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Boat Insurance in Hempstead, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

6 boat insurance agencies in Hempstead

Within 15 miles of Hempstead, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 119.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
E Listed
Edmonds Insurance
4.2 · 15 reviews on Google40 yrs in business

Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life, and recreation insurance. With over 40 years of experience, they work with 30+ carriers to provide personalized coverage across multiple Texas locations.

AutoBoatCommercial GLFarm+5 more
Hempstead, TX· 1.1 mi
Carriers: Progressive6+ agents
View profile
E Listed
Edmonds Insurance
4.6 · 20 reviews on Google40 yrs in business

Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life and recreational insurance. They partner with 30+ carriers and have over 40 years of experience serving families and businesses across multiple Texas locations.

AutoBoatCommercial GLCommercial Property+5 more
Waller, TX· 8.4 mi
Carriers: Progressive6+ agents
View profile
E Listed
Edmonds Insurance
4.8 · 11 reviews on Google40 yrs in business

At Edmonds Insurance, we believe coverage should feel personal, not complicated. For generations, our family has helped Texans protect their homes, farms, businesses, and the things that matter most.

AutoBoatCommercial GLFarm+4 more
Waller, TX· 9.3 mi
Carriers: Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +126+ agents
View profile
C Listed
Century Insurance Agency
4.8 · 7 reviews on Google13 yrs in business

Life and Health Insurance of Texas offers a wide range of products including auto, home, business, and life insurance to meet customers' specific needs, helping families plan for future financial security.

AutoBoatCommercial GLHomeowners+4 more
Waller, TX· 8.4 mi
Carriers: AGCS Marine Insurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1801-2 agents
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G Listed
Goosehead Insurance - Miranda Peltzman
4.7 · 12 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the right coverage and price.

AutoBoatCommercial GLFlood+4 more
Waller, TX· 8.4 mi
Carriers: Homesite Insurance Company, MARKEL AMERICAN INSURANCE COMPANY1-2 agents
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.