Umbrella Insurance in Frisco, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Frisco, TX: 24 licensed insurance agencies serve 225,007 residents in Collin County. auto premiums average $1,530 per year — 16% below the Texas state average.
24 umbrella insurance agencies in Frisco
Within 15 miles of Frisco, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.
Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.
Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.
Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.
Roger Welch Agency LLC is an independent insurance agency located in Frisco, Texas, offering personal insurance solutions. They work with multiple carriers to provide personalized coverage options for families.
Laurie Leon is a State Farm Insurance Agent in Frisco, Texas with over 36 years of experience serving Frisco, Collin County, Denton County and customers throughout Texas. She offers a wide range of insurance products—including auto, homeowners, renters, condo, life, business, motorcycle and boat—and provides virtual and phone appointments.
Gene Wolfgram is a State Farm insurance agent based in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with financial services. With over 40 years of experience and designations (ChFC, CLU, CPCU), the agency serves English and Spanish speaking customers across Texas.
Christy Brott is a State Farm agent serving Frisco, TX and nearby communities with nearly thirty years of experience. The agency offers a range of personal and commercial insurance products and emphasizes bilingual service in English and Spanish. The office provides flexible after‑hours appointments and a strong local community focus.
The Insurance Guy Agency, owned by Michael Gibson, provides tailored health insurance solutions, guiding individuals and families through complex coverage options. The agency emphasizes personalized service and a seamless client experience.
Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.
NTO Agency positions itself as an insurance provider focused on “Helping People” with an emphasis on honesty, transparency, and education. They offer customized plans for individuals, families, and small businesses, highlighting community projects and a supportive team environment.
HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.
Goosehead Insurance offers personalized coverage for homes, cars, renters, boats, motorcycles and flood protection. Their platform connects clients with over 200 hand‑picked carriers to find the best value and coverage. Agents guide customers through quotes and policy options.
Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.
J J Castilleja is a State Farm insurance agent in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance, along with business and personal coverage. He and his multilingual team serve the community with personalized quotes and financial services.
Moore Insurance Group is an independent agency offering a comprehensive suite of insurance solutions throughout Texas, including Frisco, Plano, Prosper, Dallas, McKinney and Allen. The agency focuses on providing outstanding service and customized insurance solutions for personal, business, and employee benefits needs.
Your peace of mind is our priority. At Echo Insurance Agency, we’ve served our community with top-quality insurance services for years. Our advisers have nearly a decade of experience providing comprehensive insurance policies to businesses and individuals in the area.
The Michel Hambrick Agency, located in the heart of Little Elm, TX, offers a full range of insurance solutions including personal auto, classic car, motorcycle, RV, boat, homeowners, renters, and commercial coverage. Agent Michel Hambrick emphasizes personalized service, education, and community involvement.
Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.
Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.
The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.
Mike Bergman is a State Farm insurance agent serving Texas and Oklahoma since 2007, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other services. His team provides multilingual support in English, Spanish, Cantonese and Mandarin from their Frisco office.
Hotchkiss Insurance has been protecting businesses, individuals and families since 1975, offering personalized insurance plans such as commercial property and casualty, employee benefits, personal and renters insurance, and surety bonds. Their mission is to help people and businesses thrive by safeguarding what matters most.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.