Umbrella Insurance in Frisco, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Frisco, TX: 24 licensed insurance agencies serve 225,007 residents in Collin County. auto premiums average $1,530 per year — 16% below the Texas state average.
24 umbrella insurance agencies in Frisco
Within 15 miles of Frisco, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Rush Agency
Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.
Hillcrest Insurance Group - Frisco
Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.
American Option Insurance Agency
American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.
HI Agency
HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.
Christie Rhyne - State Farm Insurance Agent
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
PROFESSIONAL INSURANCE EXPERTS, LLC
Licensed insurance agency in Frisco, TX; represents 25 carriers.
RUSSELL KEY AGENCY LLC
Licensed insurance agency in Frisco, TX; represents 15 carriers.
Jason Binyon Agency - Farmers Insurance
Licensed insurance agency in Frisco, TX; represents 1 carrier.
Farmers Insurance - Chris Stiles Agency
Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.
OWNERS INSURANCE AGENCY
Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.
Leissner Agency LLC
Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.
Nexum Insurance
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
SS Integra Insurance
SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.
America's Best Contacts & Eyeglasses
America's Best offers eye exams, a wide selection of glasses, sunglasses and contacts, and features virtual try‑on and a membership club for discounts.
GRIMES INSURANCE GROUP LLC
Licensed insurance agency in Frisco, TX; represents 49 carriers.
BRINDLE & BAY WEALTH MANAGEMENT, LLC
Licensed insurance agency in Frisco, TX; represents 1 carrier.
Palerm Insurance Agency, Llc
Licensed insurance agency in Little Elm, TX; represents 63 carriers.
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.
ROB JOHNSON AGENCY, LLC
Licensed insurance agency in Frisco, TX; represents 15 carriers.
JESSICA JOHNSTON INSURANCE AGENCY, LLC
Licensed insurance agency in Frisco, TX; represents 16 carriers.
US Healthcare Solution | By Baptist
U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.
Long Insurance
Long Insurance Group is a locally owned, independent agency serving Prosper, Gladewater, and the surrounding East Texas area. They are a 5‑star rated agency offering a range of personal and commercial insurance solutions. Their focus is on delivering personalized service and value‑focused coverage.
STRUX LLC
Licensed insurance agency in Frisco, TX; represents 5 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.