Life Insurance in Point, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
8 life insurance agencies in Point
Within 15 miles of Point, TX. Click any agency to view profile, contact info, and request a quote.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
Laura Haught, Integra Insurance
Laura Haught - Integra Insurance is located in Quinlan, Texas and serves Quinlan and surrounding areas, offering a full line of insurance products. The agency joined Integra Insurance Services in August 2020 and aims to protect clients' assets with personalized coverage.
SIG/Howell Insurance
SIG Insurance Services, LLC (SIG) is a multi-location independent insurance agency with over 30 locations throughout Texas. Founded in 2000 in Bryan/College Station, the agency offers personal, commercial, and life and health insurance products across the state.
Rick Johns - State Farm Insurance Agent
Rick Johns State Farm Agent office in Wills Point, Texas has been serving the community since 1999, offering a range of insurance options for families, individuals, and businesses. With over three decades of experience, the agency focuses on building lasting relationships and providing personalized coverage guidance.
Ben and Dwayne Wheeler Farmers Insurance
BDW Insurance is a local agency offering homeowners, auto, business, and life & health insurance to customers throughout Texas, Louisiana, Arkansas, and Oklahoma.
Jerry Wayne Redd: Primerica - Financial Services
Primerica is a financial services company that offers term life insurance, auto and home insurance referrals, and investment solutions to middle‑income families. Founded in 1977, it is the second‑largest issuer of term life insurance in the U.S. and focuses on financial education and planning.
Farmers Insurance - Paul Grant
Licensed insurance agency in Wills Point, TX; represents 1 carrier.
Farmers Insurance - Dwayne Wheeler
Licensed insurance agency in Quinlan, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.