Homeowners Insurance in Plano, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.
24 homeowners insurance agencies in Plano
Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
Hotchkiss Insurance has been protecting businesses, individuals and families since 1975, offering personalized insurance plans such as commercial property and casualty, employee benefits, personal and renters insurance, and surety bonds. Their mission is to help people and businesses thrive by safeguarding what matters most.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for over 15 years with more than 50 locations. They provide multiple lines such as auto, motorcycle, renters, homeowners, and commercial coverage, and serve both English and Spanish speakers.
Schuler Insurance Services is a veteran life and health insurance agency with over 20 years of industry experience, offering simple and affordable term life coverage for busy professionals. They operate as an independent agency helping clients nationwide compare and apply for life and health policies from top-rated carriers.
Trusted Insurance Partners LLC is a full‑service insurance agency in Plano, TX that specializes in personal and commercial lines, including auto, homeowners, and life insurance. The agency focuses on providing clients with the right coverage at competitive prices and emphasizes responsive, personalized service.
Ellis Insurance Agency assists individuals turning 65 with Medicare options, offering Medicare Advantage and supplemental plan quotes, and provides health insurance consultations. The agency emphasizes a knowledgeable team and offers scheduling for appointments.
Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.
Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.
Baez Insurance Solutions is a group of experienced agents offering insurance solutions across health, life, business and general liability.
John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.
Korina Hernandez is a State Farm agent serving Plano and the surrounding Dallas‑Fort Worth area, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business coverage. She has been working with State Farm customers since 2000 and opened her own agency in 2014.
AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.
Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.
Comparion Insurance Agency, founded in 2022, operates as an independent insurance comparison service backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products such as auto, home, life, renters, and umbrella coverage, leveraging a national network of agents to deliver personalized service.
Dean Insurance Group is an independent agency that promises to find the best price for coverage, offering quotes from multiple top insurers and guiding clients through the process.
Amy Zhang Insurance is an independent agency focused on providing excellent customer service for auto and homeowners insurance. They emphasize personalized help to find the right coverage at an affordable price, and offer online quote comparisons.
Lisa Johnson Insurance Agency Inc is a State Farm agency serving the entire state of Texas, offering auto, homeowners, renters, life, health, and other insurance products. The agency emphasizes personal service with a Spanish‑speaking team, notary services, and a focus on local communities.
Robert E. Boone has been an Allstate insurance agent in Allen, Texas since 2001. He offers auto, homeowners, renters, motorcycle, life, and boat insurance to the local community and is active in local organizations. Customers note his responsive service and community focus.
Freeway Insurance offers a full range of insurance products across all 50 U.S. states, providing online quotes and phone support. The site lets users search for nearby offices and request quotes for auto, home, renters, motorcycle, boat and other coverages.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.
We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.
Willis Morrison is a top‑rated local insurance agent in Dallas, Texas, specializing in auto, home, life, health, and business insurance. He owns a multi‑office State Farm agency serving Dallas, Plano, Coppell and surrounding North Texas communities, offering personalized coverage and local support.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.