Flood Insurance in Spring, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Spring
Within 15 miles of Spring, TX. Click any agency to view profile, contact info, and request a quote.
INSURANCE, TITLES AND MORE
Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.
Brightway Insurance, The Lowry Agency
Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.
Hughes Insurance
Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.
Richey Insurance Agency, LLC
Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.
Harmony National Insurance Brokerage Corp. - Lee Patterson
Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.
Theiss Insurance Agency
Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.
Jerry Coker - GEICO Insurance Agent
GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.
Prodigy Insurance Group LLC
Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable auto, home, life and other insurance options across the state. They focus on personalized service and helping customers save money while getting better coverage.
Progressive Insurance By Harmony Agency
Harmony National Insurance Brokerage specializes in auto, homeowners, business, and life insurance, offering personalized service with a focus on honesty. The bilingual staff (English and Spanish) provides professional guidance for personal and commercial needs.
Dormer Insurance Services
Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.
New Caney Insurance Agency
Porter, New Caney, Shepherd and Livingston Insurance Agency has been serving the local community since 1979, offering auto, home, flood and business insurance. They focus on finding the lowest price for customers and provide personalized, friendly service.
Charles Osburn Insurance Agency
The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.
The B.I.G. Insurance Agency
The B.I.G. Insurance Agency offers auto, home, business, and life insurance to customers in New Caney and across Texas. Their mission is to honor God, serve people, and deliver the best customer experience while practicing generosity toward customers, employees, and the community.
Delon Fields - State Farm Insurance Agent
Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.
Goosehead Insurance - The Raymond Agency
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing quotes from over 200 carriers, aiming to deliver smart coverage and value for customers.
TWFG - Welborn Insurance
Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.
Stover Insurance Services | TWFG
We are an Independent Insurance Agency serving the Kingwood area and throughout Texas, offering personal and commercial insurance coverages including auto, homeowners, renters, flood, boat, and business policies.
TWFG Ratliff Insurance
TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.
Venegas Integra Insurance
Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.
NavSav Insurance - Spring
NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.
AJ Morales Insurance
AJ Morales Insurance Agency is an independent, bilingual agency in Houston with over 20 years of experience. They provide a range of insurance options including auto, home, renters, commercial, life, and specialized truck coverage. The agency emphasizes personalized service and compares multiple carriers to find the best value for customers.
Sig/F&M Insurance Group
SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.
Progressive Insurance - Claims Office
Progressive Insurance, a leading insurer since 1937, offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood and umbrella coverage, and provides 24/7 support and claims service.
TWFG Insurance - Spring/The Woodlands
TWFG Insurance Spring / The Woodlands is an independent agency that works with over 50 carriers to provide auto, home, boat, RV, flood, business and other insurance solutions. They emphasize personalized service and competitive pricing for the Tomball, Spring and The Woodlands area.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.