Umbrella Insurance in San Antonio, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in San Antonio, TX: 24 licensed insurance agencies serve 1,530,000 residents in Bexar County. auto premiums average $2,230 per year — 19% below the Texas state average.
24 umbrella insurance agencies in San Antonio
Within 15 miles of San Antonio, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
La Familia Insurance offers auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage. They serve a bilingual community in Texas and have been operating for 15 years since their founding in 2010.
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to help everyone avoid the fear of losing everything, providing bilingual service and a focus on customer care.
Licensed insurance agency in San Antonio, TX; represents 31 carriers.
Licensed insurance agency in San Antonio, TX; represents 9 carriers.
Licensed insurance agency in New Braunfels, TX; represents 51 carriers.
Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.
Licensed insurance agency in San Antonio, TX; represents 15 carriers.
Licensed insurance agency in San Antonio, TX; represents 52 carriers.
Licensed insurance agency in San Antonio, TX; represents 43 carriers.
Licensed insurance agency in San Antonio, TX; represents 10 carriers.
Licensed insurance agency in San Antonio, TX; represents 34 carriers.
Licensed insurance agency in San Antonio, TX; represents 99 carriers.
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
Licensed insurance agency in San Antonio, TX; represents 16 carriers.
Licensed insurance agency in San Antonio, TX; represents 33 carriers.
Licensed insurance agency in San Antonio, TX; represents 46 carriers.
Licensed insurance agency in San Antonio, TX; represents 17 carriers.
Licensed insurance agency in San Antonio, TX; represents 70 carriers.
Licensed insurance agency in Fort Worth, TX; represents 2 carriers.
Licensed insurance agency in San Antonio, TX; represents 5 carriers.
Licensed insurance agency in Houston, TX; represents 22 carriers.
Licensed insurance agency in San Antonio, TX; represents 59 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.