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Life Insurance in Dallas, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.

24 life insurance agencies in Dallas

Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 87.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
P Listed
Princeton Insurance
4.9 · 100+ reviews on Google32 yrs in business

Princeton Insurance is an independent agency that has been serving Dallas families and businesses for over three decades. They compare rates from hundreds of carriers to provide personalized auto, homeowners, life, and commercial coverage. Their focus is on unbiased guidance and helping clients find the right protection at better prices.

AutoHomeownersRentersLife+3 more
Dallas, TX· 1.0 mi
Carriers: ASI Lloyds, CHARTER OAK FIRE INSURANCE COMPANY, THE +281-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance offers a variety of insurance products—including auto, homeowners, renters, life, motorcycle, and boat insurance—and provides online or phone quotes nationwide.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dallas, TX· 2.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dallas, TX· 3.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 8.2 mi
Carriers: Progressive County Mutual, National General +61-2 agents
View profile
F Listed
Freeway Insurance
4.9 · 500+ reviews on Google

Freeway is an insurance agency that supports all insurance needs across all 50 U.S. states, offering online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dallas, TX· 7.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
S Listed
Suitable Insurance
4.8 · <100 reviews on Google

Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Mesquite, TX· 8.8 mi
Carriers: Alinsco Insurance Company, American Economy Insurance Company +561-2 agents
View profile
G Listed
GI Auto Insurance
4.4 · <100 reviews on Google11 yrs in business

GI Auto Insurance, founded in 2015, provides affordable auto, home, renters and other insurance solutions to Dallas‑Fort Worth residents. The agency emphasizes personalized coverage, competitive rates, and friendly, knowledgeable agents.

AutoCommercial GLHomeownersLife+3 moreSpanish
The Colony, TX· 6.0 mi
1-2 agents
View profile
C Listed
Claudia Salas - State Farm Insurance Agent
4.9 · 1,000+ reviews on Google12 yrs in business

Our agency goes beyond insurance, focusing on educating, empowering, and equipping the DFW community to protect what matters most. Since opening the first State Farm office in Irving in 2014 (and a second in Dallas in 2022), the bilingual team offers a full range of auto, homeowners, renters, and life insurance options while supporting local charities.

AutoCommercial GLHomeownersLife+2 moreSpanish
Irving, TX· 10.3 mi
Carriers: State Farm1-2 agents
View profile
H Listed
Hernandez Insurance Agency
4.6 · <100 reviews on Google19 yrs in business

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

AutoCommercial GLFloodHomeowners+4 moreSpanish
Dallas, TX· 7.9 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +91-2 agents
View profile
V Listed
Vincent Greene: Allstate Insurance
4.9 · 100+ reviews on Google30 yrs in business

Vincent Greene has been an Allstate agent in Mesquite, Texas since 1996, offering personalized insurance solutions for families and individuals. His bilingual office serves English and Spanish speaking clients, focusing on auto, home, renters, life, motorcycle and boat coverage. The agency emphasizes community involvement and long‑term relationships.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mesquite, TX· 10.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +161-2 agents
View profile
A Listed
Amabilia Esparza - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Our exceptional team in Dallas builds relationships across the DFW metroplex, helping families understand insurance and create personalized plans. They specialize in State Farm Auto, Homeowners, Renters, Condo, Life, and Business insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 9.6 mi
Carriers: State Farm1-2 agents
View profile
W Listed
Wilkerson Insurance Agency
4.8 · <100 reviews on Google16 yrs in business

Wilkerson Insurance Agency is an independent health insurance broker in Texas offering individual, family, group, Medicare, dental, vision, HSA, life, disability and other health‑related plans. With over 15 years of experience since its founding in 2010, the agency emphasizes personalized service and local expertise. The team is led by Leroy Wilkerson, who guides clients through plan comparison and enrollment.

AutoCommercial GLDisabilityHomeowners+3 more
Coppell, TX· 11.1 mi
License on file (TDI)
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L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers low‑cost protection for cars, boats, motorcycles, RVs and business vehicles, providing full coverage options and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Grand Prairie, TX· 13.0 mi
License on file (TDI)
View profile
E Listed
Erick Martinez - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 11.9 mi
Carriers: State Farm
View profile
A Listed
Alex Prado - State Farm Insurance Agent
4.8 · 100+ reviews on Google9 yrs in business

Alex Prado is a State Farm agent serving Dallas and surrounding areas, offering auto, homeowners, renters, life and other insurance products. With over 11 years of experience and a State Farm affiliation since 2017, she focuses on personalized service and community involvement.

AutoCommercial GLHomeownersLife+2 moreSpanish
Addison, TX· 10.0 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 500+ reviews on Google

Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and life coverage, and provides online quotes and phone support for customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mesquite, TX· 9.8 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
A Listed
Aaron Augustine: Allstate Insurance
4.6 · 100+ reviews on Google26 yrs in business

Aaron Augustine opened his agency in Addison, Texas in 2000 and offers a wide range of insurance products while actively supporting the local community. The agency features a bilingual sales representative specializing in life insurance and provides free concierge services for customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 11.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +22
View profile
V Listed
Victoria Elliott - GEICO Insurance Agent
4.9 · 500+ reviews on Google

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Mesquite, TX· 10.0 mi
Carriers: GEICO1-2 agents
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D Listed
Destiny Kyles-Jones - State Farm Insurance Agent
4.9 · 500+ reviews on Google8 yrs in business

Destiny Kyles-Jones is a State Farm insurance agent serving Dallas and surrounding communities. The agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. Founded in 2017, the team focuses on helping customers protect their assets and plan for the future.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 11.2 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Carlos Chargoy: Allstate Insurance
4.9 · 100+ reviews on Google

As an Allstate agency in Irving, our knowledge and understanding of the people in this community help us provide customers with an outstanding level of service. We look forward to helping families like yours protect the things that are important – your family, your home, your car, and more.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Irving, TX· 10.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +171-2 agents
View profile
F Listed
Freeway Insurance
4.6 · 100+ reviews on Google

Licensed insurance agency in Dallas, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dallas, TX· 6.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
F Listed
Freeway Insurance
4.9 · 1,000+ reviews on Google

Freeway Insurance provides a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and offers online quote tools and phone assistance for customers across the United States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mesquite, TX· 11.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
K Listed
Kimberly Giddings - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lancaster, TX· 12.9 mi
Carriers: State Farm
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.