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Life Insurance in El Paso, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in El Paso, TX: 19 licensed insurance agencies serve 681,723 residents in El Paso County. auto premiums average $1,620 per year — 11% below the Texas state average.

19 life insurance agencies in El Paso

Within 15 miles of El Paso, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 549.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
Shield Insurance Agency
4.8 · 7 reviews on Google20 yrs in business

With over 20 years of experience! Give us a call and let us provide you a personalized quote for your life, home or auto insurance needs. Providing the best in coverage in the Greater El Paso Metropolitan Area. We also service the entire state of Texas, New Mexico, and Colorado.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
El Paso, TX· 1.9 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +110+ agents
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G Listed
Go Insurance
3.5 · 13 reviews on Google14 yrs in business

Locally owned and operated since 2012, GO Insurance provides auto, home, life, health, and business insurance solutions to individuals and businesses in El Paso, Texas. The agency emphasizes personalized attention, quality customer service, and works with a range of trusted carriers.

AutoHomeownersRentersCommercial GL+7 moreSpanish
El Paso, TX· 2.6 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +4210+ agents
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R Listed
Rocio Piñon - GEICO Insurance Agent
4.9 · 874 reviews on Google

GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quote tools and links to partner carriers for policy management. It serves customers in El Paso, Texas, with contact options via phone and online portals.

AutoHomeownersRentersMotorcycle+6 more
El Paso, TX· 1.2 mi
Carriers: GEICO, Generali +3
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O Listed
Omega Insurance Agency
4.7 · 38 reviews on Google

Omega Insurance Agency is a leading insurance provider based in Texas. With a team of dedicated professionals and years of industry experience, they deliver comprehensive insurance solutions tailored to individuals and businesses alike.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
El Paso, TX· 8.2 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +1610+ agents
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F Listed
Freeway Insurance
4.8 · 183 reviews on Google

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and commercial coverage, and operates stores across all 50 U.S. states. The El Paso location provides online quotes and phone support for customers.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
El Paso, TX· 2.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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I Listed
Insurance Brokers 915
4.7 · 96 reviews on Google

Brokers915 offers home and auto insurance quoting services, promising up to 35% savings by comparing multiple top‑rated insurance companies.

AutoHomeownersCommercial GLLifeSpanish
El Paso, TX· 0.8 mi
Carriers: Lambosin
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O Listed
Omega Insurance Agency
4.5 · 75 reviews on Google

Omega Insurance Agency is a Texas‑based insurance provider offering both personal and commercial coverage. The agency highlights a team of dedicated professionals who deliver tailored insurance solutions for individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
El Paso, TX· 10.5 mi
10+ agents
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F Listed
Freeway Insurance
4.6 · 164 reviews on Google

Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, serving customers in all 50 U.S. states. The El Paso location provides phone assistance for quotes and policy help.

AutoBoatCommercial GLHomeowners+4 moreSpanish
El Paso, TX· 7.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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L Listed
Low Rate Insurance Agency - El Paso
4.8 · 28 reviews on Google

Low Rate Insurance Agency Of Texas, Inc. is the insurance agency of choice in the area. Our strong affiliations with reputable insurance carriers enable us to offer a full range of value‑driven products for all types of clients and situations.

AutoHomeownersRentersCommercial GL+2 more
El Paso, TX· 2.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +301-2 agents
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J Listed
JSE Insurance
4.9 · 194 reviews on Google

JSE Insurance is a family‑owned agency with over 20 years of experience offering personalized insurance solutions. They provide auto, homeowners, life, and commercial coverage by partnering with major carriers. Their focus is on simplifying the process and delivering peace of mind for individuals, families, and businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
El Paso, TX· 5.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +341-2 agents
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P Listed
Progressive Car Insurance
89 yrs in business

A leading insurance company, trusted since 1937, offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella, commercial liability and flood coverage, with 24/7 support and over 43 million customers.

AutoHomeownersRentersMotorcycle+5 moreSpanish
El Paso, TX· 2.3 mi
License on file (TDI)
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H Listed
Home Insurance Agency
4.6 · 25 reviews on Google

Flexible insurance from a team you can trust. Home Insurance Agency is 100% independent, allowing it to shop the marketplace for the best combination of cost and coverage for personal and business needs.

AutoBoatCommercial GLCommercial Property+5 more
El Paso, TX· 5.5 mi
License on file (TDI)
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A Listed
Affordable Insurance Group
4.4 · 21 reviews on Google

Affordable Insurance Group, operating as McCormick Insurance Group LLC, provides health, auto, home, flood, fire and life insurance solutions to Texas residents. With over 40 years of combined experience, the agency focuses on personalized assessments and helping clients prepare for the unexpected.

AutoCommercial GLFloodHomeowners+3 more
El Paso, TX· 5.8 mi
Carriers: Aetna Health Inc., American Family Life Assurance Company of Columbus +193-5 agents
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E Listed
Enroll El Paso by NewTex Insurance Group
4.9 · 231 reviews on Google

Enroll El Paso is a community‑focused insurance agency that assists individuals and families in finding affordable health, Medicare, life, and other insurance solutions. They partner with top‑rated carriers to match personal and financial needs and offer both in‑person and virtual appointments.

AutoCommercial GLHomeownersLife+2 more
El Paso, TX· 7.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +161-2 agents
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D Listed
Daniel Lucas - GEICO Insurance Agent
3.8 · 162 reviews on Google

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, and additional coverages such as life, umbrella, and marine.

AutoHomeownersRentersMotorcycle+6 moreSpanish
El Paso, TX· 5.3 mi
Carriers: GEICO, American Modern Insurance Group +2
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F Listed
Farmers Insurance - Kevin Resendiz
4.2 · 5 reviews on Google

Licensed insurance agency in El Paso, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
El Paso, TX· 2.6 mi
Carriers: Farmers1-2 agents
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A Listed
Advantage Insurance Agency
4.8 · 40 reviews on Google37 yrs in business

Advantage Insurance Agency is a locally owned agency in El Paso, Texas, founded in 1989. It offers auto, home, life, motorcycle, RV and other insurance products, primarily as a Progressive Authorized agency.

AutoCommercial GLHomeownersLife+3 more
El Paso, TX· 11.5 mi
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company +191-2 agents
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T Listed
Twin City Auto Insurance Agency
4.5 · 99 reviews on Google

Twin City Insurance, LLC is an El Paso‑based agency offering low‑cost auto, home and business insurance across Texas, New Mexico, Colorado and nationwide. They compare quotes from multiple carriers to find competitive rates and provide quick policy issuance and personalized service. Their staff emphasizes helpful, friendly assistance and aims to protect families and vehicles at affordable prices.

AutoBoatCommercial GLCommercial Property+6 more
El Paso, TX· 8.3 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.