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Homeowners Insurance in China, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in China

Within 15 miles of China, TX. Click any agency to view profile, contact info, and request a quote.

FI

Farmers Insurance - April Tolbert

Beaumont, TX· 10.9 mi
Agency
Popular
20+ agents

Licensed insurance agency in Beaumont, TX; represents 25 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: American Family Life Assurance Company of Columbus, Care Improvement Plus South Central Insurance Company, Economy Fire & Casualty Company +22
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LL

Lumpkin's Insurance Agency LLC

Beaumont, TX· 9.9 mi
Agency
Popular
6+ agents34yr

Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +78
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TA

Trevco Insurance Agency

Beaumont, TX· 13.7 mi
Agency
Popular
6+ agents36yr

Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
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DI

Donald Dodge Insurance

Beaumont, TX· 11.4 mi
Agency
Very Popular
35yr

Donald Dodge Insurance is a family‑owned agency serving the Golden Triangle of Texas for over 35 years, with three locations in Beaumont, Orange, and Mid‑County. They offer a range of personal and commercial insurance products and work with carriers such as Progressive, State Farm and Farmers Insurance Group.

AutoBoatCommercial GLFlood+4 more
Carriers: Progressive, State Farm, Farmers Insurance Group
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AI

A-MAX Auto Insurance

Beaumont, TX· 11.5 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AI

A Abana Auto Insurance

Beaumont, TX· 13.4 mi
Agency
Very Popular
3-5 agents

A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual English and Spanish service. With over 40 years of experience and 28 storefronts, they provide low‑income and SR‑22 options through multiple carriers.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, Access Insurance Company, Old American County Mutual
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AI

A-MAX Auto Insurance

Beaumont, TX· 14.6 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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DI

Direct Auto Insurance

Beaumont, TX· 12.3 mi
Agency
Popular
3-5 agents

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto, National General Insurance Group, Direct General Life Insurance Company +1
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LI

L.A. Insurance

Beaumont, TX· 13.7 mi
Agency
Very Popular
33yr

L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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AI

Amtex Insurance

Beaumont, TX· 13.6 mi
Agency
3-5 agents25yr

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance with a focus on local, personalized service. They negotiate across multiple carriers to provide competitive rates and have over 25 years of experience serving their community.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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TI

Tucker Insurance - TWFG

Beaumont, TX· 11.1 mi
Agency
Very Popular
1-2 agents

Tucker Insurance TWFG is an independent agency serving Beaumont and Southeast Texas, offering auto, home, life, and commercial insurance, as well as coverage for boats and motorcycles, through multiple carriers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American National Property and Casualty Company, Homesite Insurance Company, Standard Insurance Company +1
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KI

K & D Insurance

Beaumont, TX· 14.1 mi
Agency
Popular
10+ agents

Licensed insurance agency in Beaumont, TX; represents 33 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +30
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AD

Alicia Davis - GEICO Insurance Agent

Beaumont, TX· 13.4 mi
Agency
Very Popular
85yr

GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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LR

Lana Richards - State Farm Insurance Agent

Beaumont, TX· 12.8 mi
Agency
Very Popular
1-2 agents6yr

Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JG

JD Insurance Group

Beaumont, TX· 11.5 mi
Agency
1-2 agents

JD Insurance Group is a locally owned agency in Beaumont, Texas offering a range of insurance products including auto, home, commercial, boat, flood, umbrella and more. Their agents help customers get coverage for vehicles, property, and businesses across Texas and Louisiana.

AutoHomeownersRentersCommercial GL+5 more
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company, Allied Trust Insurance Company +22
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DC

Darren Cross: Allstate Insurance

Beaumont, TX· 13.6 mi
Agency
Very Popular
1-2 agents

Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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MA

Miller Insurance Agency

Beaumont, TX· 13.3 mi
Agency
3-5 agents43yr

Miller Insurance Agency, founded in 1983, is a family‑oriented independent agency serving southeast Texas. It offers a range of personal insurance products, including auto, homeowners, renters, motorcycle, and boat coverage, and partners with multiple carriers to provide customized solutions.

AutoBoatCommercial GLHomeowners+3 more
Carriers: Progressive, Foremost, Dairyland +5
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TI

TWFG Bobby Counts Insurance

Beaumont, TX· 14.3 mi
Agency
Popular
3-5 agents

TWFG Bobby Counts Insurance is the largest independent agency in Texas, representing over 100 insurance companies. It specializes in house and car insurance, and also offers business, flood, and builder's risk coverage to residents and businesses in Southeast Texas.

AutoCommercial GLFloodHomeowners+3 more
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FI

Farmers Insurance - Stewart Kile Agency

Beaumont, TX· 12.1 mi
Agency

Licensed insurance agency in Beaumont, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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OI

Ontiveros Insurance

Beaumont, TX· 14.5 mi
Agency
6+ agents

Licensed insurance agency in Beaumont, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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AI

Assurance Insurance

Beaumont, TX· 14.0 mi
Agency
1-2 agents

Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, Life Insurance Company of the Southwest +2
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JI

J S Edwards & Sherlock Insurance

Beaumont, TX· 13.1 mi
Agency
1-2 agents

J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +63
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MI

Maida Insurance Agency, Inc.

Beaumont, TX· 13.7 mi
Agency
1-2 agents99yr

The Maida Insurance Agency is an independent agency serving Southeast Texas since 1927. It offers personal and commercial insurance products such as auto, homeowners, renters, flood, windstorm, and commercial liability, representing many carriers to provide local, personalized service.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +29
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FI

Farmers Insurance - Alisa Manuel

Beaumont, TX· 14.6 mi
Agency

Licensed insurance agency in Beaumont, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in China