Amarillo and the Panhandle's record-hail year: what it cost insurance markets
2024 was the Panhandle's record hail year. The Vigo Park 7.1in stone anchors a hard cost story for Amarillo homeowners on roofs, deductibles, and renewals.
Texas insurance guides & analysis
Plain-English breakdowns of how to shop, who's licensed, what drives premiums, and how to read a declarations page — written from public TDI data and primary-source reporting, not marketing copy.
Featured guide
Brownsville and the Rio Grande Valley: where coastal hurricane meets border-corridor insurance
Brownsville sits at the intersection of TWIA mandatory wind exposure and binational driving. Both shape its insurance market more than most Texas cities.
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8 articles in Weather & Catastrophe
Weather & Catastrophe
Weather & Catastrophe
The May 28 2024 Garland storm: 1,016 damage reports in one city in one afternoon
How a single May 2024 supercell with 1,016 city-level damage reports reset Garland homeowners renewals through 2026, and what that means for your next quote.
Weather & Catastrophe
Hurricane Beryl, Tropical Storm Alberto, and a coastal-bend year in Corpus Christi insurance
After May hail, Alberto, and Beryl in 2024, here's how TWIA, NFIP, and named-storm deductibles actually layer on a Corpus Christi homeowners stack.
Weather & Catastrophe
West Texas hail: why Lubbock drivers lean on comprehensive coverage more than anyone else
Lubbock auto premiums sit near the Texas average, but West Texas hail makes comprehensive coverage the line that matters. Vigo Park's 7.1-inch June 2024 stone is why.
Weather & Catastrophe
The Fort Worth-Dallas premium gap: same hail corridor, different bills
Fort Worth drivers pay about $480 less than Dallas drivers a year on full coverage. Same hail corridor. Different county inputs. Here's what actually drives the gap.
Weather & Catastrophe
Houston homeowners pay $5,390/yr — here's how hurricane, hail, and flood stack on top of each other
Houston homeowners average $5,390/yr for a $300K dwelling, but standard policies don't cover flood, and named-storm and wind/hail deductibles sit underneath. Here's how the three perils actually layer.
Weather & Catastrophe
DFW Hail Country: How One Storm Reshaped Dallas Homeowners Premiums
A June 2023 supercell delivered $7-10B in insured losses to DFW and locked Dallas homeowners into a two-year rate cycle. Here's how that storm still shapes 2026 renewals.