Umbrella Insurance in El Paso, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in El Paso, TX: 24 licensed insurance agencies serve 681,723 residents in El Paso County. auto premiums average $1,620 per year — 11% below the Texas state average.
24 umbrella insurance agencies in El Paso
Within 15 miles of El Paso, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Mt. Franklin Insurance is an independent agency serving the Southwest region of New Mexico and Texas with offices in El Paso and San Antonio. Their experienced agents focus on providing personalized coverage options across personal and commercial lines while helping clients save time and money.
GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quote tools and links to partner carriers for policy management. It serves customers in El Paso, Texas, with contact options via phone and online portals.
Licensed insurance agency in El Paso, TX; represents 40 carriers.
Asegura Insurance Agency is an independent insurance agency that offers personalized property and casualty solutions across the United States. The agency works with multiple top‑rated carriers to provide competitive rates and tailors coverage for homes, vehicles, and businesses. Based in El Paso, they focus on delivering reliable, customized policies for personal and commercial needs.
Palms Mexico Insurance provides auto insurance for U.S. and Canadian vehicles traveling in Mexico. The agency offers a range of coverages including liability, collision, theft, medical payments, roadside assistance, and legal aid. With 40 years of experience, they serve travelers from three convenient offices across the United States and Mexico.
JSE Insurance is a family‑owned agency with over 20 years of experience offering personalized insurance solutions. They provide auto, homeowners, life, and commercial coverage by partnering with major carriers. Their focus is on simplifying the process and delivering peace of mind for individuals, families, and businesses.
Licensed insurance agency in El Paso, TX; represents 59 carriers.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from over 35 top‑rated insurance companies offering 400+ plans. They provide affordable protection for auto, home, renters, commercial and boat insurance while delivering personalized service.
Homestate Insurance Agency is an independent, locally owned agency based in El Paso, Texas, serving residents of Texas and New Mexico. They focus on providing personalized insurance solutions with a commitment to customer service and competitive rates. The agency offers a range of personal and commercial insurance options tailored to individual needs.
Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and commercial coverage, and operates stores across all 50 U.S. states. The El Paso location provides online quotes and phone support for customers.
Licensed insurance agency in El Paso, TX; represents 14 carriers.
Low Rate Insurance Agency Of Texas, Inc. is the insurance agency of choice in the area. Our strong affiliations with reputable insurance carriers enable us to offer a full range of value‑driven products for all types of clients and situations.
With over 20 years of experience! Give us a call and let us provide you a personalized quote for your life, home or auto insurance needs. Providing the best in coverage in the Greater El Paso Metropolitan Area. We also service the entire state of Texas, New Mexico, and Colorado.
Licensed insurance agency in El Paso, TX; represents 29 carriers.
Fred Loya Insurance is a multi‑state auto insurance agency offering immediate coverage, a range of discounts and a simple online quote process across 12 states.
Licensed insurance agency in El Paso, TX; represents 7 carriers.
Licensed insurance agency in El Paso, TX; represents 27 carriers.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to find the best protection at the lowest price.
Flexible insurance from a team you can trust. Home Insurance Agency is 100% independent, allowing it to shop the marketplace for the best combination of cost and coverage for personal and business needs.
Licensed insurance agency in El Paso, TX; represents 22 carriers.
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices. The agency highlights immediate same‑day coverage, no credit‑check policies, and multiple discounts such as multi‑car, good driver, and homeowner discounts.
Enroll El Paso is a community‑focused insurance agency that assists individuals and families in finding affordable health, Medicare, life, and other insurance solutions. They partner with top‑rated carriers to match personal and financial needs and offer both in‑person and virtual appointments.
Locally owned and operated since 2012, GO Insurance provides auto, home, life, health, and business insurance solutions to individuals and businesses in El Paso, Texas. The agency emphasizes personalized attention, quality customer service, and works with a range of trusted carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.