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Boat Insurance in Plano, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.

24 boat insurance agencies in Plano

Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 106.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
H Listed
Hempkins Insurance
4.8 · 37 reviews on Google45 yrs in business

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Allen, TX· 4.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +6610+ agents
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D Listed
Decisive Insurance Agency
4.9 · 164 reviews on Google

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Richardson, TX· 5.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc. +3920+ agents
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D Listed
Del Toro Insurance
4.8 · 12 reviews on Google

Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.

AutoBoatCommercial GLHomeowners+3 moreFrench, Russian
Allen, TX· 4.8 mi
10+ agents
View profile
B Listed
Brightway Insurance, The Phan Agency
4.8 · 83 reviews on Google

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
Richardson, TX· 6.9 mi
10+ agents
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F Listed
Five Star Insurance Group
4.8 · 59 reviews on Google

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Richardson, TX· 7.3 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +5420+ agents
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P Listed
Patterson & Associates Insurance
4.3 · 40 reviews on Google40 yrs in business

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
Richardson, TX· 5.0 mi
20+ agents
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C Listed
Christopher Walls - State Farm Insurance Agent
4.9 · 249 reviews on Google23 yrs in business

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Allen, TX· 3.8 mi
Carriers: State Farm6+ agents
View profile
L Listed
Logan Harvey: Allstate Insurance
4.9 · 103 reviews on Google10 yrs in business

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
Addison, TX· 8.4 mi
6+ agents
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F Listed
Freeway Insurance
4.8 · 232 reviews on Google

Freeway Insurance offers a full range of insurance products across all 50 U.S. states, providing online quotes and phone support. The site lets users search for nearby offices and request quotes for auto, home, renters, motorcycle, boat and other coverages.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Plano, TX· 2.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 9.5 mi
20+ agents
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L Listed
Lopez Auto Insurance
4.8 · 92 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Dallas/Fort Worth since 2011, offers a range of insurance options including auto, homeowners, motorcycle and boat coverage. The agency emphasizes quick quotes, personalized service, and a friendly staff dedicated to helping clients protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Richardson, TX· 8.7 mi
6+ agents
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L Listed
Lopez Auto Insurance
4.9 · 355 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 10.2 mi
6+ agents
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A Listed
A-MAX Auto Insurance
4.8 · 2 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Plano, TX· 1.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
K Listed
Korina Hernandez - State Farm Insurance Agent
4.9 · 568 reviews on Google12 yrs in business

Korina Hernandez is a State Farm agent serving Plano and the surrounding Dallas‑Fort Worth area, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business coverage. She has been working with State Farm customers since 2000 and opened her own agency in 2014.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Plano, TX· 2.2 mi
Carriers: State Farm1-2 agents
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P Listed
Preferred Insurance Solutions
1.0 · 1 reviews on Google

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
Allen, TX· 4.3 mi
10+ agents
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L Listed
Lopez Auto Insurance
4.9 · 279 reviews on Google15 yrs in business

Lopez Auto Insurance is a Texas‑based agency offering a range of coverage options including auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they focus on quick quotes, personalized service and community‑focused support to help customers protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Carrollton, TX· 11.5 mi
6+ agents
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W Listed
Wemson Insurance Services LLC
4.7 · 15 reviews on Google

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 10.4 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc. +3820+ agents
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A Listed
A-MAX Auto Insurance
4.2 · 53 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Plano, TX· 4.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
A Listed
A-MAX Auto Insurance
3.8 · 179 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Plano, TX· 2.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
I Listed
Insurance City
4.9 · 154 reviews on Google

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

AutoHomeownersFloodBoat+2 moreSpanish
Plano, TX· 1.8 mi
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company +11-2 agents
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D Listed
Dean Insurance Group
4.9 · 146 reviews on Google

Dean Insurance Group is an independent agency that promises to find the best price for coverage, offering quotes from multiple top insurers and guiding clients through the process.

AutoBoatCommercial GLHomeowners+4 more
Plano, TX· 5.0 mi
Carriers: Kemper, Safeco +63-5 agents
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C Listed
Costlow Insurance
4.8 · 57 reviews on Google45 yrs in business

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 14.3 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +5410+ agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.2 · 18 reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services. At Fiesta we treat you like family!

AutoBoatCommercial GLHomeowners+3 moreSpanish
Plano, TX· 3.8 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.