Homeowners Insurance in Point Blank, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
9 homeowners insurance agencies in Point Blank
Within 15 miles of Point Blank, TX. Click any agency to view profile, contact info, and request a quote.
Q-TEX INSURANCE SERVICES LLC
Licensed insurance agency in Point Blank, TX; represents 1 carrier.
R. P. EDGE LLC
Licensed insurance agency in Onalaska, TX; represents 2 carriers.
SUMMERS INSURANCE SERVICES, LLC
Licensed insurance agency in Onalaska, TX; represents 11 carriers.
Premier Property Group Livingston Tx
Premier Property Group connects families with their dream homes in East Texas. Co‑founded by real‑estate professionals Katelyn Munsinger and Madeline Phillips, the team offers buying, selling, renting, commercial and land services.
FIRST FOUNDERS LLC
Licensed insurance agency in Coldspring, TX; represents 53 carriers.
Farmers Insurance - Benny Fogleman
Licensed insurance agency in Livingston, TX; represents 1 carrier.
Lima Insurance
Licensed insurance agency in Livingston, TX. Contact directly for available products and carriers.
RJB INSURANCE GROUP, LLC
Licensed insurance agency in Trinity, TX. Contact directly for available products and carriers.
LAKESIDE INSURANCE AGENCY
Licensed insurance agency in Onalaska, TX; represents 21 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.