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Auto Insurance in El Paso, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

Auto insurance in El Paso, TX: 24 licensed insurance agencies serve 681,723 residents in El Paso County. auto premiums average $1,620 per year — 11% below the Texas state average.

24 auto insurance agencies in El Paso

Within 15 miles of El Paso, TX. Click any agency to view profile, contact info, and request a quote.

LI

LIBERTAS INSURANCE

Waco, TX· 549.5 mi
Featured PartnerPaid placement
No reviews yet
New on InsurConnect
10+ agents

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +1
ML

MED CARE PLUS LLC

El Paso, TX· 1.4 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in El Paso, TX; represents 40 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +37
View Agency
SA

Shield Insurance Agency

El Paso, TX· 1.9 mi
Agency
New on InsurConnect
10+ agents20yr

With over 20 years of experience! Give us a call and let us provide you a personalized quote for your life, home or auto insurance needs. Providing the best in coverage in the Greater El Paso Metropolitan Area. We also service the entire state of Texas, New Mexico, and Colorado.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company, Homesite Insurance Company
View Agency
GI

Go Insurance

El Paso, TX· 2.6 mi
Agency
10+ agents14yr

Locally owned and operated since 2012, GO Insurance provides auto, home, life, health, and business insurance solutions to individuals and businesses in El Paso, Texas. The agency emphasizes personalized attention, quality customer service, and works with a range of trusted carriers.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +41
View Agency
EL

EVOLVE INSURANCE AGENCY, LLC

El Paso, TX· 0.3 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in El Paso, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ASI Lloyds, American Economy Insurance Company, American Mercury Insurance Company +19
View Agency
CL

CAPAMAR INSURANCE AGENCY LLC

El Paso, TX· 0.4 mi
Agency
6+ agents

Licensed insurance agency in El Paso, TX; represents 27 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +24
View Agency
SL

SAFE HOUSE INSURANCE LLC

El Paso, TX· 4.3 mi
Agency
Popular
20+ agents

Licensed insurance agency in El Paso, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Alinsco Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +11
View Agency
RP

Rocio Piñon - GEICO Insurance Agent

El Paso, TX· 1.2 mi
Agency
Very Popular

GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quote tools and links to partner carriers for policy management. It serves customers in El Paso, Texas, with contact options via phone and online portals.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, Generali, American Modern Insurance Group +2
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LL

LIMITLESS STRATEGIES LLC

El Paso, TX· 5.7 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in El Paso, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aetna Health Inc., Care Improvement Plus South Central Insurance Company, Celtic Insurance Company +13
View Agency
RI

Rudy Urias Health Insurance

El Paso, TX· 1.8 mi
Agency
Popular
10+ agents

Licensed insurance agency in El Paso, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
AI

A-MAX Auto Insurance

El Paso, TX· 2.4 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from over 35 top‑rated insurance companies offering 400+ plans. They provide affordable protection for auto, home, renters, commercial and boat insurance while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
YL

YOUR HEALTH ADVISOR LLC

El Paso, TX· 4.0 mi
Agency
10+ agents

Licensed insurance agency in El Paso, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company
View Agency
OA

Omega Insurance Agency

El Paso, TX· 8.2 mi
Agency
Popular
10+ agents

Omega Insurance Agency is a leading insurance provider based in Texas. With a team of dedicated professionals and years of industry experience, they deliver comprehensive insurance solutions tailored to individuals and businesses alike.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company, Aventus Insurance Company +15
View Agency
IL

INICIA, LLC

El Paso, TX· 0.7 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in El Paso, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +21
View Agency
FI

Freeway Insurance

El Paso, TX· 2.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and commercial coverage, and operates stores across all 50 U.S. states. The El Paso location provides online quotes and phone support for customers.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FL

FRIENDLEE MODERN INSURANCE LLC

El Paso, TX· 5.0 mi
Agency
20+ agents

Licensed insurance agency in El Paso, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Economy Insurance Company, American Mercury Insurance Company, GEICO County Mutual Insurance Company +11
View Agency
AS

Alpha Insurance Services

El Paso, TX· 9.4 mi
Agency
10+ agents15yr

Alpha Insurance Services, based in El Paso, Texas, has over 15 years of experience providing personalized insurance coverage for individuals and businesses. They specialize in auto, homeowners, renters, commercial and other insurance lines with a focus on local expertise and competitive rates.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company, American Hallmark Insurance Company of Texas +24
View Agency
FI

F.A. GARCIA & ASSOCIATES, INC

El Paso, TX· 0.9 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in El Paso, TX; represents 36 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Ace American Insurance Company, Aetna Better Health of Kansas Inc., Aetna Dental Inc. +33
View Agency
YL

YVONNE RUIZ INSURANCE AGENCY, LLC

El Paso, TX· 5.2 mi
Agency
Popular
20+ agents

Licensed insurance agency in El Paso, TX; represents 19 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Reliable Insurance Company, Cigna Health and Life Insurance Company, Cigna HealthCare of Texas, Inc. +16
View Agency
SL

SALUD Y VIDA INSURANCE AGENCY LLC

El Paso, TX· 5.9 mi
Agency
20+ agents

Licensed insurance agency in El Paso, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aetna Better Health of Texas Inc., Best Life and Health Insurance Company, National Health Insurance Company +2
View Agency
AL

ARACELI RUBIO AGENCY LLC

El Paso, TX· 7.5 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in El Paso, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +13
View Agency
MI

Mt. Franklin Insurance

El Paso, TX· 0.8 mi
Agency
Very Popular
1-2 agents

Mt. Franklin Insurance is an independent agency serving the Southwest region of New Mexico and Texas with offices in El Paso and San Antonio. Their experienced agents focus on providing personalized coverage options across personal and commercial lines while helping clients save time and money.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, AMFIRST INSURANCE COMPANY, Allianz Life Insurance Company of North America +7
View Agency
HA

Homestate Insurance Agency

El Paso, TX· 3.0 mi
Agency
Very Popular
3-5 agents

Homestate Insurance Agency is an independent, locally owned agency based in El Paso, Texas, serving residents of Texas and New Mexico. They focus on providing personalized insurance solutions with a commitment to customer service and competitive rates. The agency offers a range of personal and commercial insurance options tailored to individual needs.

AutoCommercial GLHomeownersMotorcycle+2 more
View Agency
EL

EP TX INSURANCE AGENCY LLC

El Paso, TX· 0.7 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in El Paso, TX; represents 12 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aegis Security Insurance Company, American Modern Property and Casualty Insurance Company, Home State County Mutual Insurance Company +9
View Agency

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.