Auto Insurance in Houston, TX
Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.
Auto insurance in Houston, TX: 24 licensed insurance agencies serve 2,390,125 residents in Harris County. auto premiums average $3,150 per year — 28% above the Texas state average. hurricane + hail drives 38% of homeowner claims.
24 auto insurance agencies in Houston
Within 15 miles of Houston, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
PETRUS RETIREMENT PLANNING LLC
Licensed insurance agency in Houston, TX; represents 9 carriers.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
THE SARAH SPRINGER AGENCY LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
RIVER OAKS TRAVEL LLC
Licensed insurance agency in Houston, TX; represents 2 carriers.
THE REAL INSURANCE LADY AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 38 carriers.
L.A. Insurance
L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.
PASADENA INSURANCE AGENCY, INC.
Licensed insurance agency in Houston, TX; represents 146 carriers.
ARCHER INSURANCE GROUP, LLC
Licensed insurance agency in Houston, TX; represents 11 carriers.
SECURESOLUTIONS INSURANCE AGENCY LLC
Licensed insurance agency in Houston, TX; represents 6 carriers.
GONZALEZ PROFESSIONAL SERVICES LLC
Licensed insurance agency in Houston, TX; represents 12 carriers.
SOUTHTEX INSURANCE,LLC
Licensed insurance agency in Houston, TX; represents 7 carriers.
EDWARDS FINANCIAL GROUP LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
MV2 INSURANCE SOLUTIONS, LLC
Licensed insurance agency in Houston, TX; represents 8 carriers.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Avalon Insurance Agency
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
MARIA A. MARTINEZ INSURANCE INC.
Licensed insurance agency in Houston, TX; represents 6 carriers.
LKJ FINANCIAL, LLC
Licensed insurance agency in Houston, TX; represents 36 carriers.
WEALTH STANDARD INSURANCE LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
MOINOT INSURANCE GROUP LLC
Licensed insurance agency in Cypress, TX; represents 17 carriers.
DOUGLAS B. JOHNSON INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 82 carriers.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
ECHO CONSULTING, LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
Frequently asked questions
Is auto insurance required in Texas?
Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.
How do I get a quote from a local agent?
Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.
What does an independent agent vs a captive agent mean?
Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.