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Life Insurance in San Antonio, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in San Antonio, TX: 24 licensed insurance agencies serve 1,530,000 residents in Bexar County. auto premiums average $2,230 per year — 19% below the Texas state average.

24 life insurance agencies in San Antonio

Within 15 miles of San Antonio, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 166.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Bienvenido Insurance
4.9 · 405 reviews on Google12 yrs in business

Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.

AutoCommercial GLHomeownersLife+3 moreSpanish
San Antonio, TX· 7.9 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +1910+ agents
View profile
F Listed
Freeway Insurance
4.8 · 51 reviews on Google

Freeway Insurance is a nationwide agency offering a range of insurance products, including auto, home, and life coverage. This San Antonio location provides phone support for online quotes and policy assistance, serving customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Antonio, TX· 2.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
F Listed
Freeway Insurance
4.9 · 494 reviews on Google

Freeway Insurance offers a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and operates retail stores across the United States. The site provides tools for online quotes and phone assistance for customers nationwide.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Antonio, TX· 3.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
G Listed
Greater Northwest Insurance
4.7 · 29 reviews on Google17 yrs in business

Greater Northwest Insurance is an independent agency based in San Antonio, TX, offering personal insurance coverages such as auto, boat, homeowners, renters, flood, motorcycle and umbrella policies. Founded in 2009, the agency highlights its experienced agents and a focus on fast, reliable service.

AutoBoatFloodHomeowners+5 more
Helotes, TX· 8.6 mi
Carriers: Affirmative Insurance Company, AssuranceAmerica Insurance Company +86+ agents
View profile
U Listed
Univista Insurance
4.9 · 192 reviews on Google

Univista Insurance provides personalized insurance solutions in San Antonio, offering auto, health, life, and commercial coverage. Led by agent Denise Acosta, the agency focuses on affordable, custom plans for individuals and businesses.

AutoCommercial GLHomeownersLife+2 moreSpanish
San Antonio, TX· 1.7 mi
Carriers: Geico, Kemper +51-2 agents
View profile
N Listed
Noah Pierce - State Farm Insurance Agent
4.9 · 827 reviews on Google6 yrs in business

The Noah Pierce State Farm Agency, founded in 2020, serves Helotes, Texas and surrounding areas with a focus on personalized customer service. The agency offers a range of insurance plans, including auto, homeowners, renters, life, and business coverage, and emphasizes community involvement. Led by State Farm Agent Noah Pierce, the team of eight licensed professionals is dedicated to protecting clients' assets.

AutoCommercial GLHomeownersLife+2 moreSpanish
Helotes, TX· 11.0 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +56+ agents
View profile
A Listed
Acceptance Insurance
4.9 · 305 reviews on Google

Acceptance Insurance provides a range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, and offers a quick quote phone line at 877-405-7102. The agency serves customers in San Antonio, Texas and emphasizes online quoting and contact options.

AutoBoatCommercial GLHomeowners+4 more
San Antonio, TX· 7.8 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
View profile
F Listed
Freeway Insurance
4.9 · 738 reviews on Google

Freeway Insurance offers a wide range of insurance products and supports customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Antonio, TX· 7.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
S Listed
South Texas Insurance Agency
4.7 · 24 reviews on Google20 yrs in business

South Texas Insurance Agency is a local agency based in Laredo, Texas, founded in 2006 by Rosie Castillo. The agency offers a range of products including auto, motorcycle, home, renters, commercial and life insurance, serving multiple locations across Texas. With over 20 years of experience in the industry, the team focuses on providing affordable rates and personalized service.

AutoCommercial GLHomeownersLife+3 more
San Antonio, TX· 5.3 mi
3-5 agents
View profile
T Listed
The Insurance Agency TX
4.8 · 7 reviews on Google

The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Converse, TX· 11.5 mi
Carriers: Aetna Better Health of Texas Inc., Aetna Health Inc. +910+ agents
View profile
V Listed
Village Insurance Agency
4.8 · 96 reviews on Google62 yrs in business

Village Insurance Agency is an independent agency based in Helotes, TX, serving the Greater San Antonio area and other Texas cities since 1964. They provide personal and business insurance with a focus on service and guidance.

AutoCommercial GLHomeownersLife+2 more
Helotes, TX· 11.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +1306+ agents
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R Listed
Robertson Insurance Group
4.9 · 164 reviews on Google

Robertson Insurance Group, LLC is a locally owned independent agency in San Antonio, Texas that works with multiple top insurance carriers to provide personalized quotes for both personal and commercial needs. They emphasize community service, veteran support, and individualized customer care.

AutoCommercial GLCommercial PropertyFarm+4 more
Bulverde, TX· 3.2 mi
Carriers: ASI Lloyds, American Economy Insurance Company +661-2 agents
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D Listed
Direct Auto Insurance
4.8 · 137 reviews on Google

Direct Auto Insurance agency at 8030 Bandera Rd in San Antonio offers car insurance, term life insurance, SR‑22 filing and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 moreSpanish
Helotes, TX· 7.2 mi
Carriers: Direct Auto3-5 agents
View profile
T Listed
The Insurance Guys Brokerage LLC
4.8 · 49 reviews on Google

The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
San Antonio, TX· 3.5 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +471-2 agents
View profile
G Listed
Germania: Haby Insurance Agency
4.8 · 5 reviews on Google

Haby Insurance offers a range of personal and commercial insurance products including home, auto, life, farm, umbrella, boat, RV, motorcycle and more, partnering with carriers such as Germania, Foremost and Progressive. They provide personalized coverage options and easy quote requests.

AutoBoatCommercial GLFarm+6 more
Helotes, TX· 12.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aegis Security Insurance Company +2310+ agents
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D Listed
Direct Auto Insurance
4.9 · 266 reviews on Google

Direct Auto offers flexible payment options and a range of insurance products including car insurance, term life insurance, SR‑22 filing and roadside assistance. The agency is located in the McCreless Shopping Center in San Antonio and serves English‑ and Spanish‑speaking customers.

AutoCommercial GLHomeownersLife+2 moreSpanish
San Antonio, TX· 7.5 mi
3-5 agents
View profile
P Listed
Primera Insurance & Tax Services
4.9 · 821 reviews on Google16 yrs in business

Primera Insurance & Tax Services is a Texas‑based agency offering personal auto, homeowners/renters, commercial liability, life, and motorcycle insurance along with tax preparation and notary services. Founded in 2010, the agency emphasizes quick, affordable quotes and bilingual support for its clients.

AutoCommercial GLHomeownersLife+3 moreSpanish
San Antonio, TX· 4.7 mi
1-2 agents
View profile
D Listed
Direct Auto Insurance
4.9 · 212 reviews on Google

Direct Auto insurance agency located at 5502 Walzem Rd in San Antonio, offering car insurance, term life insurance, roadside assistance, and SR-22 filings with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 9.3 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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F Listed
Farmers Insurance - Jennifer Hickman
4.9 · 677 reviews on Google

Jennifer Hickman is a Farmers Insurance agent serving the San Antonio, Texas area, offering auto, home, renters, and life insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Universal City, TX· 8.8 mi
Carriers: Farmers
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A Listed
Andale Seguro
4.8 · 79 reviews on Google20 yrs in business

Ándale Seguro is a family‑owned insurance agency founded in San Antonio, Texas, offering bilingual assistance to Latino families across the United States. They provide personalized guidance to help clients choose medical, life, auto, home and commercial insurance plans.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
San Antonio, TX· 7.9 mi
3-5 agents
View profile
H Listed
Hickman Insurance Agency
4.8 · 98 reviews on Google

Licensed insurance agency in Schertz, TX; represents 21 carriers.

AutoCommercial GLHomeownersLife+2 more
Schertz, TX· 14.2 mi
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +1910+ agents
View profile
H Listed
Humberto Becerra - GEICO Insurance Agent
4.9 · 711 reviews on Google

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage.

AutoBoatCommercial GLEarthquake+6 moreSpanish
San Antonio, TX· 7.8 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY +971-2 agents
View profile
M Listed
Mike McDonald - State Farm Insurance Agent
4.9 · 246 reviews on Google

Mike McDonald State Farm is a State Farm® agency in San Antonio, Texas offering auto, homeowners, renters, condo, life, health, and business insurance. The bilingual team serves English‑ and Spanish‑speaking customers throughout San Antonio and surrounding Texas communities.

AutoCommercial GLHomeownersLife+2 moreSpanish
Converse, TX· 8.6 mi
Carriers: State Farm1-2 agents
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.