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Umbrella Insurance in Spring, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Spring

Within 15 miles of Spring, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 146.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
AZ Auto Insurance
4.6 · 64 reviews on Google26 yrs in business

AZ Insurance is a Texas‑based agency that has been serving Houston customers since 2000, offering a range of personal and commercial insurance solutions. The agency emphasizes helping high‑risk drivers, providing auto, home, renters, motorcycle and business coverage through multiple carriers. Bilingual agents are available to assist English‑ and Spanish‑speaking clients.

AutoHomeownersRentersCommercial GL+3 more
Spring, TX· 1.3 mi
Carriers: Dairyland, Progressive +56+ agents
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I Listed
INSURANCE, TITLES AND MORE
4.9 · 200 reviews on Google25 yrs in business

Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.

AutoBoatCommercial GLFlood+4 more
Spring, TX· 3.6 mi
20+ agents
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A Listed
AZ Auto Insurance
4.6 · 46 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle and commercial insurance solutions. They serve a bilingual clientele with 15 locations across the city and work with multiple carriers to find coverage for high‑risk drivers and businesses.

AutoHomeownersRentersMotorcycle+3 more
Spring, TX· 3.1 mi
Carriers: Dairyland, Progressive +56+ agents
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L Listed
L.A. Insurance
4.9 · 704 reviews on Google34 yrs in business

LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 2.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
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B Listed
Brightway Insurance, The Lowry Agency
4.6 · 37 reviews on Google

Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.

AutoHomeownersRentersFlood+5 more
Spring, TX· 3.2 mi
20+ agents
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H Listed
Hughes Insurance
4.8 · 2 reviews on Google

Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.

AutoHomeownersRentersUmbrella+5 more
Spring, TX· 3.1 mi
Carriers: Central States Health & Life Co. of Omaha20+ agents
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A Listed
AZ Auto Insurance
4.8 · 55 reviews on Google26 yrs in business

AZ Insurance is a trusted Texas insurance agency operating since 2000, offering auto, homeowners, renters, motorcycle, ATV, and commercial insurance solutions with bilingual agents serving Houston families since 2003.

AutoHomeownersRentersCommercial GL+3 more
Humble, TX· 6.1 mi
Carriers: Dairyland, Progressive +56+ agents
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R Listed
Richey Insurance Agency, LLC
4.6 · 255 reviews on Google16 yrs in business

Richey Insurance Agency provides peace of mind to Texas residents with a range of personal insurance products, emphasizing savings and comprehensive coverage. With 16 years of experience, the agency partners with over 100 carriers to offer tailored policies.

AutoCommercial GLFloodHomeowners+2 more
Humble, TX· 7.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASI Lloyds +10410+ agents
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A Listed
Amigo Tax & Multi Services LLC
4.9 · 795 reviews on Google12 yrs in business

Welcome to Amigo Tax & Multi Services – a trusted office offering expert tax preparation, insurance and notary solutions. The team is dedicated to delivering confidence‑building, personalized service for tax, insurance and related needs.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Humble, TX· 9.9 mi
Carriers: Alinsco Insurance Company, Alpha Dental Programs, Inc. +1920+ agents
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R Listed
Rapido
4.9 · 242 reviews on Google10 yrs in business

Rapido Insurance and Multi Services LLC has over 10 years serving the community, offering insurance and multi‑service solutions under new ownership. They emphasize personalized attention, bilingual service in English and Spanish, and affordable, reliable coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Humble, TX· 9.8 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +1020+ agents
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A Listed
ADVANTAGE HEALTH LLC
4.8 · 48 reviews on Google

Licensed insurance agency in Houston, TX; represents 19 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 3.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Health Inc. +1720+ agents
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L Listed
LIVE OAK INSURANCE BROKERS LLC
4.8 · 78 reviews on Google

Licensed insurance agency in Houston, TX; represents 32 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 3.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +3020+ agents
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L Listed
LOCAL HERITAGE BENEFITS LP
4.8 · 99 reviews on Google

Licensed insurance agency in Spring, TX; represents 62 carriers.

AutoHomeownersRentersCommercial GL+1 more
Spring, TX· 5.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +6020+ agents
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L Listed
LINTON BUSINESS SOLUTIONS LLC
4.8 · 31 reviews on Google

Licensed insurance agency in Houston, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 4.4 mi
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company20+ agents
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H Listed
Harmony National Insurance Brokerage Corp. - Lee Patterson
4.8 · 58 reviews on Google

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

AutoBoatCommercial GLFlood+5 moreSpanish
Spring, TX· 7.9 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +6710+ agents
View profile
T Listed
Theiss Insurance Agency
4.5 · 17 reviews on Google

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Spring, TX· 7.0 mi
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company +2820+ agents
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A Listed
AKS INSURANCE & TAXES
4.8 · 9 reviews on Google

Licensed insurance agency in Spring, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Spring, TX· 0.6 mi
6+ agents
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D Listed
DICKEY INSURANCE SOLUTIONS LLC
4.9 · 361 reviews on Google

Licensed insurance agency in Spring, TX; represents 46 carriers.

AutoHomeownersRentersCommercial GL+1 more
Spring, TX· 6.7 mi
Carriers: ASI Lloyds, Berkshire Hathaway Homestate Insurance Company +4410+ agents
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T Listed
TEXANS BENEFIT LLC
4.8 · 12 reviews on Google

Licensed insurance agency in Spring, TX; represents 35 carriers.

AutoHomeownersRentersCommercial GL+1 more
Spring, TX· 4.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +3320+ agents
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I Listed
INDEPENDENCE MARKETING GROUP, INC.
4.8 · 64 reviews on Google

Licensed insurance agency in Houston, TX; represents 78 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 6.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +7620+ agents
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S Listed
Statewide Insurance group llc

Statewide Insurance Group is a Texas‑based agency offering a one‑stop shop for auto, home, renters, motorcycle, boat, RV, commercial liability, and life & health insurance. They emphasize competitive pricing, A+ rated carriers, and 24/7 service, highlighting customer savings of up to 25%.

AutoBoatCommercial GLHomeowners+4 more
Spring, TX· 4.6 mi
20+ agents
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T Listed
THE FORWARD INSURANCE AGENCY, INC.
4.9 · 247 reviews on Google

Licensed insurance agency in Houston, TX; represents 55 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 7.9 mi
Carriers: Ace American Insurance Company, All Savers Insurance Company +5310+ agents
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E Listed
E.A. INSURANCE & INCOME TAX LLC
4.8 · 72 reviews on Google

Licensed insurance agency in Katy, TX; represents 10 carriers.

AutoHomeownersRentersCommercial GL+1 more
Katy, TX· 7.6 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +820+ agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.