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Boat Insurance in Mount Pleasant, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

5 boat insurance agencies in Mount Pleasant

Within 15 miles of Mount Pleasant, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 170.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Jason Reid - State Farm Insurance Agent
4.9 · 229 reviews on Google11 yrs in business

The Jason Reid State Farm Insurance Agency serves Mt Pleasant, Texas and surrounding counties, offering auto, homeowners, renters, condo, business, life, boat, and motorcycle insurance. Founded in 2015, the agency emphasizes personalized quotes, community involvement, and holds a State Farm Honor Club membership.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mount Pleasant, TX· 4.1 mi
Carriers: State Farm1-2 agents
View profile
B Listed
Bo Rester - State Farm Insurance Agent
4.9 · 305 reviews on Google11 yrs in business

The Bo Rester State Farm Insurance Agency serves Mt. Pleasant and surrounding Texas areas offering auto, home, renters, condo, motorcycle, ATV, business, life, and financial services. Founded in 2015, Bo Rester emphasizes personalized plans and strong community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mount Pleasant, TX· 5.3 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jeff Welborn - State Farm Insurance Agent
4.3 · 20 reviews on Google25 yrs in business

Jeff Welborn is a second‑generation State Farm agent serving the Mt. Pleasant, Texas community since 2001. He provides personal insurance guidance covering auto, homeowners, life and other products, and serves clients in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mount Pleasant, TX· 3.4 mi
Carriers: State Farm1-2 agents
View profile
H Listed
Higginbotham - Mount Pleasant
4.4 · 16 reviews on Google10 yrs in business

Higginbotham is a people‑focused insurance broker offering personal and business insurance, employee benefits, financial and HR services in Mount Pleasant, TX. The office opened in 2016 after partnering with Capps Insurance Agency and provides customized coverage for homeowners, renters, auto, farm, boat, and commercial liability.

AutoBoatCommercial GLFarm+3 more
Mount Pleasant, TX· 5.4 mi
1-2 agents
View profile

Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.