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Flood Insurance in Plano, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.

24 flood insurance agencies in Plano

Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.

DA

Decisive Insurance Agency

Richardson, TX· 5.6 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 6.9 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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FG

Five Star Insurance Group

Richardson, TX· 7.3 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 8.2 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 9.5 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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PS

Preferred Insurance Solutions

Allen, TX· 4.3 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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IC

Insurance City

Plano, TX· 1.8 mi
Agency
Very Popular
1-2 agents

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

Spanish
AutoHomeownersFloodBoat+2 more
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company, United States Fire Insurance Company
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MA

Mi Aseguranza

Richardson, TX· 8.2 mi
Agency
New on InsurConnect
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
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CL

Cano Molina Insurance Broker LLC

Allen, TX· 3.8 mi
Agency
Popular
3-5 agents

Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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PL

Partners Insurance of Texas LLC

Mckinney, TX· 5.4 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
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GA

Guest Insurance Agency

Plano, TX· 2.9 mi
Agency
1-2 agents35yr

Guest Insurance Agency is a locally owned and operated insurance agency founded in 1991. Their dedicated staff helps clients find the right coverage across a range of products, emphasizing personalized service and peace of mind.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, American Economy Insurance Company +65
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AA

Alpha Omega Insurance Agency‎

Plano, TX· 4.2 mi
Agency
Very Popular
1-2 agents

Alpha Omega Insurance Agency is an independent agency based in Plano, Texas offering personal and commercial insurance solutions with a focus on personalized service and a wide range of carrier options.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Modern Property and Casualty Insurance Company, Colonial County Mutual Insurance Company +14
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IG

Integrity Insurance Group - Mouton Agency

Frisco, TX· 5.9 mi
Agency
Popular
3-5 agents

Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.

AutoBoatCommercial GLFlood+4 more
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY, Dearborn Life Insurance Company +10
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MG

Monarch Insurance Group

Plano, TX· 4.9 mi
Agency
Very Popular
1-2 agents

Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.

AutoHomeownersRentersUmbrella+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +91
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3I

3D Insurance Services, Inc.

Rowlett, TX· 10.0 mi
Agency
New on InsurConnect
20+ agents

3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.

AutoHomeownersRentersCommercial GL+9 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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SB

Shayla Boles - GEICO Insurance Agent

Garland, TX· 8.3 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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TI

Texas Independent Insurance

Allen, TX· 5.0 mi
Agency
Very Popular
1-2 agents

Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.

AutoHomeownersRentersCommercial GL+6 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +104
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IG

Integrity Insurance Group

Mckinney, TX· 8.7 mi
Agency
Very Popular
3-5 agents

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +128
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ID

Insurance Source Of Dallas

Dallas, TX· 8.1 mi
Agency
Very Popular
1-2 agents22yr

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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JA

Jeff Van Matre Insurance Agency

Carrollton, TX· 7.7 mi
Agency
Very Popular
1-2 agents

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +74
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CL

Cordial Insurance Group LLC

Rowlett, TX· 14.1 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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GI

Gant Group Inc

Mckinney, TX· 12.7 mi
Agency
New on InsurConnect
20+ agents

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
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PI

Progressive Car Insurance

Plano, TX· 2.4 mi
Agency
New on InsurConnect
1-2 agents89yr

Progressive Insurance, founded in 1937, is a leading insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and commercial coverages. It serves over 43 million customers with 24/7 support and focuses on discounts and bundled policies.

Spanish
AutoHomeownersRentersMotorcycle+6 more
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BA

Brightway Insurance, The Wilkins Family Agency

Frisco, TX· 8.8 mi
Agency
Popular
1-2 agents

The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.

AutoBoatCommercial GLFlood+5 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.