Boat Insurance in Mineral Wells, TX
Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.
4 boat insurance agencies in Mineral Wells
Within 15 miles of Mineral Wells, TX. Click any agency to view profile, contact info, and request a quote.
Phil Luker - State Farm Insurance Agent
Phil Luker runs the State Farm Insurance Agency in Mineral Wells, Texas, celebrating 25 years of service since opening in 2001. He and his team focus on personalized coverage for auto, home, life, and other insurance needs, emphasizing relationships and community involvement. The agency is known for its high customer satisfaction, reflected in a 5‑star rating on Google.
April Martin - State Farm Insurance Agent
State Farm agent since 1996 serving North Texas from Mineral Wells and Jacksboro offices, offering a range of insurance products including auto, home, renters, life, business and health coverage. The agency emphasizes personal service and has a team with over 95 years of combined experience.
Wallace Insurance Agency
Wallace Insurance Group, LLC is an independent insurance agency serving Weatherford, Breckenridge and Mineral Wells, Texas, offering personal and commercial insurance coverages such as auto, homeowners, motorcycle, boat, flood, umbrella, and farm insurance.
Alltex Insurance
All-Tex Insurance is a locally owned agency in Granbury, Texas that helps clients with a range of insurance needs, including auto, home, commercial, life, umbrella, boat, motorcycle and renters coverage. They emphasize personalized service and aim to make the insurance process easier and less stressful for families and businesses.
Frequently asked questions
Is boat insurance required in Texas?
Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.
What does it cover?
Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.
Does my homeowners policy cover my boat?
Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.