
VI

Venegas Integra Insurance

Kingwood, TX· 9.2 mi
Agency
Very Popular
1-2 agents

Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Aetna, Allied Trust, Ambetter +24
View Agency
NI

NavSav Insurance - Spring

Spring, TX· 5.3 mi
Agency
Popular
1-2 agents

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.

AutoBoatCommercial GLCommercial Property+9 more
View Agency
AI

AJ Morales Insurance

Houston, TX· 12.0 mi
Agency
Very Popular
3-5 agents20yr

AJ Morales Insurance Agency is an independent, bilingual agency in Houston with over 20 years of experience. They provide a range of insurance options including auto, home, renters, commercial, life, and specialized truck coverage. The agency emphasizes personalized service and compares multiple carriers to find the best value for customers.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
SG

Sig/F&M Insurance Group

Spring, TX· 6.7 mi
Agency
1-2 agents

SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.

AutoBoatCommercial GLFlood+5 more
View Agency
PI

Progressive Insurance - Claims Office

Spring, TX· 5.6 mi
Agency
89yr

Progressive Insurance, a leading insurer since 1937, offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood and umbrella coverage, and provides 24/7 support and claims service.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
View Agency
TI

TWFG Insurance - Spring/The Woodlands

Spring, TX· 9.9 mi
Agency
New on InsurConnect
6+ agents

TWFG Insurance Spring / The Woodlands is an independent agency that works with over 50 carriers to provide auto, home, boat, RV, flood, business and other insurance solutions. They emphasize personalized service and competitive pricing for the Tomball, Spring and The Woodlands area.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: Progressive, Safeco, National General +1
View Agency

Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.