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Life Insurance in Dallas, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Dallas, TX: 24 licensed insurance agencies serve 1,326,087 residents in Dallas County. auto premiums average $3,180 per year — 16% above the Texas state average. wind + hail drives 60% of homeowner claims.

24 life insurance agencies in Dallas

Within 15 miles of Dallas, TX. Click any agency to view profile, contact info, and request a quote.

GI

GI Auto Insurance

The Colony, TX· 6.0 mi
Agency
10+ agents11yr

GI Auto Insurance, founded in 2015, provides affordable auto, home, renters and other insurance solutions to Dallas‑Fort Worth residents. The agency emphasizes personalized coverage, competitive rates, and friendly, knowledgeable agents.

Spanish
AutoCommercial GLHomeownersLife+3 more
View Agency
HA

Hernandez Insurance Agency

Dallas, TX· 7.9 mi
Agency
Popular
10+ agents19yr

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

Spanish
AutoCommercial GLFloodHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Contractors Bonding and Insurance Company +8
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FI

Freeway Insurance

Dallas, TX· 2.2 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a variety of insurance products—including auto, homeowners, renters, life, motorcycle, and boat insurance—and provides online or phone quotes nationwide.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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FI

Freeway Insurance

Dallas, TX· 3.4 mi
Agency
Very Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
PI

Princeton Insurance

Dallas, TX· 1.0 mi
Agency
Very Popular
1-2 agents32yr

Princeton Insurance is an independent agency that has been serving Dallas families and businesses for over three decades. They compare rates from hundreds of carriers to provide personalized auto, homeowners, life, and commercial coverage. Their focus is on unbiased guidance and helping clients find the right protection at better prices.

AutoHomeownersRentersLife+3 more
Carriers: ASI Lloyds, CHARTER OAK FIRE INSURANCE COMPANY, THE, Consumers County Mutual Insurance Company +27
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LI

L.A. Insurance

Duncanville, TX· 8.2 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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EA

Ernie Williams Insurance Agency

Desoto, TX· 13.1 mi
Agency
Popular
10+ agents15yr

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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AT

A Tiempo Insurance & Tax

Balch Springs, TX· 12.2 mi
Agency
10+ agents

A Tiempo Insurance & Tax Service is your local community auto insurance agency. We take the hassle out of shopping for auto insurance by providing fast, easy, and affordable quotes with the ability to purchase same‑day coverage if needed. Our agency in Balch Springs offers great protection for you, your family, and your automobiles.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Falcon Insurance Company +13
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 13.0 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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LH

Logan Harvey: Allstate Insurance

Addison, TX· 12.2 mi
Agency
Very Popular
6+ agents10yr

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
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MB

Medicare Brothers

Mesquite, TX· 11.6 mi
Agency
20+ agents

Medicare Brothers is an independent insurance agency serving the Dallas/Fort Worth metroplex and the rest of Texas. They specialize in Medicare Advantage, Medicare Supplement (Medigap), life, and health insurance, helping customers find coverage that protects what matters most.

AutoCommercial GLHomeownersLife+2 more
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FI

Freeway Insurance

Dallas, TX· 7.1 mi
Agency
Very Popular
3-5 agents

Freeway is an insurance agency that supports all insurance needs across all 50 U.S. states, offering online quotes and phone assistance.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
BA

Brightway Insurance, The Phan Agency

Richardson, TX· 12.6 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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WL

Wemson Insurance Services LLC

Garland, TX· 11.9 mi
Agency
20+ agents

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc., Affirmative Insurance Company +37
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OS

One Sharpe Solution

Richardson, TX· 12.4 mi
Agency
New on InsurConnect
20+ agents20yr

One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Care Improvement Plus South Central Insurance Company, Clearcover Insurance Company +24
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DA

Decisive Insurance Agency

Richardson, TX· 14.2 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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EA

Express Insurance Agency

Rowlett, TX· 12.3 mi
Agency
Popular
10+ agents

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +2
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AI

American mga insurance

Richardson, TX· 14.5 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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EI

Estrella Insurance

Grand Prairie, TX· 12.9 mi
Agency
Popular
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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MA

My Pham Agency

Richardson, TX· 12.2 mi
Agency
Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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AI

A&E Auto Insurance

Garland, TX· 13.0 mi
Agency
New on InsurConnect
20+ agents25yr

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

Spanish
AutoCommercial GLHomeownersLife+3 more
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SM

Sanchez Insurance & More

Carrollton, TX· 12.6 mi
Agency
10+ agents29yr

Sanchez Insurance is an agency offering auto, home, business, life, motorcycle and RV coverage. Their dedicated staff shops multiple carriers to find affordable policies and has served hundreds of customers for over a decade.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+4 more
Carriers: Falcon Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY, Progressive Casualty Insurance Company
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FI

Farmers Insurance - Lane Hamilton

Richardson, TX· 13.7 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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FI

Farmers Insurance - Cindy Montgomery

Richardson, TX· 13.2 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Richardson, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +17
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.