Life Insurance in Plano, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.
24 life insurance agencies in Plano
Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
Schuler Insurance Services is a veteran life and health insurance agency with over 20 years of industry experience, offering simple and affordable term life coverage for busy professionals. They operate as an independent agency helping clients nationwide compare and apply for life and health policies from top-rated carriers.
Trusted Insurance Partners LLC is a full‑service insurance agency in Plano, TX that specializes in personal and commercial lines, including auto, homeowners, and life insurance. The agency focuses on providing clients with the right coverage at competitive prices and emphasizes responsive, personalized service.
Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.
Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.
Baez Insurance Solutions is a group of experienced agents offering insurance solutions across health, life, business and general liability.
John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.
Korina Hernandez is a State Farm agent serving Plano and the surrounding Dallas‑Fort Worth area, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business coverage. She has been working with State Farm customers since 2000 and opened her own agency in 2014.
Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.
Comparion Insurance Agency, founded in 2022, operates as an independent insurance comparison service backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products such as auto, home, life, renters, and umbrella coverage, leveraging a national network of agents to deliver personalized service.
Dean Insurance Group is an independent agency that promises to find the best price for coverage, offering quotes from multiple top insurers and guiding clients through the process.
Lisa Johnson Insurance Agency Inc is a State Farm agency serving the entire state of Texas, offering auto, homeowners, renters, life, health, and other insurance products. The agency emphasizes personal service with a Spanish‑speaking team, notary services, and a focus on local communities.
Robert E. Boone has been an Allstate insurance agent in Allen, Texas since 2001. He offers auto, homeowners, renters, motorcycle, life, and boat insurance to the local community and is active in local organizations. Customers note his responsive service and community focus.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.
Willis Morrison is a top‑rated local insurance agent in Dallas, Texas, specializing in auto, home, life, health, and business insurance. He owns a multi‑office State Farm agency serving Dallas, Plano, Coppell and surrounding North Texas communities, offering personalized coverage and local support.
Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.
Legacy Insurance is an Allstate agency in McKinney, TX, serving local families with a range of insurance solutions. The agent emphasizes personal relationships and offers coverage for auto, home, renters, motorcycle, boat, and life insurance.
Darin McCullough is a State Farm agent serving Collin County and surrounding areas since 2012, offering a range of insurance products including auto, home, life, and more. The agency provides bilingual service in English and Spanish and has earned the State Farm President’s Club honors.
Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.
HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.
Shireen Khan founded her Allstate agency in 2019 after moving to Texas. The agency focuses on personalized insurance solutions and community involvement, offering a range of products and a family‑like experience.
Jenny Weidner is a State Farm insurance agent in Allen, Texas, offering a range of insurance products including auto, homeowners, life, and more. She emphasizes protecting families and helping clients prepare for holidays, providing personalized quotes and support.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.