Life Insurance in China, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
16 life insurance agencies in China
Within 15 miles of China, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.
L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.
Tucker Insurance TWFG is an independent agency serving Beaumont and Southeast Texas, offering auto, home, life, and commercial insurance, as well as coverage for boats and motorcycles, through multiple carriers.
Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.
Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.
Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.
J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.
Licensed insurance agency in Beaumont, TX; represents 25 carriers.
GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.
Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.
Licensed insurance agency in Beaumont, TX; represents 1 carrier.
Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.
TWFG Bobby Counts Insurance is the largest independent agency in Texas, representing over 100 insurance companies. It specializes in house and car insurance, and also offers business, flood, and builder's risk coverage to residents and businesses in Southeast Texas.
Licensed insurance agency in Beaumont, TX; represents 1 carrier.
Western & Southern Financial Group provides life insurance, annuities and investment solutions aimed at protecting families and businesses financially. Emphasizing a heritage dating back to 1888, they offer resources on life insurance, retirement planning and personal finance to help clients achieve long‑term stability.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.