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Commercial Liability Insurance in Plano, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

Commercial insurance in Plano, TX: 24 licensed insurance agencies serve 290,190 residents in Collin County. auto premiums average $1,880 per year — 3% above the Texas state average.

24 commercial insurance agencies in Plano

Within 15 miles of Plano, TX. Click any agency to view profile, contact info, and request a quote.

AI

AZ Auto Insurance

Plano, TX· 2.4 mi
Agency
Very Popular
6+ agents26yr

AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.

AutoHomeownersRentersMotorcycle+3 more
Carriers: Dairyland, Progressive, American Access +4
View Agency
KI

KAS AUTO INSURANCE

Plano, TX· 2.5 mi
Agency
Popular
10+ agents15yr

At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: American Access Casualty Company, Infinity County Mutual Insurance Company
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TG

The Sterling Insurance Group

Plano, TX· 0.9 mi
Agency
Very Popular
6+ agents22yr

The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +104
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HI

Hempkins Insurance

Allen, TX· 4.9 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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HI

Highstreet Insurance - Sandy Garza & Associates

Richardson, TX· 4.3 mi
Agency
Popular
20+ agents

We insure the things you love, helping you protect today and illuminate tomorrow. Our local agents keep the things you care about safe so you can plan for the future with confidence.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +102
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AI

American mga insurance

Richardson, TX· 5.0 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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TB

The Benefits Boss

Allen, TX· 5.2 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
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RG

Rising Star Insurance Group

Richardson, TX· 6.7 mi
Agency
Popular
20+ agents40yr

Rising Star Insurance Group specializes in safeguarding businesses, homes, and futures, offering personalized insurance solutions with over 40 years of trusted experience and a focus on integrity, expertise, and exceptional service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company, Aetna Dental Inc. +43
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DA

Decisive Insurance Agency

Richardson, TX· 5.6 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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CS

Christy Smitherman - The Benefits Partners

Allen, TX· 5.2 mi
Agency
Popular
10+ agents

The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.

AutoCommercial GLHomeownersRenters+1 more
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HA

HI Agency

Frisco, TX· 6.6 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
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AA

American Option Insurance Agency

Frisco, TX· 6.7 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 6.7 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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RA

Rush Agency

Frisco, TX· 8.3 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
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DI

Del Toro Insurance

Allen, TX· 4.8 mi
Agency
10+ agents

Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.

French, Russian
AutoBoatCommercial GLHomeowners+3 more
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 6.9 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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FG

Five Star Insurance Group

Richardson, TX· 7.3 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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HG

Hillcrest Insurance Group - Frisco

Frisco, TX· 7.3 mi
Agency
Popular
20+ agents

Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +90
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CR

Christie Rhyne - State Farm Insurance Agent

Mckinney, TX· 9.3 mi
Agency
Very Popular
10+ agents16yr

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

Spanish, Hindi, Portuguese, Sign language
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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PI

Patterson & Associates Insurance

Richardson, TX· 5.0 mi
Agency
20+ agents40yr

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
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CW

Christopher Walls - State Farm Insurance Agent

Allen, TX· 3.8 mi
Agency
Very Popular
6+ agents23yr

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AI

ALPA Insurance

Plano, TX· 2.5 mi
Agency
Popular
3-5 agents15yr

ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for over 15 years with more than 50 locations. They provide multiple lines such as auto, motorcycle, renters, homeowners, and commercial coverage, and serve both English and Spanish speakers.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Dairyland (Sentry), GAINSCO +3
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 8.2 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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HI

Highstreet Insurance - Sandy Garza and Associates - Collum Location

Richardson, TX· 5.7 mi
Agency
20+ agents

The agency offers personal and business insurance products, emphasizing local agents who provide expertise, guidance, and support to protect customers' assets and help them plan for the future with confidence.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company
View Agency

Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.