Homeowners Insurance in Gilmer, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Gilmer
Within 15 miles of Gilmer, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hilltex Insurance Group is a full‑service, independently owned insurance agency located in East Texas. They pride themselves on providing excellent customer service and protecting their customers' tomorrow.
Legacy Ag Credit is an agricultural lender serving Northeast Texas farmers and ranchers, offering loans for land, equipment, operating costs, and rural homes. The agency emphasizes local decision‑making and personalized service to support the agricultural community.
Clients First Insurance Group is an independent agency rooted in Texas that prioritizes every client interaction. The team offers a variety of personal, business and employee benefits solutions, delivering clear and accessible insurance options to the community.
World Finance offers personal installment loans with fixed rates, transparent pricing, and flexible terms to help customers build credit and meet financial goals.
Rollo Insurance is an agency offering home, auto, business, farm, life & health, and recreation insurance, emphasizing personalized service and long‑term relationships.
Henry Troell has been a State Farm insurance agent in Gilmer, Texas since April 1, 1998. He and his family are active members of the East Texas community, offering a range of personal and business insurance products. The agency emphasizes personalized service and a strong relationship with the largest auto and home insurer in the nation.
Trusted Insurance Advisor Group is a professional insurance agency that helps clients understand and choose the right insurance plans, focusing on Medicare and health coverage. Their mission is to be a lifetime resource and provide personalized support.
City Finance has been helping customers achieve their credit goals for over 30 years, offering personal loans in Texas with amounts ranging from $200 to $1,800 and flexible repayment terms.
We are a full service independent brokerage firm that specializes in all aspects of insurance and planning. Impartial and unbiased, we offer local knowledge you can trust. Let one of our trusted advisors walk you through the process and educate along the way.
Security Finance provides personal installment loans and tax preparation services in Gilmer, TX, helping customers with fast financial solutions regardless of credit score.
Paul Herndon Agency is a State Farm‑affiliated insurance agency serving Northeast Texas since 1998. The agency offers a range of personal insurance products—including auto, homeowners, renters, life, boat and motorcycle coverage—and is backed by more than three decades of State Farm experience.
Goosehead Insurance is a Gilmer, TX agency that offers a range of personal insurance products, helping customers quickly get coverage for home, auto, renters, boat, motorcycle and flood needs. The agency emphasizes smart, comparison‑based quotes from a large network of carriers.
Central Title has been providing title and escrow services in East Texas since 1912, offering title products, escrow processing and related tools for buyers, sellers, agents, and lenders.
Williams Insurance Agency is an independent insurance agency offering a variety of coverage options such as auto, homeowners, renters, motorcycle, commercial, flood, life, disability, farm and boat insurance. They emphasize 24/7 personal support and have relationships with many insurance companies to find the right price and service for customers.
Upshur County is located in eastern Texas, with its seat in Gilmer. The website provides information on county departments, officials, and services such as auto registration, tax payments, and public notices.
Licensed insurance agency in Gilmer, TX; represents 1 carrier.
Licensed insurance agency in Gilmer, TX; represents 1 carrier.
Licensed insurance agency in Gilmer, TX. Contact directly for available products and carriers.
Licensed insurance agency in Gilmer, TX. Contact directly for available products and carriers.
Licensed insurance agency in Gilmer, TX. Contact directly for available products and carriers.
Licensed insurance agency in Gilmer, TX; represents 84 carriers.
Licensed insurance agency in Gilmer, TX; represents 1 carrier.
Yantis Johns Insurance is a locally owned agency in Pittsburg, TX that offers personal and business insurance solutions. They focus on quick, technology‑driven service and personalized assistance to help clients find the right coverage at lower rates.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.