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Boat Insurance in El Campo, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

7 boat insurance agencies in El Campo

Within 15 miles of El Campo, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 170.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
State Farm Insurance
4.8 · 4 reviews on Google104 yrs in business

State Farm is a nationwide insurance and financial services company founded in 1922, offering a variety of insurance products such as auto, home, renters, life, health, and business coverage. The agency emphasizes personalized bundles, discounts, and a network of 19,000 agents serving over 96 million policies.

AutoBoatCommercial GLDisability+6 more
El Campo, TX· 0.4 mi
Carriers: State Farm
View profile
G Listed
Goosehead Insurance - Tyler Rasmussen
4.8 · 10 reviews on Google

Goosehead Insurance offers a "smarter" approach to coverage, helping customers find home, auto, renters, boat, motorcycle and flood insurance from a wide range of carriers. The agency emphasizes expert agents, easy online quoting, and personalized service to match each client’s needs.

AutoBoatCommercial GLFlood+4 more
El Campo, TX· 0.5 mi
License on file (TDI)
View profile
P Listed
Pronto Insurance
4.4 · 59 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency emphasizes quick service, a wide selection of carriers, and personalized assistance for policies like SR‑22, surety bonds, and roadside assistance.

AutoBoatCommercial GLHomeowners+3 moreSpanish
El Campo, TX· 0.4 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
J Listed
John Harborth - State Farm Insurance Agent
4.8 · 13 reviews on Google

John Harborth is a State Farm® insurance agent serving El Campo, Texas and surrounding communities. The agency offers auto, homeowners, renters, farm, life, commercial, boat and motorcycle insurance with 24‑hour call and text support.

AutoBoatCommercial GLFarm+5 more
El Campo, TX· 0.4 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Cody Sweat - State Farm Insurance Agent
4.8 · 75 reviews on Google

Cody Sweat is a State Farm insurance agent in Wharton, Texas offering auto, homeowners, renters, life and other insurance products. He began his career in the oilfield industry, earned a bachelor’s degree from the University of Houston‑Victoria, and joined State Farm in 2014. He is active in his community and serves English‑ and Spanish‑speaking clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Wharton, TX· 13.8 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Pronto Insurance
4.2 · 68 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Wharton, TX· 14.0 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.