Life Insurance in Gilmer, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
13 life insurance agencies in Gilmer
Within 15 miles of Gilmer, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hilltex Insurance Group is a full‑service, independently owned insurance agency located in East Texas. They pride themselves on providing excellent customer service and protecting their customers' tomorrow.
Clients First Insurance Group is an independent agency rooted in Texas that prioritizes every client interaction. The team offers a variety of personal, business and employee benefits solutions, delivering clear and accessible insurance options to the community.
Rollo Insurance is an agency offering home, auto, business, farm, life & health, and recreation insurance, emphasizing personalized service and long‑term relationships.
Henry Troell has been a State Farm insurance agent in Gilmer, Texas since April 1, 1998. He and his family are active members of the East Texas community, offering a range of personal and business insurance products. The agency emphasizes personalized service and a strong relationship with the largest auto and home insurer in the nation.
We are a full service independent brokerage firm that specializes in all aspects of insurance and planning. Impartial and unbiased, we offer local knowledge you can trust. Let one of our trusted advisors walk you through the process and educate along the way.
Paul Herndon Agency is a State Farm‑affiliated insurance agency serving Northeast Texas since 1998. The agency offers a range of personal insurance products—including auto, homeowners, renters, life, boat and motorcycle coverage—and is backed by more than three decades of State Farm experience.
Williams Insurance Agency is an independent insurance agency offering a variety of coverage options such as auto, homeowners, renters, motorcycle, commercial, flood, life, disability, farm and boat insurance. They emphasize 24/7 personal support and have relationships with many insurance companies to find the right price and service for customers.
Licensed insurance agency in Gilmer, TX; represents 1 carrier.
Licensed insurance agency in Pittsburg, TX; represents 1 carrier.
Burns McElhaney Agency helps consumers save money, businesses reduce risk, and families protect their financial future. Since 1998 the agency has served Pittsburg and surrounding Texas communities, treating clients like family members.
John Livingston is a State Farm insurance agent serving Pittsburg, TX, offering a range of insurance products including auto, homeowners, renters, life, and business coverage. The agency provides 24‑hour call and text support and emphasizes personalized quotes.
Clemens & Truitt Insurance is an independent agency in Pittsburg, Texas offering auto, home, business and life insurance. They are licensed to write policies throughout Texas and work with multiple carriers to find the best coverage for their clients.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.