Flood Insurance in Spring, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Spring
Within 15 miles of Spring, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.
Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.
Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.
Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.
Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.
Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.
Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.
Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.
Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.
NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing quotes from over 200 carriers, aiming to deliver smart coverage and value for customers.
Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.
SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online platform offers quick quotes and personalized agent assistance to help customers find the right coverage and savings.
McDade Insurance Brokerage Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. They serve the Greater Houston area and emphasize being "Driven to Serve" their community.
Porter, New Caney, Shepherd and Livingston Insurance Agency has been helping customers save money on auto, home, and commercial insurance since 1979, offering personalized service and shopping the market for the lowest price.
Welchko Insurance Services helps people protect their homes, autos, families and businesses by focusing on each client individually, striving to understand each situation, need and budget.
TWFG Sirafi Insurance Services is a family‑owned agency that works with over 100 carriers to provide personalized insurance solutions across the U.S. They offer policies such as auto, homeowners, flood, and life insurance and emphasize ongoing policy reviews to secure the best rates.
TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.
Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.
Wilkinson Insurance Agency in Humble, TX offers personalized insurance solutions, leveraging years of experience to protect homes, vehicles, and flood risks.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses since 1999, offering affordable coverage and free quotes. The independent agency compares multiple carriers to match customers with policies that fit their needs and budget. TIA emphasizes personalized service and a commitment to protecting clients across Texas.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. The agency compares multiple carriers to match customers with policies for auto, home, business and more, offering free quotes and personalized service.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.