Homeowners Insurance in Moody, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Moody
Within 15 miles of Moody, TX. Click any agency to view profile, contact info, and request a quote.
ALPA Insurance
ALPA Auto Insurance is a Texas‑based agency that provides quick, commitment‑free insurance quotes for auto, motorcycle, renters, homeowners and commercial lines. They serve both English‑ and Spanish‑speaking customers and emphasize low rates and simple, no‑drama service.
Coufal Insurance Services
David Coufal Insurance Agency in Temple, TX offers personalized coverage for auto, home, life, farm, and business needs, emphasizing local expertise and trusted carriers. They focus on quick, human support and tailored policies to protect families and businesses in Central Texas.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Lauren Smith - State Farm Insurance Agent
Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.
Acceptance Insurance
Licensed insurance agency in Temple, TX; represents 2 carriers.
Tyler Jermstad - State Farm Insurance Agent
Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.
Direct Auto Insurance
Direct Auto is a local insurance agency located inside the H.E.B. in Temple, Texas. They offer a range of insurance products including auto, term life, motorcycle, and SR‑22 coverage with flexible payment options. The office is open Monday‑Friday 9 AM‑6 PM and Saturday 10 AM‑4 PM.
Farmers Insurance - Michael Seiler
Michael Seiler is a Farmers Insurance agent located in Belton, Texas, offering a range of personal insurance products.
Winkler Insurance Agency
Trusted Home, Auto & Life Insurance in Temple, Texas since 2006. Protecting families with competitive rates, personalized service, and protection when it matters most.
Freeway Insurance
Licensed insurance agency in Temple, TX; represents 6 carriers.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Nichole Guajardo - State Farm Insurance Agent
Nichole Guajardo is a State Farm insurance agent serving Temple, TX and surrounding areas, offering auto, home, renters, life, business, and other insurance products. The bilingual office has been operating since August 2018 and focuses on personalized, community‑focused service.
Texell Insurance
We offer numerous insurance policy types from only the most trusted carriers providing very competitive rates. Whether you need to insure a car, boat, home, or even a wedding or a pet, Texell Insurance has the experience and partners to get you the protection you need at rates you can afford — all provided with the same high level of personal attention and exceptional service you've come to expect from Texell Insurance.
John Corsi - State Farm Insurance Agent
John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.
Maxwell Insurance Agency: Allstate Insurance
Licensed insurance agency in Temple, TX. Contact directly for available products and carriers.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. They specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies.
Remco Auto Insurance
Licensed insurance agency in Temple, TX; represents 9 carriers.
David Jennings - State Farm Insurance Agent
David Jennings runs the State Farm insurance agency in Temple, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. The agency has been serving the community since 1962 and emphasizes personalized service and a friendly environment.
BKCW Insurance
BKCW is a third‑generation family‑owned insurance brokerage founded in 1952 that provides risk management, insurance procurement, and employee benefits consulting for businesses, helping improve risk profiles and reduce costs.
Davis Insurance & Associates
Licensed insurance agency in Woodway, TX; represents 15 carriers.
Evans Ewan & Brady Insurance
Evans, Ewan & Brady Insurance Agency, Inc. is an independent agency based in Georgetown, Texas serving Central Texas with auto, homeowner, commercial, life and health insurance solutions since 1928.
Timothy Davis - Aflac Insurance Agent
Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, disability and pet coverage to help individuals and employees fill gaps left by traditional health plans. The agency provides tools like quote forms and calculators to assist customers in choosing the right protection. It emphasizes financial peace of mind through a range of supplemental policies.
Allie Insurance Ally
USHEALTH Advisors is a health‑insurance brokerage offering tailored health, dental, and vision plans. The agency has won multiple Gold Stevie Awards and serves clients across 33 states.
Farmers Insurance - Paysse Insurance Agency LLC
Licensed insurance agency in Temple, TX; represents 80 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.