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Flood Insurance in Frisco, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Frisco, TX: 24 licensed insurance agencies serve 225,007 residents in Collin County. auto premiums average $1,530 per year — 16% below the Texas state average.

24 flood insurance agencies in Frisco

Within 15 miles of Frisco, TX. Click any agency to view profile, contact info, and request a quote.

BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 12.1 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
View Agency
BA

Brightway Insurance, The Wilkins Family Agency

Frisco, TX· 2.4 mi
Agency
Popular
1-2 agents

The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.

AutoBoatCommercial GLFlood+5 more
View Agency
TA

TWFG Frisco Robertson McCuiston Agency

Frisco, TX· 2.4 mi
Agency
Popular
1-2 agents

TWFG Frisco is an independent insurance agency offering a range of coverage options including home, auto, life, commercial and umbrella policies. With 20 years of combined experience and access to over 200 carriers, they aim to provide personalized protection and peace of mind to clients in Texas and Oklahoma.

AutoCommercial GLFloodHomeowners+3 more
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IG

Integrity Insurance Group - Mouton Agency

Frisco, TX· 5.2 mi
Agency
Popular
3-5 agents

Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.

AutoBoatCommercial GLFlood+4 more
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY, Dearborn Life Insurance Company +10
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GI

Goosehead Insurance - Eric Buchanan

Prosper, TX· 4.9 mi
Agency
1-2 agents

Goosehead Insurance offers personalized coverage for homes, cars, renters, boats, motorcycles and flood protection. Their platform connects clients with over 200 hand‑picked carriers to find the best value and coverage. Agents guide customers through quotes and policy options.

AutoBoatCommercial GLFlood+4 more
Carriers: AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +238
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KS

Kris Flores Insurance Solutions

Prosper, TX· 4.9 mi
Agency
1-2 agents6yr

Kris Flores Insurance Solutions LLC is an independent agency offering a full range of personal and commercial insurance products. Founded in 2020, the agency emphasizes personalized service and risk management for individuals and businesses.

AutoHomeownersRentersFarm+9 more
Carriers: American Economy Insurance Company, Clearcover Insurance Company, GEICO County Mutual Insurance Company +4
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PL

Partners Insurance of Texas LLC

Mckinney, TX· 8.2 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
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AA

Alpha Omega Insurance Agency‎

Plano, TX· 6.9 mi
Agency
Very Popular
1-2 agents

Alpha Omega Insurance Agency is an independent agency based in Plano, Texas offering personal and commercial insurance solutions with a focus on personalized service and a wide range of carrier options.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Modern Property and Casualty Insurance Company, Colonial County Mutual Insurance Company +14
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GI

Goosehead Insurance - BJ Gunn and Agustina Rodriguez

Prosper, TX· 4.2 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance agency in Prosper, TX, represented by agents BJ Gunn and Agustina Rodriguez, offers a variety of insurance products including auto, homeowners, renters, boat, motorcycle, and flood coverage, leveraging a network of over 200 carriers to find the best rates for clients.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY +1
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MB

Matt Bischof - GEICO Insurance Agent

The Colony, TX· 7.5 mi
Agency
Very Popular
1-2 agents85yr

GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, American Modern Property and Casualty Insurance Company +29
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MG

Monarch Insurance Group

Plano, TX· 7.0 mi
Agency
Very Popular
1-2 agents

Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.

AutoHomeownersRentersUmbrella+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +91
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IG

Integrity Insurance Group

Mckinney, TX· 9.8 mi
Agency
Very Popular
3-5 agents

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +128
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PS

Preferred Insurance Solutions

Allen, TX· 11.5 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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GI

Gant Group Inc

Mckinney, TX· 12.9 mi
Agency
New on InsurConnect
20+ agents

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
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JA

Jeff Van Matre Insurance Agency

Carrollton, TX· 10.1 mi
Agency
Very Popular
1-2 agents

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +74
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PI

Progressive Insurance - Claims Office

Lewisville, TX· 6.0 mi
Agency
89yr

Progressive Insurance is a leading insurance company offering a wide range of products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, emphasizing customizable policies, discounts and 24/7 support.

Spanish
AutoHomeownersRentersMotorcycle+5 more
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CL

Cano Molina Insurance Broker LLC

Allen, TX· 11.1 mi
Agency
Popular
3-5 agents

Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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RL

Rasor Insurance Agency LLC

Prosper, TX· 10.2 mi
Agency
Popular
1-2 agents24yr

Rasor Insurance, founded in 2002 in Celina, Texas, offers a full marketplace of insurance options including auto, home, life, commercial, flood, boat, watercraft, motorcycle, RV, and renters coverage, serving Texas and Oklahoma with a focus on hometown values and decades of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: ACCC Insurance Company, ACUITY, A MUTUAL INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +93
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GI

Goosehead Insurance - Justin Wiggains

The Colony, TX· 9.0 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance, offering quotes from over 200 carriers to help customers find the right coverage at a good price.

AutoBoatCommercial GLFlood+4 more
View Agency
TI

Texas Independent Insurance

Allen, TX· 10.5 mi
Agency
Very Popular
1-2 agents

Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.

AutoHomeownersRentersCommercial GL+6 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +104
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GI

Goosehead Insurance - Derek Hungerford

Aubrey, TX· 7.8 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance offers smarter insurance solutions, providing coverage for homes, cars, renters, boats, motorcycles, and flood protection. The agency emphasizes personalized quotes from over 200 hand‑picked carriers to match customers' needs and budget.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Liberty County Mutual Insurance Company +5
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TA

The Wise Insurance Agency

Prosper, TX· 8.0 mi
Agency
New on InsurConnect
1-2 agents36yr

Wise Insurance Agency, based in Northeast Indiana since 1990, offers personalized insurance solutions with a knowledgeable, caring team. They provide a wide range of coverage options, emphasizing attentive service and competitive pricing.

AutoBoatCommercial GLFlood+5 more
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IC

Insurance City

Plano, TX· 12.7 mi
Agency
Very Popular
1-2 agents

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

Spanish
AutoHomeownersFloodBoat+2 more
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company, United States Fire Insurance Company
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BA

Brightway Insurance, The Smith Family Agency

The Colony, TX· 9.1 mi
Agency
1-2 agents

Brightway Insurance connects customers with independent agents offering a wide range of insurance options, emphasizing a modern, personalized approach and technology‑driven service.

AutoHomeownersRentersFlood+5 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.