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Boat Insurance in Richmond, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Richmond

Within 15 miles of Richmond, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 154.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
D Listed
DuVal Insurance Agency
4.6 · 10 reviews on Google

DuVal Insurance Agency provides a range of insurance plans to residents in Richmond, Katy and the Greater Houston Area. They offer coverage for home, auto, boat, life, flood, umbrella and commercial needs, helping families and businesses protect their assets.

AutoBoatCommercial GLFlood+4 more
Richmond, TX· 3.5 mi
20+ agents
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H Listed
Hardcastle Insurance Agency LLC
4.8 · 94 reviews on Google14 yrs in business

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 10.1 mi
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company +1420+ agents
View profile
H Listed
Henry Integra Insurance Services
4.8 · 63 reviews on Google79 yrs in business

Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 9.5 mi
20+ agents
View profile
B Listed
Brightway Insurance, The Williams Family Agency
4.8 · 3 reviews on Google

Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.

AutoBoatCommercial GLFlood+5 more
Richmond, TX· 3.5 mi
10+ agents
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D Listed
DLG Insurance Agency
4.9 · 247 reviews on Google

DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.

AutoBoatCommercial GLDisability+6 more
Katy, TX· 9.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +7120+ agents
View profile
F Listed
Full Scope Insurance Agency, LLC
4.9 · 113 reviews on Google16 yrs in business

Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Richmond, TX· 11.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +7020+ agents
View profile
H Listed
Hancy's Insurance Agency
4.8 · 7 reviews on Google

Hancy’s Insurance Agency helps individuals, families, and businesses compare coverage from multiple carriers, offering auto, home, renters, life, health, and business insurance with fast, personalized service in Texas.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 7.6 mi
10+ agents
View profile
T Listed
TS Insurance
4.9 · 107 reviews on Google

TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Katy, TX· 8.5 mi
Carriers: Gerber Life Insurance Company6+ agents
View profile
C Listed
Commercial Insurance Services of Texas
4.8 · 45 reviews on Google

Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.

AutoBoatCommercial GLFlood+5 more
Katy, TX· 9.6 mi
10+ agents
View profile
F Listed
Freeway Insurance
4.9 · 167 reviews on Google

Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
L Listed
L.A. Insurance
4.9 · 707 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 9.7 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +96+ agents
View profile
M Listed
MCN Multiservices
4.9 · 357 reviews on Google20 yrs in business

MCN Multiservices is an independent insurance agency serving Harris and Fort Bend Counties, West Houston, and Katy for over 20 years. They offer personal and commercial insurance, tax preparation, and additional services with a focus on personalized, hassle‑free service.

AutoHomeownersRentersFlood+6 morePortuguese, Spanish
Katy, TX· 13.9 mi
20+ agents
View profile
V Listed
Vahn Doctolero - State Farm Insurance Agent
4.9 · 189 reviews on Google9 yrs in business

With over 24 years of experience in the insurance industry, Vahn Doctolero opened his State Farm agency in August 2017 in Richmond, Texas. The agency offers a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage, serving Richmond and surrounding Texas communities.

AutoBoatCommercial GLFlood+5 moreSpanish, Laotian
Richmond, TX· 3.2 mi
Carriers: State Farm1-2 agents
View profile
L Listed
Leland Brunswick II - State Farm Insurance Agent
4.9 · 112 reviews on Google12 yrs in business

Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 3.5 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Polo Garcia - State Farm Insurance Agent
4.9 · 1,116 reviews on Google18 yrs in business

Polo Garcia’s State Farm Insurance Agency in Richmond/Katy, TX offers personalized insurance services covering auto, home, life, renters and commercial lines. The bilingual team serves Richmond, Katy, Sugar Land and surrounding areas, emphasizing customized coverage and fast service.

AutoHomeownersRentersLife+5 moreSpanish
Fulshear, TX· 4.0 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jeffrey Dreesen: Allstate Insurance
4.8 · 22 reviews on Google

Jeffrey Dreesen is an Allstate insurance agent serving Richmond, TX, offering personalized coverage for auto, home, renters, and more. He focuses on building relationships with local families and helping them choose the right insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 1.2 mi
Carriers: Allstate1-2 agents
View profile
H Listed
Hayes Insurance Group: Allstate Insurance
4.6 · 47 reviews on Google

Hayes Insurance Group is a friendly, dependable Allstate agency serving Richmond and surrounding communities since 2009. The team prides itself on hard work, local involvement, and sponsoring local schools while offering a range of personal insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 3.5 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +14
View profile
A Listed
A-MAX Auto Insurance
4.2 · 83 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Richmond, TX· 6.1 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
A Listed
Acceptance Insurance
4.9 · 338 reviews on Google

Acceptance Insurance offers a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business and personal protection options.

AutoBoatCommercial GLHomeowners+4 more
Katy, TX· 9.7 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
View profile
F Listed
Forrest Cobb - State Farm Insurance Agent
4.8 · 427 reviews on Google12 yrs in business

Forrest Cobb is a State Farm insurance agent in Richmond, TX, serving the community since 2014. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance among other products, and a multilingual staff fluent in English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Richmond, TX· 4.7 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jay Moyer - State Farm Insurance Agent
4.9 · 193 reviews on Google13 yrs in business

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Russian
Fulshear, TX· 5.4 mi
Carriers: State Farm1-2 agents
View profile
A Listed
AAAA Auto Insurance
4.0 · 45 reviews on Google32 yrs in business

AAAA Insurance is a family‑owned independent agency serving the greater Houston Metro area. It has been operating since 1994 and has grown from one office to more than 15 locations. The agency focuses on providing friendly, customer‑first service for auto, home and commercial insurance needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Katy, TX· 11.6 mi
10+ agents
View profile
A Listed
Arlene Lollie & Associates, LLC
4.8 · 18 reviews on Google

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Missouri City, TX· 13.9 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +7310+ agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.