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Boat Insurance in Elm Mott, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

18 boat insurance agencies in Elm Mott

Within 15 miles of Elm Mott, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 10.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
A-MAX Auto Insurance
4.4 · 100+ reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLHomeowners+2 moreSpanish
Waco, TX· 6.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
K Listed
Kalynn Tindall - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Kalynn Tindall is a State Farm insurance agent serving Waco and surrounding Texas communities. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance and focuses on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hewitt, TX· 9.8 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Cathy Hammond - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

Cathy Hammond is a State Farm agent in Waco, Texas, with over 26 years of industry experience and her own office since 2021. She serves the Waco‑McLennan County area and surrounding Texas regions, offering a range of insurance products in English and Italian. The agency is known for a high customer rating and community involvement.

AutoBoatCommercial GLHomeowners+4 moreItalian
Hewitt, TX· 10.8 mi
Carriers: State Farm3-5 agents
View profile
B Listed
Baker and Carey Insurance Agency
4.9 · 100+ reviews on Google58 yrs in business

Baker & Carey Insurance is a locally owned, family‑run agency in Central Texas serving Waco and surrounding areas since 1968. They focus on personalized insurance solutions for families, offering a range of products through independent carrier partnerships.

AutoBoatCommercial GLHomeowners+2 more
Waco, TX· 11.4 mi
Carriers: ASI Lloyds, Allmerica Financial Alliance Insurance Company +201-2 agents
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P Listed
Pronto Insurance
4.8 · 100+ reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 carriers to offer competitive rates and a range of services including SR‑22, surety bonds, roadside assistance and windshield repair.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 12.1 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Waco, Texas location provides support for policy questions via phone and online quotes, serving customers across all 50 states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 11.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.0 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Waco, TX· 7.4 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway is a nationwide insurance retailer that helps customers obtain auto, homeowners, renters, life, motorcycle and boat insurance among other products. The site offers an online quote tool and lists phone numbers for assistance. It serves all 50 U.S. states and provides a range of insurance options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 12.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.2 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Waco, TX· 11.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
A Listed
A-MAX Auto Insurance
4.3 · 100+ reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more - all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Waco, TX· 12.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
B Listed
Brian Wenzel - State Farm Insurance Agent
4.8 · <100 reviews on Google38 yrs in business

Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.

AutoBoatCommercial GLHomeowners+4 more
Woodway, TX· 15.0 mi
Carriers: State Farm1-2 agents
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A Listed
A-MAX Auto Insurance
3.9 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Waco, TX· 11.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
T Listed
Tim Sherwood: Allstate Insurance
4.3 · <100 reviews on Google

Tim Sherwood is an Allstate insurance agent serving Waco, Texas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance and emphasizes personal relationships with the community. He helps clients find coverage that fits their lifestyle and budget.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hewitt, TX· 13.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +131-2 agents
View profile
S Listed
State Farm Insurance Agent
4.8 · <100 reviews on Google104 yrs in business

State Farm is a nationwide insurance provider founded in 1922, offering auto, home, renters, life, health, and business insurance along with banking services. It serves millions of customers through a network of 19,000 agents.

AutoHomeownersRentersMotorcycle+7 more
Hewitt, TX· 14.4 mi
Carriers: State Farm1-2 agents
View profile
N Listed
NavSav Insurance - Waco
4.9 · 100+ reviews on Google

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle and protect their assets. Their agents offer personalized solutions across a range of personal and commercial lines, emphasizing convenience and comprehensive coverage.

AutoBoatCommercial GLCommercial Property+9 more
Waco, TX· 14.8 mi
1-2 agents
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F Listed
Fortress Insurance Group
4.7 · <100 reviews on Google

Fortress Insurance Group is an independent insurance agency based in Waco, Texas offering personal, commercial, and specialty insurance solutions. Their team simplifies the process by comparing multiple carriers to find the best coverage and rates for each client.

AutoBoatCommercial GLHomeowners+3 more
Woodway, TX· 14.1 mi
Carriers: Allstate, State Farm +21-2 agents
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H Listed
Higginbotham - Waco
4.8 · <100 reviews on Google20 yrs in business

Welcome to Higginbotham in Waco, your trusted partner for insurance and employee benefits solutions. At Higginbotham we believe in delivering tailored services that meet the unique needs of each client, providing personalized and values‑driven service across personal and business lines.

AutoHomeownersRentersLife+7 more
Woodway, TX· 14.4 mi
1-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.