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Umbrella Insurance in Frisco, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Frisco, TX: 24 licensed insurance agencies serve 225,007 residents in Collin County. auto premiums average $1,530 per year — 16% below the Texas state average.

24 umbrella insurance agencies in Frisco

Within 15 miles of Frisco, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 114.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
R Listed
Rush Agency
4.9 · 100 reviews on Google43 yrs in business

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 2.7 mi
Carriers: Aegis Security Insurance Company, American Economy Insurance Company +3420+ agents
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H Listed
Hillcrest Insurance Group - Frisco
4.8 · 50 reviews on Google

Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.

AutoCommercial GLHomeownersRenters+1 more
Frisco, TX· 3.7 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company +9120+ agents
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A Listed
American Option Insurance Agency
4.9 · 105 reviews on Google

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 4.3 mi
Carriers: ASI Lloyds, American Economy Insurance Company +3420+ agents
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H Listed
HI Agency
4.8 · 90 reviews on Google

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 4.5 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +920+ agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 561 reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 6.4 mi
Carriers: State Farm10+ agents
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P Listed
PROFESSIONAL INSURANCE EXPERTS, LLC
4.8 · 79 reviews on Google

Licensed insurance agency in Frisco, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 2.1 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +2310+ agents
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R Listed
RUSSELL KEY AGENCY LLC
4.9 · 113 reviews on Google

Licensed insurance agency in Frisco, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 2.4 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1310+ agents
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J Listed
Jason Binyon Agency - Farmers Insurance
4.8 · 83 reviews on Google

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 3.0 mi
Carriers: Farmers10+ agents
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F Listed
Farmers Insurance - Chris Stiles Agency
4.8 · 23 reviews on Google

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Little Elm, TX· 3.7 mi
20+ agents
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O Listed
OWNERS INSURANCE AGENCY
4.8 · 2 reviews on Google

Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 2.7 mi
Carriers: Alinsco Insurance Company, Foremost County Mutual Insurance Company +810+ agents
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L Listed
Leissner Agency LLC
4.8 · 7 reviews on Google

Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 3.6 mi
10+ agents
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N Listed
Nexum Insurance
4.8 · 17 reviews on Google

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

AutoCommercial GLHomeownersLife+2 moreSpanish
Little Elm, TX· 6.0 mi
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company +620+ agents
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S Listed
SS Integra Insurance
4.8 · 1 reviews on Google

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
Little Elm, TX· 2.5 mi
10+ agents
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A Listed
America's Best Contacts & Eyeglasses
4.6 · 473 reviews on Google

America's Best offers eye exams, a wide selection of glasses, sunglasses and contacts, and features virtual try‑on and a membership club for discounts.

AutoCommercial GLHomeownersRenters+1 more
Prosper, TX· 4.0 mi
Carriers: Progressive County Mutual, GAINSCO +66+ agents
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G Listed
GRIMES INSURANCE GROUP LLC
4.8 · 13 reviews on Google

Licensed insurance agency in Frisco, TX; represents 49 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 2.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Bankers Insurance Company of Florida +4710+ agents
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B Listed
BRINDLE & BAY WEALTH MANAGEMENT, LLC
4.8 · 31 reviews on Google

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 4.5 mi
Carriers: Midland National Life Insurance Company10+ agents
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P Listed
Palerm Insurance Agency, Llc
4.8 · 21 reviews on Google

Licensed insurance agency in Little Elm, TX; represents 63 carriers.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 3.7 mi
Carriers: Alinsco Insurance Company, Allmerica Financial Alliance Insurance Company +6120+ agents
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A Listed
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
4.8 · 1 reviews on Google

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 3.1 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +766+ agents
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R Listed
ROB JOHNSON AGENCY, LLC
4.4 · 30 reviews on Google

Licensed insurance agency in Frisco, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 2.8 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1310+ agents
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J Listed
JESSICA JOHNSTON INSURANCE AGENCY, LLC
4.8 · 16 reviews on Google

Licensed insurance agency in Frisco, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 3.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1420+ agents
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U Listed
US Healthcare Solution | By Baptist
4.8 · 19 reviews on Google16 yrs in business

U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.

AutoCommercial GLHomeownersRenters+1 more
Aubrey, TX· 8.7 mi
20+ agents
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L Listed
Long Insurance
4.8 · 1 reviews on Google

Long Insurance Group is a locally owned, independent agency serving Prosper, Gladewater, and the surrounding East Texas area. They are a 5‑star rated agency offering a range of personal and commercial insurance solutions. Their focus is on delivering personalized service and value‑focused coverage.

AutoHomeownersRentersBoat+3 more
Prosper, TX· 4.3 mi
10+ agents
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S Listed
STRUX LLC
4.8 · 2 reviews on Google

Licensed insurance agency in Frisco, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 2.4 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +320+ agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.