Homeowners Insurance in Point, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
15 homeowners insurance agencies in Point
Within 15 miles of Point, TX. Click any agency to view profile, contact info, and request a quote.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
KRM Insurance Specialists
Licensed insurance agency in Royse City, TX; represents 36 carriers.
Bill Slaughter Insurance Agency
Licensed insurance agency in Quinlan, TX. Contact directly for available products and carriers.
Laura Haught, Integra Insurance
Laura Haught - Integra Insurance is located in Quinlan, Texas and serves Quinlan and surrounding areas, offering a full line of insurance products. The agency joined Integra Insurance Services in August 2020 and aims to protect clients' assets with personalized coverage.
Texas Friendly Insurance Agency, Inc.
Texas Friendly Insurance Agency, Inc. is an independent agency offering a variety of insurance products such as auto, homeowners, farm, commercial and specialty lines. The agency emphasizes helping customers find affordable coverage and save money through personalized service.
SIG/Howell Insurance
SIG Insurance Services, LLC (SIG) is a multi-location independent insurance agency with over 30 locations throughout Texas. Founded in 2000 in Bryan/College Station, the agency offers personal, commercial, and life and health insurance products across the state.
Rick Johns - State Farm Insurance Agent
Rick Johns State Farm Agent office in Wills Point, Texas has been serving the community since 1999, offering a range of insurance options for families, individuals, and businesses. With over three decades of experience, the agency focuses on building lasting relationships and providing personalized coverage guidance.
Ben and Dwayne Wheeler Farmers Insurance
BDW Insurance is a local agency offering homeowners, auto, business, and life & health insurance to customers throughout Texas, Louisiana, Arkansas, and Oklahoma.
Jerry Wayne Redd: Primerica - Financial Services
Primerica is a financial services company that offers term life insurance, auto and home insurance referrals, and investment solutions to middle‑income families. Founded in 1977, it is the second‑largest issuer of term life insurance in the U.S. and focuses on financial education and planning.
Hill Insurance Agency LP
Licensed insurance agency in Kaufman, TX; represents 83 carriers.
Dorman Insurance Agency
Licensed insurance agency in Quinlan, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Wills Point, TX; represents 1 carrier.
Farmers Insurance - Paul Grant
Licensed insurance agency in Wills Point, TX; represents 1 carrier.
Farmers Insurance - Dwayne Wheeler
Licensed insurance agency in Quinlan, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Jenifer Seago
Licensed insurance agency in Wills Point, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.