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Life Insurance in Plano, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.

24 life insurance agencies in Plano

Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.

TG

The Sterling Insurance Group

Plano, TX· 0.9 mi
Agency
Very Popular
6+ agents22yr

The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +104
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HI

Hempkins Insurance

Allen, TX· 4.9 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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AI

American mga insurance

Richardson, TX· 5.0 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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TB

The Benefits Boss

Allen, TX· 5.2 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
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DA

Decisive Insurance Agency

Richardson, TX· 5.6 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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HA

HI Agency

Frisco, TX· 6.6 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
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AA

American Option Insurance Agency

Frisco, TX· 6.7 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 6.7 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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RA

Rush Agency

Frisco, TX· 8.3 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 6.9 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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CR

Christie Rhyne - State Farm Insurance Agent

Mckinney, TX· 9.3 mi
Agency
Very Popular
10+ agents16yr

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

Spanish, Hindi, Portuguese, Sign language
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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PI

Patterson & Associates Insurance

Richardson, TX· 5.0 mi
Agency
20+ agents40yr

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
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CW

Christopher Walls - State Farm Insurance Agent

Allen, TX· 3.8 mi
Agency
Very Popular
6+ agents23yr

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Farmers Insurance - Lane Hamilton

Richardson, TX· 7.2 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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OS

One Sharpe Solution

Richardson, TX· 7.8 mi
Agency
New on InsurConnect
20+ agents20yr

One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Care Improvement Plus South Central Insurance Company, Clearcover Insurance Company +24
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LH

Logan Harvey: Allstate Insurance

Addison, TX· 8.4 mi
Agency
Very Popular
6+ agents10yr

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
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FI

Farmers Insurance - Cindy Montgomery

Richardson, TX· 6.9 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Richardson, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +17
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TL

Throne Insurance & Financial Services, LLC.

Allen, TX· 6.0 mi
Agency
New on InsurConnect
20+ agents11yr

Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: Alinsco Insurance Company, Berkshire Hathaway Direct Insurance Company, Berkshire Hathaway Homestate Insurance Company +15
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 9.5 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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TL

Trusted Insurance Partners LLC

Plano, TX· 0.9 mi
Agency
Popular
3-5 agents

Trusted Insurance Partners LLC is a full‑service insurance agency in Plano, TX that specializes in personal and commercial lines, including auto, homeowners, and life insurance. The agency focuses on providing clients with the right coverage at competitive prices and emphasizes responsive, personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: ASSURITY LIFE INSURANCE COMPANY, American Economy Insurance Company, BANNER LIFE INSURANCE COMPANY +21
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JA

Jason Binyon Agency - Farmers Insurance

Frisco, TX· 8.1 mi
Agency
Popular
10+ agents

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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MA

My Pham Agency

Richardson, TX· 8.0 mi
Agency
Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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UI

Univista Insurance

Plano, TX· 1.9 mi
Agency
Very Popular
1-2 agents

Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Geico, Kemper, Loyalty +4
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J專

JOHN LEE INSURANCE 李元鐘保險經紀公司| 專業。誠實。服務

Richardson, TX· 6.7 mi
Agency
20+ agents17yr

李元鐘保險成立於2009年,提供專業、全方位的保險服務,依客戶需求量身訂製方案,涵蓋汽車、住宅、人壽及商業等多種保險類別。

Mandarin Chinese
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Aetna Dental Inc. +76
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.