Life Insurance in Richmond, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Richmond
Within 15 miles of Richmond, TX. Click any agency to view profile, contact info, and request a quote.
Mims Integra Insurance
Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.
Quality Insurance
Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.
Acrisure Digital Solutions / Rockland Insurance Agency
Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.
Cornerstone Insurance Agency
Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.
DuVal Insurance Agency
DuVal Insurance Agency provides a range of insurance plans to residents in Richmond, Katy and the Greater Houston Area. They offer coverage for home, auto, boat, life, flood, umbrella and commercial needs, helping families and businesses protect their assets.
Hardcastle Insurance Agency LLC
Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.
Jacobs Insurance Agency
Jacobs Insurance Agency, LLC is a veteran‑owned agency led by owner Javante Jacobs. With experience at a Fortune 100 insurer and a background of military service, the agency serves families and businesses across Texas and Louisiana, offering personalized insurance solutions.
Henry Integra Insurance Services
Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.
RL Insurance Agency LLC
RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.
Brightway Insurance, The Williams Family Agency
Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.
DLG Insurance Agency
DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.
Credible Coverage
Credible Coverage is a veteran‑owned, BBB‑accredited independent brokerage that helps individuals plan for retirement and healthcare. They offer education and support for Medicare, health coverage add‑ons, 401(k), annuities, IRAs, mortgage protection, life insurance and college planning. Their team guides clients through every step to ensure confidence in their future.
Full Scope Insurance Agency, LLC
Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.
Hancy's Insurance Agency
Hancy’s Insurance Agency helps individuals, families, and businesses compare coverage from multiple carriers, offering auto, home, renters, life, health, and business insurance with fast, personalized service in Texas.
Allstate Insurance Agent: Tom Dutka
Allstate Insurance Agents in Texas help customers with auto, home, and life insurance needs, offering resources such as car safety tips, home maintenance checklists, and boating guides. The site provides a directory of agents across Texas, including Richmond, TX.
TS Insurance
TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.
Commercial Insurance Services of Texas
Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.
Freeway Insurance
Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.
Terra Ramirez at Comparion Insurance Agency
Comparion Insurance Agency, founded in 2022, operates as an independent insurance agency backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products, including auto, home, life, renters and umbrella coverage, delivering consultative service through local agents.
Amtex Insurance
Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.
North Star Insurance - Medicare and Health Insurance
North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.
L.A. Insurance
L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.
Farmers Insurance - Jose Castillo
Licensed insurance agency in Richmond, TX; represents 1 carrier.
Zach Muzzy - State Farm Insurance Agent
Zach Muzzy is a State Farm® insurance agent in Richmond, Texas. He opened his office in 2018 and serves the surrounding communities with a focus on personalized service and education. The agency offers a range of insurance products for individuals and businesses.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.