Skip to content

Renters Insurance in Richmond, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Richmond

Within 15 miles of Richmond, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 154.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
Leland Brunswick II - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 3.5 mi
Carriers: State Farm
View profile
A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Richmond, TX· 5.5 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
View profile
F Listed
Forrest Cobb - State Farm Insurance Agent
4.8 · 100+ reviews on Google12 yrs in business

Forrest Cobb is a State Farm insurance agent in Richmond, TX, serving the community since 2014. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance among other products, and a multilingual staff fluent in English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Richmond, TX· 4.7 mi
Carriers: State Farm
View profile
J Listed
Jay Moyer - State Farm Insurance Agent
4.9 · 100+ reviews on Google13 yrs in business

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Russian
Fulshear, TX· 5.4 mi
Carriers: State Farm
View profile
F Listed
Farmers Insurance - Jose Castillo
4.8 · <100 reviews on Google

Licensed insurance agency in Richmond, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 1.2 mi
Carriers: Farmers Insurance
View profile
S Listed
Stieber Insurance Group, LLC
4.8 · <100 reviews on Google43 yrs in business

Stieber Insurance Group is a family‑owned agency serving Texas since 1983, offering personalized insurance solutions for homes, cars, and businesses. They emphasize local expertise, community focus, and independent carrier options to tailor coverage for each client.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Richmond, TX· 4.1 mi
License on file (TDI)
View profile
A Listed
Amtex Insurance
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, community‑first service. With over 25 years of experience, the agency highlights fast quotes, multiple carrier options, and a commitment to reliable coverage for Texas families.

AutoCommercial GLHomeownersMotorcycle+2 more
Richmond, TX· 6.0 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
View profile
Z Listed
Zach Muzzy - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Zach Muzzy is a State Farm® insurance agent in Richmond, Texas. He opened his office in 2018 and serves the surrounding communities with a focus on personalized service and education. The agency offers a range of insurance products for individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 3.1 mi
Carriers: State Farm1-2 agents
View profile
V Listed
Vahn Doctolero - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

With over 24 years of experience in the insurance industry, Vahn Doctolero opened his State Farm agency in August 2017 in Richmond, Texas. The agency offers a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage, serving Richmond and surrounding Texas communities.

AutoBoatCommercial GLFlood+5 moreSpanish, Laotian
Richmond, TX· 3.2 mi
Carriers: State Farm1-2 agents
View profile
A Listed
Allstate Insurance Agent: Tom Dutka
4.7 · <100 reviews on Google

Allstate Insurance Agents in Texas help customers with auto, home, and life insurance needs, offering resources such as car safety tips, home maintenance checklists, and boating guides. The site provides a directory of agents across Texas, including Richmond, TX.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 1.2 mi
Carriers: Allstate1-2 agents
View profile
K Listed
Kari Bird - State Farm Insurance Agent
4.9 · 100+ reviews on Google

The Bird Group TX is a State Farm agency led by Kari Bird, serving Fort Bend County and the greater Houston area with personal insurance and financial services. The team offers auto, home, renters, life, motorcycle and boat coverage, and is available 24‑hour by call or text.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 4.9 mi
Carriers: State Farm
View profile
P Listed
Polo Garcia - State Farm Insurance Agent
4.9 · 1,000+ reviews on Google18 yrs in business

Polo Garcia’s State Farm Insurance Agency in Richmond/Katy, TX offers personalized insurance services covering auto, home, life, renters and commercial lines. The bilingual team serves Richmond, Katy, Sugar Land and surrounding areas, emphasizing customized coverage and fast service.

AutoHomeownersRentersLife+5 moreSpanish
Fulshear, TX· 4.0 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jeffrey Dreesen: Allstate Insurance
4.8 · <100 reviews on Google

Jeffrey Dreesen is an Allstate insurance agent serving Richmond, TX, offering personalized coverage for auto, home, renters, and more. He focuses on building relationships with local families and helping them choose the right insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 1.2 mi
Carriers: Allstate1-2 agents
View profile
M Listed
Mark Boles Insurance Agency
4.8 · <100 reviews on Google

Acrisure South is a dynamic team leveraging decades of expertise, relationships, collaboration and technology. They serve businesses and families in the South region to protect assets, mitigate risk, and achieve financial security.

AutoCommercial GLHomeownersRenters+1 more
Richmond, TX· 3.8 mi
License on file (TDI)
View profile
M Listed
Mims Integra Insurance
4.8 · <100 reviews on Google32 yrs in business

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 4.2 mi
Carriers: Travelers, MetLife +61-2 agents
View profile
Q Listed
Quality Insurance
4.8 · <100 reviews on Google10 yrs in business

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Richmond, TX· 3.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +301-2 agents
View profile
J Listed
Jason Deitz - State Farm Insurance Agent
4.8 · <100 reviews on Google5 yrs in business

Jason Deitz is a State Farm agent serving Richmond, Texas and surrounding areas. Since 2021 the agency has offered personal and business insurance solutions with a focus on auto, home, life, and specialty coverage. The team emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 6.5 mi
Carriers: State Farm
View profile
A Listed
Acrisure Digital Solutions / Rockland Insurance Agency
4.7 · 500+ reviews on Google

Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.

AutoCommercial GLFloodHomeowners+3 more
Richmond, TX· 2.7 mi
1-2 agents
View profile
J Listed
JARLAM COMMERCIAL INSURANCE AGENCY CORP
4.8 · <100 reviews on Google

Licensed insurance agency in Richmond, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Richmond, TX· 3.5 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +2
View profile
F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Katy, TX· 9.7 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +9
View profile
T Listed
TIA- Texas Insurance Agency
4.8 · 100+ reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable auto, homeowners, boat, RV, motorcycle, commercial and liability coverage by comparing multiple carriers. The agency emphasizes personalized service, bilingual support, and free, no‑obligation quotes.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Richmond, TX· 5.3 mi
1-2 agents
View profile
P Listed
Pamela Adair - State Farm Insurance Agent
4.5 · <100 reviews on Google42 yrs in business

Welcome to the Pamela Adair State Farm Agent office, where we have proudly served the Rosenberg, TX community since 1984. With over 40 years of experience in the insurance industry, Pamela offers auto, homeowners, renters, life, motorcycle, and other insurance products to protect families and businesses.

AutoCommercial GLHomeownersLife+3 moreSpanish
Rosenberg, TX· 5.4 mi
Carriers: State Farm
View profile

Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.