Skip to content

Flood Insurance in Azle, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

11 flood insurance agencies in Azle

Within 15 miles of Azle, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 96.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
R Listed
Rachel West Insurance Agency
4.8 · 34 reviews on Google15 yrs in business

At Rachel West Insurance Agency, we are a local agency committed to providing our clients with the highest level of service and expertise. With fifteen years of experience we will work with you to understand your unique insurance needs and find the right coverage at the right price.

AutoCommercial GLCommercial PropertyFlood+4 more
Azle, TX· 1.1 mi
1-2 agents
View profile
B Listed
Burtnett Insurance Agency - Germania Insurance
4.8 · 31 reviews on Google29 yrs in business

Burtnett Insurance Agency is a family‑owned independent agency in Springtown, Texas, serving the community since 1997. They are the local Germania Insurance agent and offer a friendly, personalized approach to a wide range of insurance products.

AutoBoatCommercial GLFarm+6 more
Springtown, TX· 7.2 mi
Carriers: Germania Insurance1-2 agents
View profile
A Listed
Angela Lamb Insurance Agency, INC
4.8 · 1 reviews on Google22 yrs in business

Angela Lamb Insurance Agency, INC offers a full range of insurance products including home, auto, life, commercial, RVs, motorcycles, boats, rentals, and Medicare supplements. Founded in 2004, the agency serves clients with personalized service, aiming to maximize coverage while saving money.

AutoBoatCommercial GLCommercial Property+7 more
Aledo, TX· 12.6 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +216+ agents
View profile
G Listed
Goosehead Insurance - Molley Michel
4.8 · 67 reviews on Google

Goosehead Insurance provides smarter, design‑focused coverage for home, auto, renters, boat, motorcycle and flood insurance, partnering with over 200 carriers to find the best rates and protection for customers.

AutoBoatCommercial GLFlood+4 more
Aledo, TX· 12.1 mi
License on file (TDI)
View profile
G Listed
Goosehead Insurance - Natalia Ayme
4.8 · 44 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, emphasizing smart, personalized coverage.

AutoBoatCommercial GLFlood+4 more
Haslet, TX· 13.2 mi
License on file (TDI)
View profile
J Listed
Jason Needham - State Farm Insurance Agent
4.8 · 71 reviews on Google23 yrs in business

The Jason Needham State Farm Insurance office serves Aledo, Fort Worth, Weatherford and surrounding Texas areas, offering auto, homeowners, renters, life, flood, motorcycle and boat insurance among other services. Led by State Farm® agent Jason Needham, a ChFC® and CLU® with over 20 years as a State Farm agent, the agency focuses on personalized coverage and community support.

AutoBoatCommercial GLFlood+5 moreSpanish
Aledo, TX· 12.8 mi
Carriers: State Farm1-2 agents
View profile
G Listed
Goosehead Insurance - Andrew McCulloch
4.2 · 13 reviews on Google

Goosehead Insurance offers a "Smarter Insurance" approach, helping customers quickly get coverage for home, auto, renters, boat, motorcycle and flood policies. The agency emphasizes comparing dozens of carriers to find the best fit and price, with a focus on clear communication and personalized service.

AutoBoatCommercial GLFlood+4 more
Aledo, TX· 13.0 mi
License on file (TDI)
View profile
G Listed
Goosehead Insurance - Darin Tubbs
4.8 · 11 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance through a network of over 200 carriers, providing quotes and coverage options online. The agency emphasizes smart, design‑driven insurance solutions and a user‑friendly experience.

AutoBoatCommercial GLFlood+4 more
Aledo, TX· 14.0 mi
1-2 agents
View profile
G Listed
Goosehead Insurance - Blake Letcher
4.8 · 1 reviews on Google

Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle and flood insurance—by comparing policies from hundreds of carriers to find the best fit and price for customers. The agency emphasizes personalized service and expert agents who help clients navigate their insurance choices.

AutoBoatCommercial GLFlood+4 more
Haslet, TX· 14.0 mi
License on file (TDI)
View profile
H Listed
Hulett Insurance
4.8 · 1 reviews on Google31 yrs in business

Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more.

AutoHomeownersRentersCommercial GL+3 more
Haslet, TX· 14.8 mi
Carriers: Nationwide, CHUBB +11-2 agents
View profile

Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.