Flood Insurance in Plano, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.
24 flood insurance agencies in Plano
Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.
Decisive Insurance Agency
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Brightway Insurance, The Phan Agency
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Five Star Insurance Group
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
INSURANCE SOURCE OF TEXAS
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Brightway Insurance, The Janie Alonzo Agency
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Preferred Insurance Solutions
Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.
Insurance City
Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.
Mi Aseguranza
Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.
Cano Molina Insurance Broker LLC
Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.
Partners Insurance of Texas LLC
Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.
Guest Insurance Agency
Guest Insurance Agency is a locally owned and operated insurance agency founded in 1991. Their dedicated staff helps clients find the right coverage across a range of products, emphasizing personalized service and peace of mind.
Alpha Omega Insurance Agency
Alpha Omega Insurance Agency is an independent agency based in Plano, Texas offering personal and commercial insurance solutions with a focus on personalized service and a wide range of carrier options.
Integrity Insurance Group - Mouton Agency
Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.
Monarch Insurance Group
Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.
3D Insurance Services, Inc.
3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.
Shayla Boles - GEICO Insurance Agent
GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.
Texas Independent Insurance
Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.
Integrity Insurance Group
Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.
Insurance Source Of Dallas
Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.
Jeff Van Matre Insurance Agency
Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.
Cordial Insurance Group LLC
Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.
Gant Group Inc
We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.
Progressive Car Insurance
Progressive Insurance, founded in 1937, is a leading insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and commercial coverages. It serves over 43 million customers with 24/7 support and focuses on discounts and bundled policies.
Brightway Insurance, The Wilkins Family Agency
The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.