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Auto Insurance in Houston, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

Auto insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.

24 auto insurance agencies in Houston

Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.

GI

Galaxy Insurance

Houston, TX· 3.8 mi
Agency
Very Popular
10+ agents27yr

Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Apollo Group, American Access, United Automobile +10
View Agency
TA

TIA-Texas Insurance Agency

Houston, TX· 3.8 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
LI

L.A. Insurance

South Houston, TX· 3.8 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
TA

TIA-Texas Insurance Agency

Pearland, TX· 8.6 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
AA

Avalon Insurance Agency

Houston, TX· 9.5 mi
Agency
Popular
20+ agents20yr

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +106
View Agency
LI

La Familia Auto Insurance

South Houston, TX· 7.1 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
View Agency
LI

La Familia Auto Insurance

Bellaire, TX· 7.7 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect customers from sudden loss and to offer bilingual service. Founded in 2010, they have grown to 90 offices across Texas.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
View Agency
GI

Galaxy Insurance

Pasadena, TX· 11.0 mi
Agency
Very Popular
10+ agents27yr

Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Apollo Group, American Access, United Automobile +10
View Agency
LI

L.A. Insurance

South Houston, TX· 7.0 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a range of insurance products including auto, motorcycle, boat, renters, commercial auto and life insurance at low rates.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
LI

L.A. Insurance

Houston, TX· 7.5 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers low‑cost coverage for auto, motorcycle, boat, RV, renters and life insurance, providing flexible payment options and quick policy activation.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
TA

TIA- Texas Insurance Agency/Uvalde Insurance Agency

Houston, TX· 11.3 mi
Agency
Very Popular
10+ agents27yr

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
AI

AMCO Insurance

Houston, TX· 3.5 mi
Agency
Popular
10+ agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Dairyland County Mutual Insurance Company of Texas, Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +3
View Agency
FA

Farris Benefit Group, LLC Insurance Agency

Houston, TX· 1.1 mi
Agency
Very Popular
1-2 agents

Farris Benefit Group is an insurance agency based in Houston, TX that provides affordable health, life, and Medicare insurance solutions for companies, families, and individuals.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +32
View Agency
LI

L.A. Insurance

Houston, TX· 9.9 mi
Agency
Very Popular
6+ agents33yr

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
View Agency
AI

A Abana Auto Insurance

Houston, TX· 6.2 mi
Agency
Very Popular
3-5 agents

A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual Spanish service. With over 40 years of experience and more than 28 storefronts, it partners with multiple carriers to provide affordable options.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, Access Insurance Company, Old American County Mutual
View Agency
LI

La Familia Auto Insurance

Pasadena, TX· 10.2 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance offers auto, home, renters, and business insurance, focusing on affordable, reliable coverage and personalized service. They compare policies to find the best fit and have been serving the community for 15 years since 2010.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
View Agency
AI

AZ Auto Insurance

Houston, TX· 10.9 mi
Agency
Popular
6+ agents26yr

AZ Insurance is a Texas‑based agency serving Houston drivers since 2000, offering a range of personal and commercial insurance products with bilingual agents.

AutoHomeownersRentersCommercial GL+3 more
Carriers: Dairyland, Progressive, American Access +4
View Agency
BI

Bello Insurance Services Inc

Pearland, TX· 12.8 mi
Agency
Very Popular
6+ agents25yr

Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.

AutoCommercial GLHomeownersLife+2 more
Carriers: Travelers
View Agency
DL

Dean & Draper Insurance Agency, LP

South Houston, TX· 3.7 mi
Agency
Very Popular
3-5 agents45yr

Dean & Draper is a Houston‑based independent insurance broker serving Texas and nationwide since 1981. They provide commercial and personal insurance lines, employee benefits, and risk‑management solutions while emphasizing technology and personalized service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AIG Assurance Company, AIG PROPERTY CASUALTY COMPANY, AIU INSURANCE COMPANY +329
View Agency
FI

Freeway Insurance

Houston, TX· 6.2 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, supporting customers in all 50 U.S. states. The site provides options for auto, homeowners, renters, life, motorcycle, boat, and commercial coverage among others.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
CI

Crestar Insurance

Missouri City, TX· 14.4 mi
Agency
Very Popular
10+ agents20yr

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Access Casualty Company +36
View Agency
IL

Insurance Agents of Houston LLC

Houston, TX· 6.6 mi
Agency
20+ agents

Licensed insurance agency in Houston, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
FI

Freeway Insurance

Houston, TX· 4.4 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Houston, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

A Abana Auto Insurance

South Houston, TX· 7.2 mi
Agency
Very Popular
3-5 agents

A Abana is a trusted auto insurance agency serving the Hispanic community in Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, Access Insurance Company, Old American County Mutual
View Agency

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.